$1,490,000
604 Poinsettia Avenue
Ellenton, FL 34222
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Big Water. Big Views. Completely Turnkey on the Manatee River. Tucked at the end of a quiet cul-de-sac in the sought-after waterfront community of Tropical Harbor, this Ellenton stunner delivers some of the widest, most expansive open-water views on the Manatee River. With direct access to both the river and the Intracoastal, it's a rare find for boaters, anglers, and anyone who craves life on the water, and it comes fully furnished and ready to enjoy from day one. Step outside to your private resort-style retreat. A heated pool with a cascading waterfall feature, all wrapped in a screened cage with three-quarters of the screening freshly replaced. The brand-new pool pump and heater (2024) mean year-round enjoyment, while the spacious paver pool deck sets the stage for sunset gatherings over the water. Your private dock is a boater's dream, featuring two lifts, all-new wood decking, and both water and power on-site. The seawall cap, replaced in 2010, remains in mint condition. Inside, no detail has been overlooked. The home has been thoughtfully and extensively updated, including updated PGT impact windows and sliders for peace of mind and energy efficiency. Brand new 3 & 5 ton Trane HVAC systems with all-new ductwork were installed in 2024, and the roof was replaced in 2020. Fresh interior paint (2025) and updated exterior paint (2019) keep the home crisp and move-in ready. The interior shines with elegant plantation shutters throughout the bedrooms, updated stainless steel appliances, and beautifully remodeled spaces, the luxurious primary ensuite bath, the guest bathroom, and the laundry room were all renovated in 2025. Best of all, this home conveys fully furnished and turnkey, right down to a new garage refrigerator. Parking and storage are abundant, with a one-car attached garage plus a two-car carport addition (built 2020) that comfortably fits two SUVs. A brick paver driveway, added in 2020, elevates the curb appeal, while smart improvements like a French drain for added flood protection and insulated attic crawlspaces give you confidence in every season. From the major-ticket updates to the thoughtful finishing touches, this is a home where the work has already been done, all that's left is to bring your boat(s), your sunscreen, and your sense of adventure. Homes with this combination of premium open-water views, a private dock with direct river and Intracoastal access, extensive modern upgrades, and a coveted cul-de-sac location simply don't come along often. Properties like this in Tropical Harbor are truly one of a kind. Come experience the very best of Manatee River living. Schedule your private showing today before this exceptional opportunity slips away.
Local Insight
At $448/sqft for a 1964 waterfront home in a high-risk flood zone (AE/VE), you're paying a premium for location and water access rather than a recently updated structure, so flood insurance costs and potential elevation requirements should be factored heavily into your true cost of ownership. The 0.31-acre lot is tight for this price point, and the age of the home means you'll likely face significant expenses on the roof, foundation, and mechanical systems sooner rather than later. That said, if waterfront lifestyle and the private pool justify the premium and you're prepared for the flood zone realities, this could work—but get a thorough inspection and solid flood insurance quotes before committing.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 4, 2026
- Listed$1,490,000Jun 4, 2026
- Price increased$1,490,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Tropical Harbor Sec 1
- County
- Manatee
- Year built
- 1964
- Living area
- 3,323 sq ft
- Price/sq ft
- $448
- Building area
- 4,419 sq ft (Public Records)
- Lot size
- 13,599 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE, VE (12081C0169F)
- Garage
- 1 spaces
- Pool
- Private pool
- Annual taxes
- $6,510 (2025)
- Parcel #
- 974500001
- Zoning
- RSF6
- MLS #
- A4695807
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Ceramic Tile, Hardwood
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Boat, Covered, Driveway, Guest
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Verify all leasing restrictions with Manatee County.
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 19x27 |
| Family Room | First | 15x60 |
| Dining Room | First | 16x17 |
| Kitchen | First | 10x16 |
| Primary Bedroom | First | 16x16 |
| Bedroom 2 | First | 11x16 |
| Bedroom 3 | First | 8x13 |
Listing Details
- Listing date
- 2026-06-04
- On market date
- 2026-06-04
- Original list price
- $1,490,000
- Occupant type
- Owner
- MLS area
- 34222 - Ellenton
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-06-04
- Tax legal description
- LOT 42 SEC 1 TROPICAL HARBOR PI#9745.0000/1
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
301 to 42nd Ave Dr. turn into Tropical Harbor, Right on Magnolia, left on Poinsettia, this home is t the end of the cul-de-sac.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 4, 2026 at 4:00 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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