


$436,900
7575 Bent Tree Loop
Harmony, FL 34773
Listing updated: August 27, 2026 at 6:06 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
WATERFRONT + NO CDD + UP TO $20,000 FLEX CASH + BUILDER-PAID CLOSING COSTS! Don’t miss this exceptional opportunity to own a MOVE-IN READY WATERFRONT HOME offering incredible value, flexible financing options, and incentives designed to help qualified buyers save thousands! Wake up to peaceful POND VIEWS from the living room, kitchen, dining area, and OWNER’S SUITE. Step outside to the OVERSIZED BACKYARD with NO REAR NEIGHBORS, where the covered lanai creates the perfect setting for morning coffee, beautiful Florida sunsets, BBQs, entertaining, or simply relaxing by the water, with a thoughtfully designed open-concept layout. The spacious family room flows seamlessly into the kitchen, featuring a large center island, abundant cabinetry, and generous counter space—perfect for everyday living and entertaining. Upstairs, the spacious OWNER’S SUITE overlooks the water and features a walk-in closet and private en-suite bath. Three additional bedrooms provide plenty of flexibility for family, guests, a home office, or hobby space. Located in Harmony Central, enjoy desirable community amenities including a POOL WITH CABANA, DOG PARK, and WALKING TRAILS, all while benefiting from NO CDD FEES. Convenient access to shopping, dining, schools, major roadways, Lake Nona, Orlando International Airport, and Florida’s east coast makes this an ideal Central Florida location. WATERFRONT | NO REAR NEIGHBORS | NO CDD | UP TO $20K FLEX CASH | BUILDER-PAID CLOSING COSTS! This combination of water views, privacy, new construction, and valuable builder incentives is hard to find. Schedule your private showing TODAY and take advantage of this opportunity before it’s gone! **Incentives, Flex Cash, closing-cost assistance, and financing options are subject to buyer qualification, availability, lender requirements, and applicable program guidelines.**
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history83 days on market
- Status: ActiveJun 5, 2026
- Listed$428,900Jun 5, 2026
- Price increased$436,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 83
- Subdivision
- Harmony Central Ph 2
- County
- Osceola
- Year built
- 2025
- Living area
- 2,202 sq ft
- Price/sq ft
- $198
- Building area
- 2,602 sq ft (Builder)
- Lot size
- 4,792 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12097C0295G)
- Garage
- 2 spaces
- Annual taxes
- $831 (2025)
- Parcel #
- 32-26-32-3666-000N-0160
- Zoning
- RESI
- MLS #
- O6414320
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range
- Interior features
- Eat-in Kitchen, In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- South
- New construction
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $908 / Annually
- Monthly HOA
- $76/mo
- Total monthly fees
- $76/mo
- Total annual fees
- $908
- HOA name
- Artemis Lifestyles / Pedro Gutierrez
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Check directly with HOA Management
- Approval process
- Check directly with HOA Management
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Balcony/Porch/Lanai | First | 15x7 |
| Bathroom 2 | Second | |
| Bathroom 3 | First | |
| Bedroom 2 | Second | 10x12 |
| Bedroom 3 | Second | 10x11 |
| Primary Bedroom | Second | 14x14 |
| Primary Bathroom | Second | |
| Dining Room | First | 13x13 |
| Great Room | First | 18x20 |
| Kitchen | First |
Listing Details
- Listing date
- 2026-06-05
- On market date
- 2026-06-05
- Original list price
- $428,900
- Occupant type
- Vacant
- MLS area
- 34773 - St Cloud (Harmony)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-05
- Tax legal description
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK N LOT 16
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Driving Directions from Orlando International Airport to Harmony Central: Take SR-528 and exit on S. Narcoossee Rd and continue for approx. 15 miles then make left turn on US-192 East and continue for about 9 miles and look for Harmony Central entrance signage. As soon you enter model home will be located on left side entrance.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 27, 2026 at 6:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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