$479,000
1620 17th Street
Winter Haven, FL 33881
Listing updated: June 22, 2026 at 6:24 PM ET
Listing courtesy of La Rosa Realty Prestige · Kimberly Saddler · MLS #P4938977 · Active · 863-940-4850Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
New lake house listing, two houses one price. Must see property with no HOA. Chain of lakes property on Lake Mirror with generator and whole house water system. Main house has beautiful kitchen, big living/dining combo. Kitchen has extra-large refrigerator, island, wall tile, and entry to garage. Large living room has fireplace, storage, and muti doors to sunroom. Primary bedroom has walk in closet, ensuite bathroom, and doors to sunroom. Sunroom faces lake has storage and hurricane windows. Laundry room has washer, dryer, and storage. Covered back porch overlooks pineapple garden. Separate cottage comes fully furnished and has full bath, kitchen, pantry and closet. Cottage overlooks banana and avocado trees. Covered dock overlooks lake with a swing for relaxation. All information is deemed reliable but not guaranteed. Buyer must verify all information and measurements. No seller financing.
Local Insight
This 1939 waterfront cottage at $496/sqft is banking on location premium rather than square footage value—you're paying lakefront prices for 965 sqft that won't appreciate like newer construction, so the real draw is immediate water access and the in-law suite's rental potential for STR investors targeting the fishing and LEGOLAND crowd. The tradeoff is honest: you're getting that Chain of Lakes lifestyle advantage over Orange County at a fraction of the cost, but the age and modest size mean renovation risk and limited resale appeal to buyers who don't value waterfront living enough to overlook the bones.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history5 days on market
- Status: ActiveJun 18, 2026
- Listed$479,000Jun 17, 2026
- Price increased$479,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 5
- Subdivision
- Hendersons Ext Kenilworth Park
- County
- Polk
- Year built
- 1939
- Living area
- 965 sq ft
- Price/sq ft
- $496
- Building area
- 1,321 sq ft (Public Records)
- Lot size
- 9,352 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0365G)
- Garage
- 1 spaces
- Annual taxes
- $3,581 (2025)
- Parcel #
- 26-28-19-553600-000070
- Zoning
- R-1A
- MLS #
- P4938977
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener, Whole House R.O. System
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- West
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters, Storage
- Construction materials
- Vinyl Siding, Frame
- Roof
- Other
- Foundation
- Block
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Natural Gas Available, Phone Available, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 13x12 |
| Living Room | First | 16x26 |
| Primary Bedroom | First | 17x10 |
| Laundry | First | 11x10 |
| Florida Room | First | 37x12 |
| Primary Bathroom | First | 6x10 |
Listing Details
- Listing date
- 2026-06-17
- On market date
- 2026-06-17
- Original list price
- $479,000
- Occupant type
- Vacant
- MLS area
- 33881 - Winter Haven / Florence Villa
- Listing AOR
- Lakeland
- Status changed
- 2026-06-18
- Tax legal description
- HENDERSONS EXTENSION TO KENILWORTH PARK PB 11 PG 5 & PB 28 PG 35 S19 T28 R26 TRACT 4 LOT 7
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Havendale going east, take a right on 17th ST NW, head south and go thru 2 stop signs, house is on left. From Lake Howard going west, take a right on 17th ST NW, head north and go thru 1 stop sign, over bridge, house is on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 22, 2026 at 6:24 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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