115 Rachel Lin Lane, FL
Stellar MLS

$425,000

115 Rachel Lin Lane

St Cloud, FL 34771

Listing updated: June 12, 2026 at 9:39 AM ET

Active
3
Beds
2
Baths
1,750
Sq Ft
0.25
Acres
2005
Built
$243/sqft360° tour
Single Family Residence

Property type

2005

Year built

11,064 sqft

Lot size

$243

Price / sq ft

$70/mo

HOA dues

3

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome home to this beautifully updated move in ready three bedroom, two bathroom home with a dedicated office, located in the quiet picturesque gated community of East Lake Reserve in the heart of St. Cloud. Thoughtfully maintained and updated. Major improvements include a new roof (2021), A/C (2020), water heater (2021), flooring (2021), vinyl privacy fence (2020) and fresh interior and exterior paint (2026). For added peace of mind, the home is equipped with custom vinyl window covers providing extra protection during Florida's storm season. Step inside to find a flexible office just off the foyer, ideal for working from home or easily serving as a fourth bedroom. The spacious living room opens to the covered, screened lanai that overlooks the privacy-fenced backyard, creating a comfortable flow for everyday living and entertaining. The eat-in kitchen features granite countertops, a breakfast bar, abundant cabinet and counter space, and new stove and dishwasher. The split-bedroom floor plan offers privacy for everyone. Two secondary bedrooms each feature dual closets and share an updated full bathroom. The primary suite provides a relaxing retreat with granite countertops and a whirlpool tub with a separate shower. Outside, the covered screened lanai serves as an extension of the living space, while the fully fenced backyard offers plenty of room for gardening, play, or simply enjoying the peaceful surroundings. East Lake Reserve is one of St. Cloud's most sought-after gated communities, backing up to East Lake Tohopekaliga, known for its exceptional fishing, boating, and natural beauty. Residents enjoy access to a scenic lakeside boardwalk, community dock with stunning sunset views, basketball courts, playground, direct lake access, and secured boat and RV storage. Ideally located between Lake Nona and Downtown St. Cloud, this home is just minutes from Medical City, Orlando International Airport, UCF, shopping, dining, and entertainment, with convenient access to SR 417, SR 528, Florida's Turnpike, and the greater Orlando area. Schedule your showing today!

Estimated monthly payment

Principal & interest$2,149
Property taxes$321
Home insurance (est.)$195
HOA dues$70

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

  1. Status: Active
    Jun 9, 2026
  2. Listed$425,000
    Jun 9, 2026
  3. Price increased$425,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
3
Subdivision
East Lake Reserve At Narcoossee Unit 3
County
Osceola
Year built
2005
Living area
1,750 sq ft
Price/sq ft
$243
Building area
2,496 sq ft (Public Records)
Lot size
11,064 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12097C0115G)
Garage
2 spaces
Annual taxes
$3,850 (2025)
Parcel #
19-25-31-3016-0001-1740
Zoning
RESI
MLS #
O6415242

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Stone Counters, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$840 / Annually
Monthly HOA
$70/mo
Total monthly fees
$70/mo
Total annual fees
$840
HOA name
East Lake Reserve At Narcoossee Homeowners Associa
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to verify leasing restrictions

Exterior & Construction

Exterior features
French Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryNarcoossee ElementaryGreatSchools ↗
MiddleNarcoossee MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst13x14
Living RoomFirst18x15
OfficeFirst10x13
Primary BedroomFirst3x14
Primary BathroomFirst10x9
Bedroom 2First10x11
Bedroom 3First12x12
Bathroom 2First9x5
Balcony/Porch/LanaiFirst21x9

Listing Details

Listing date
2026-06-08
On market date
2026-06-09
Original list price
$425,000
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Orlando Regional
Status changed
2026-06-09
Tax legal description
EAST LAKE RESERVE AT NARCOOSSEE UNIT 3 PB 16 PGS 82-84 LOT 174

Flood risk

Minimal riskFEMA Zone XPanel 12097C0115G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

FL-417 S Exit 22 for CR-15/Narcoossee Rd Use any lane to turn left onto Narcoossee Rd (signs for FL-417Toll S/Tampa) Turn right onto E Lake Reserve Blvd Turn left onto Rachel Lin Ln Destination will be on the left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 12, 2026 at 9:39 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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