3271 Mcmath Drive, FL
Stellar MLS

$392,700

3271 Mcmath Drive

Palm Harbor, FL 34684

Active
2
Beds
2
Baths
1,332
Sq Ft
0.09
Acres
1983
Built
Water access55+ community$295/sqft
Villa

Property type

1983

Year built

3,855 sqft

Lot size

$295

Price / sq ft

$172/mo

HOA dues

1

Day on market

2

Garage spaces

x

Flood zone

About this home

BEAUTIFULLY UPDATED, HIIGHLAND LAKES 2BD/2BA, 1,332 SQ FT VILLA with a SPACIOUS GARAGE in the highly sought-after 55+ Highland Lakes community of Palm Harbor. This home boasts great curb appeal, highlighted by an expanded front walkway, an oversized front patio designed for outdoor enjoyment with a remote-controlled Sunbrella retractable awning valued at approximately $35,000—creating the perfect year-round space to relax and entertain. Inside, this pristine residence showcases top-of-the-line upgrades throughout. The updated kitchen features premium cabinetry, quality appliances, and thoughtful finishes designed for both style and functionality. The spacious primary suite includes an enlarged custom closet and tastefully upgraded primary ensuite bath. The guest bedroom offers the added convenience of a Murphy bed for flexible living to use as you wish. Remote-controlled window coverings throughout the home add both comfort and sophistication. The enclosed air-conditioned lanai provides additional living space ideal for entertaining, reading, or enjoying the Florida lifestyle in any season. 2018 HVAC, 2024 EATON CIRCUIT BREAKER. Highland Lakes is one of Pinellas County’s premier active adult communities, known for its resort-style amenities and vibrant social atmosphere. Residents enjoy unlimited golf on three executive 9-hole golf courses with greens fees included in the HOA. The community also features tennis courts, pickleball, shuffleboard, bocce ball, arts and crafts studios, a woodworking shop, interactive theater productions, two heated community pools, and two clubhouses offering an abundance of clubs, activities, dinners, dances, and social events. One of the community’s most unique features is access to beautiful Lake Tarpon, where residents can enjoy pontoon boat rides, lake excursions, and even trips to the popular Tarpon Turtle waterfront restaurant. Boat and RV storage is also available onsite. Goolf Carts OK. Conveniently located near Gulf beaches, shopping, restaurants, parks, and Tampa International Airport, this exceptional villa offers the perfect blend of luxury upgrades, low-maintenance living, and an unmatched active Florida lifestyle. Rarely does a home and community come together so perfectly—this is truly a one-of-a-kind opportunity! Schedule your showing Today before it's gone!

Estimated monthly payment

Principal & interest$1,986
Property taxes$321
Home insurance (est.)$180
HOA dues$172

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 4, 2026
  2. Listed$392,700
    Jun 4, 2026
  3. Price increased$392,700

Virtual Tour

Facts & features

Property type
Residential
Sub type
Villa
Status
Active
Days on market
1
Subdivision
Highland Lakes
County
Pinellas
Year built
1983
Living area
1,332 sq ft
Price/sq ft
$295
Lot size
3,855 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Garage
2 spaces
Annual taxes
$3,854 (2025)
Parcel #
05-28-16-38906-000-1030
Zoning
RPD-7.5
MLS #
TB8514165

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, In Garage, Washer Hookup
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$172 / Monthly
Monthly HOA
$172/mo
Total monthly fees
$340/mo
Total annual fees
$4,080
HOA name
CHERYL ADAMS
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
55+
Approval process
Board Approval-CONTACT HOA FOR APPLICATION

Exterior & Construction

Exterior features
Awning(s)
Construction materials
Stucco
Roof
Other
Foundation
Slab
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Schools

ElementaryHighland Lakes Elementary-PNGreatSchools ↗
MiddleCarwise Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst14x29
KitchenFirst8x12
Primary BedroomFirst11x15
Bedroom 2First10.6x14.4

Listing Details

Listing date
2026-06-04
On market date
2026-06-04
Original list price
$392,700
Occupant type
Vacant
MLS area
34684 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-06-04
Tax legal description
HIGHLAND LAKES UNIT THIRTEEN PHASE 2 LOT 103

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From U.S. Highway 19 to 3271 McMath Dr: Head north on US Hwy 19. Turn east onto Highlands Blvd (entrance to Highland Lakes). Continue on Highlands Blvd for approximately 1 mile. Turn right onto McMath Dr. Continue down McMath Dr — 3271 McMath Dr will be on your left-hand side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA