$800,000
440 Palma Ceia Road
Winter Haven, FL 33884
Listing updated: June 24, 2026 at 5:22 PM ET
Listing courtesy of Keller Williams Advantage Iii · Jessica Estrada · MLS #O6415193 · Active · 407-207-0825Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Over 1 Acre with Golf Course Views in Cypresswood Golf & Country Club. Discover a rare opportunity to own one of the LARGEST residential lots in Cypresswood Golf & Country Club, one of Winter Haven's premier gated golf communities. Built in 2023 and situated on 1.17 acres, this exceptional 4-bedroom, 3-bathroom residence offers luxury, privacy, and modern living with expansive views of the 2nd green and 9th tee of the Ron Garl-designed championship golf course. A long private driveway lined with Florida-friendly landscaping leads to an expansive paver parking courtyard and oversized three-car garage featuring a professionally finished epoxy floor. Ebony-finished tongue-and-groove ceilings on both the front entry and rear screened lanai create an impressive first impression, while the Therma-Tru insulated front door with decorative glass insert welcomes you inside. The thoughtfully designed OPEN-CONCEPT FLOOR PLAN features luxury vinyl plank flooring throughout, soaring ceilings with decorative beam details, custom millwork, recessed lighting, and large windows that fill the home with natural light. The spacious great room is anchored by a custom shiplap feature wall with an electric fireplace and opens seamlessly to the covered lanai through oversized sliding glass doors. A premium Denon surround sound system serves both the great room and lanai, making entertaining effortless. The gourmet kitchen combines style and functionality with quartz countertops, a large center island, solid wood cabinetry, under-cabinet lighting, a walk-in pantry with custom shelving, Frigidaire Professional Series stainless steel appliances, and a natural gas cooktop. The spacious primary suite offers a tray ceiling with decorative beams, an oversized walk-in closet, and a luxurious ensuite bath featuring dual vanities, a garden tub, walk-in shower, and private water closet. The split-bedroom floor plan provides privacy for family and guests, and every bedroom includes a walk-in closet. Step outside and enjoy the freedom of owning more than an acre with panoramic golf course views and plenty of room to create your dream outdoor living space. Residents of Cypresswood Golf & Country Club enjoy an 18-hole championship golf course, clubhouse, restaurant, junior Olympic-sized pool, tennis and pickleball courts, and scenic roads perfect for walking, running, and biking. Conveniently located near US-27, I-4, the Polk Parkway, downtown Winter Haven, and LEGOLAND Florida Resort, this home offers an exceptional combination of luxury, space, and location.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history4 days on market
- Status: ActiveJun 20, 2026
- Listed$800,000Jun 20, 2026
- Price increased$800,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 4
- Subdivision
- Cypresswood Golf & Country Club
- County
- Polk
- Year built
- 2023
- Living area
- 2,575 sq ft
- Price/sq ft
- $311
- Building area
- 4,132 sq ft (Public Records)
- Lot size
- 50,887 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- X (12105C0369G)
- Garage
- 3 spaces
- Annual taxes
- $6,403 (2025)
- Parcel #
- 27-28-31-000000-013040
- MLS #
- O6415193
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Convection Oven, Disposal, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Garage Faces Side
HOA & Financial
- HOA fee
- $1,787 / Annually
- Monthly HOA
- $149/mo
- Total monthly fees
- $149/mo
- Total annual fees
- $1,787
- HOA name
- Sandhill HOA/Dave Carter
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- LEASING RESTRICTIONS SHOULD BE INDEPENDENTLY VERIFIED WITH THE HOA, CITY AND COUNTY
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Fire Hydrant, Natural Gas Available, Phone Available, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 13x19 |
| Bedroom 2 | First | 12x15 |
| Bedroom 3 | First | 12x15 |
| Bedroom 4 | First | 12x12 |
| Living Room | First | 16x24 |
| Kitchen | First | 11x18 |
| Primary Bathroom | First | 13x18 |
| Dining Room | First | 10x12 |
Listing Details
- Listing date
- 2026-06-08
- On market date
- 2026-06-20
- Original list price
- $800,000
- Occupant type
- Owner
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-20
- Tax legal description
- BEG 728.52 FT S & 1547 FT W OF NE COR OF SEC RUN S16-50-55W 141.55 FT S16-15-57E 255.17 FT S81-57-3OW 222.34 FT NO3-47-02E 290.92 FT S86-12-58E 105.79 FT N16-50-55E 141.84 FT TO S R/W LINE OF PALMA CEIA RD SELY ALONG CURVE & SAID S R/W LINE 25 FT TO POB
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-4 W take exit 55 to US-27 S. Turn right to Dundee Rd, than turn left to Cypresswood Blvd. Make a right to Palma Ceia Rd. The property will be on the left
Property sale history
Public records440 PALMA CEIA RD, WINTER HAVEN 33884
- Jun 2024$765,000
2,575 sq ft · Built 2023 · 1.1682 acres
Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 24, 2026 at 5:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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