604 Poinsettia Avenue, FL
Stellar MLS

$1,490,000

604 Poinsettia Avenue

Ellenton, FL 34222

Active
3
Beds
4
Baths
3,323
Sq Ft
0.31
Acres
1964
Built
WaterfrontWater accessPrivate pool$448/sqft
Single Family Residence

Property type

1964

Year built

13,599 sqft

Lot size

$448

Price / sq ft

No HOA

HOA dues

0

Days on market

1

Garage space

AE, VE

Flood zone

About this home

Big Water. Big Views. Completely Turnkey on the Manatee River. Tucked at the end of a quiet cul-de-sac in the sought-after waterfront community of Tropical Harbor, this Ellenton stunner delivers some of the widest, most expansive open-water views on the Manatee River. With direct access to both the river and the Intracoastal, it's a rare find for boaters, anglers, and anyone who craves life on the water, and it comes fully furnished and ready to enjoy from day one. Step outside to your private resort-style retreat. A heated pool with a cascading waterfall feature, all wrapped in a screened cage with three-quarters of the screening freshly replaced. The brand-new pool pump and heater (2024) mean year-round enjoyment, while the spacious paver pool deck sets the stage for sunset gatherings over the water. Your private dock is a boater's dream, featuring two lifts, all-new wood decking, and both water and power on-site. The seawall cap, replaced in 2010, remains in mint condition. Inside, no detail has been overlooked. The home has been thoughtfully and extensively updated, including updated PGT impact windows and sliders for peace of mind and energy efficiency. Brand new 3 & 5 ton Trane HVAC systems with all-new ductwork were installed in 2024, and the roof was replaced in 2020. Fresh interior paint (2025) and updated exterior paint (2019) keep the home crisp and move-in ready. The interior shines with elegant plantation shutters throughout the bedrooms, updated stainless steel appliances, and beautifully remodeled spaces, the luxurious primary ensuite bath, the guest bathroom, and the laundry room were all renovated in 2025. Best of all, this home conveys fully furnished and turnkey, right down to a new garage refrigerator. Parking and storage are abundant, with a one-car attached garage plus a two-car carport addition (built 2020) that comfortably fits two SUVs. A brick paver driveway, added in 2020, elevates the curb appeal, while smart improvements like a French drain for added flood protection and insulated attic crawlspaces give you confidence in every season. From the major-ticket updates to the thoughtful finishing touches, this is a home where the work has already been done, all that's left is to bring your boat(s), your sunscreen, and your sense of adventure. Homes with this combination of premium open-water views, a private dock with direct river and Intracoastal access, extensive modern upgrades, and a coveted cul-de-sac location simply don't come along often. Properties like this in Tropical Harbor are truly one of a kind. Come experience the very best of Manatee River living. Schedule your private showing today before this exceptional opportunity slips away.

Local Insight

At $448/sqft for a 1964 waterfront home in a high-risk flood zone (AE/VE), you're paying a premium for location and water access rather than a recently updated structure, so flood insurance costs and potential elevation requirements should be factored heavily into your true cost of ownership. The 0.31-acre lot is tight for this price point, and the age of the home means you'll likely face significant expenses on the roof, foundation, and mechanical systems sooner rather than later. That said, if waterfront lifestyle and the private pool justify the premium and you're prepared for the flood zone realities, this could work—but get a thorough inspection and solid flood insurance quotes before committing.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$7,534
Property taxes$543
Home insurance (est.)$683

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 4, 2026
  2. Listed$1,490,000
    Jun 4, 2026
  3. Price increased$1,490,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Tropical Harbor Sec 1
County
Manatee
Year built
1964
Living area
3,323 sq ft
Price/sq ft
$448
Building area
4,419 sq ft (Public Records)
Lot size
13,599 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE, VE (12081C0169F)
Garage
1 spaces
Pool
Private pool
Annual taxes
$6,510 (2025)
Parcel #
974500001
Zoning
RSF6
MLS #
A4695807

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Interior Details

Bedrooms
3
Full bathrooms
3
Half bathrooms
1
Flooring
Ceramic Tile, Hardwood
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Boat, Covered, Driveway, Guest

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Verify all leasing restrictions with Manatee County.

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Schools

ElementaryBlackburn ElementaryGreatSchools ↗
MiddleLincoln MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst19x27
Family RoomFirst15x60
Dining RoomFirst16x17
KitchenFirst10x16
Primary BedroomFirst16x16
Bedroom 2First11x16
Bedroom 3First8x13

Listing Details

Listing date
2026-06-04
On market date
2026-06-04
Original list price
$1,490,000
Occupant type
Owner
MLS area
34222 - Ellenton
Listing AOR
Sarasota - Manatee
Status changed
2026-06-04
Tax legal description
LOT 42 SEC 1 TROPICAL HARBOR PI#9745.0000/1

Flood risk

High riskFEMA Zone AE, VEPanel 12081C0169F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

301 to 42nd Ave Dr. turn into Tropical Harbor, Right on Magnolia, left on Poinsettia, this home is t the end of the cul-de-sac.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 4:00 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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