404 Islebay Drive, FL404 Islebay Drive, FL404 Islebay Drive, FL
Stellar MLS
1 / 60

$699,000

404 Islebay Drive

Apollo Beach, FL 33572

Listing updated: July 12, 2026 at 1:05 PM ET

Active
Stellar MLSListing courtesy of Century 21 Beggins Enterprises · Heidi Seddon · MLS #TB8516159 · Active · 813-658-2121
3
Beds
2
Baths
2,104
Sq Ft
0.18
Acres
2004
Built
WaterfrontWater accessPrivate pool$332/sqft
Single Family Residence

Property type

2004

Year built

7,731 sqft

Lot size

$332

Price / sq ft

$21/mo

HOA dues

37

Days on market

2

Garage spaces

AE

Flood zone

About this home

This canal-front MiraBay home is the rare waterfront property where the big-ticket work is already finished. New roof, new HVAC, hurricane-impact windows, and fully remodeled kitchen and baths. A heated gunite pool (2024) and screened lanai overlook sparkling canal views and evening sunsets, non-dockable, so it’s kayaks or paddleboards over boat maintenance. Inside: luxury waterproof plank flooring, quartz countertops, custom millwork, and fresh paint throughout. Minutes from Tampa, St. Pete, and Sarasota, with MiraBay’s resort-style amenities at your doorstep. Move-in ready, meticulously updated, priced to reflect it. Furnishings available for purchase.

Estimated monthly payment

Principal & interest$3,535
Property taxes$987
Home insurance (est.)$320
HOA dues$21

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history37 days on market

  1. Status: Active
    Jun 5, 2026
  2. Listed$734,000
    Jun 5, 2026
  3. Price reduced$699,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
37
Subdivision
Mirabay Ph 1b-1/2a-1/3b-1
County
Hillsborough
Year built
2004
Living area
2,104 sq ft
Price/sq ft
$332
Building area
3,066 sq ft (Public Records)
Lot size
7,731 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12057C0493J)
Garage
2 spaces
Pool
Private pool
Annual taxes
$11,840 (2025)
Parcel #
U-29-31-19-648-000023-00002.0
Zoning
PD
MLS #
TB8516159

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Wood
Appliances
Dishwasher, Range, Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Other
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$256 / Annually
Monthly HOA
$21/mo
Total monthly fees
$21/mo
Total annual fees
$256
HOA name
MiraBay
CDD
Yes
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Check with HOA.
Approval process
Check with HOA.

Exterior & Construction

Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryApollo Beach-HBGreatSchools ↗
MiddleEisenhower-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst

Listing Details

Listing date
2026-06-05
On market date
2026-06-05
Original list price
$734,000
Occupant type
Vacant
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2026-06-05
Tax legal description
MIRABAY PHASE 1B-1/2A-1/3B-1 LOT 2 BLOCK 23

Flood risk

High riskFEMA Zone AEPanel 12057C0493J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75 S, exit towards Big Bend Rd, turn right onto Big Bend Rd, use the left two lanes to turn left onto US HWY 41, follow to MiraBay subdivision on the right. Turn right onto Mirabay Blvd, turn right onto Islebay Dr to home on left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 12, 2026 at 1:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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