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$449,000

1620 17th Street

Winter Haven, FL 33881

Listing updated: August 26, 2026 at 5:02 PM ET

Active

Listing courtesy of La Rosa Realty Prestige · Kimberly Saddler · MLS #P4938977 · Active · 863-940-4850

Beds

Baths

965

Sq Ft

0.21

Acres

1939

Built

◆Waterfront◆Water access◆In-law suite◆Fireplace◆$465/sqft

Single Family Residence

Property type

1939

Year built

9,352 sqft

Lot size

$465

Price / sq ft

No HOA

HOA dues

Days on market

Garage space

Flood zone

About this home

New Lake Life listing, two houses one price. Must see property with no HOA. Chain of lakes property on Lake Mirror with generator and whole house water system. Main house has beautiful kitchen, big living/dining combo. Kitchen has extra-large refrigerator, island, wall tile, and entry to garage. Large living room has fireplace, storage, and muti doors to sunroom. Primary bedroom has walk in closet, ensuite bathroom, and doors to sunroom. Sunroom faces lake has storage and hurricane windows. Laundry room has washer, dryer, and storage. Covered back porch overlooks pineapple garden. Separate cottage comes fully furnished and has full bath, kitchen, pantry and closet. Cottage overlooks banana and avocado trees. Covered dock overlooks lake with a swing for relaxation. Each house has one bedroom. main house has space to build a second bedroom. 23 chain lakes are connected by canals. All information is deemed reliable but not guaranteed. Buyer must verify all information and measurements. No seller financing.

Estimated monthly payment

Principal & interest$2,270

Property taxes$298

Home insurance (est.)$206

Down payment

20%

$89,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history70 days on market

Status: Active
Jun 18, 2026
Listed$479,000
Jun 17, 2026
Price reduced$449,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 70
Subdivision: Hendersons Ext Kenilworth Park
County: Polk
Year built: 1939
Living area: 965 sq ft
Price/sq ft: $465
Building area: 1,321 sq ft (Public Records)
Lot size: 9,352 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12105C0365G)
Garage: 1 spaces
Annual taxes: $3,581 (2025)
Parcel #: 26-28-19-553600-000070
Zoning: R-1A
MLS #: P4938977

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Half bathrooms: 1
Flooring: Ceramic Tile
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener, Whole House R.O. System
Interior features: Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry: Laundry Room
Stories / Levels: One
Direction faces: West
Fireplace: Yes
In-law suite: Yes

Heating & Cooling

Heating: Central, Heat Pump
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: Yes
Parking features: Garage Door Opener

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Lighting, Rain Gutters, Storage
Construction materials: Vinyl Siding, Frame
Roof: Other
Foundation: Block
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Natural Gas Available, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Kitchen	First	13x12
Living Room	First	16x26
Primary Bedroom	First	17x10
Laundry	First	11x10
Florida Room	First	37x12
Primary Bathroom	First	6x10

Listing Details

Listing date: 2026-06-17
On market date: 2026-06-17
Original list price: $479,000
Occupant type: Vacant
MLS area: 33881 - Winter Haven / Florence Villa
Listing AOR: Lakeland
Status changed: 2026-06-18
Tax legal description: HENDERSONS EXTENSION TO KENILWORTH PARK PB 11 PG 5 & PB 28 PG 35 S19 T28 R26 TRACT 4 LOT 7

Flood risk

Minimal riskFEMA Zone XPanel 12105C0365G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Havendale going east, take a right on 17th ST NW, head south and go thru 2 stop signs, house is on left. From Lake Howard going west, take a right on 17th ST NW, head north and go thru 1 stop sign, over bridge, house is on the right.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 26, 2026 at 5:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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