$423,000
5825 Arboretum Street
St Cloud, FL 34771
Listing updated: June 6, 2026 at 5:57 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Take advantage of a rare assumable financing opportunity through Freedom Mortgage with a low 5.25% interest rate available to qualified buyers. Buyer closing costs through Freedom Mortgage are covered, no appraisal is required, and the assumption process typically takes approximately 45 days with a low $1,800 assumption fee—offering significant savings and added convenience compared to traditional financing. This beautifully designed 2023 Cali model "Smart Home" is located on a corner lot in the sought-after Prairie Oaks community in St. Cloud. This move-in ready 4-bedroom, 2-bathroom home showcases a bright open-concept floor plan with modern tile flooring throughout the main living areas, granite countertops, stainless steel appliances, and a spacious center island that perfectly connects the kitchen, dining, and living spaces—ideal for entertaining and everyday living. Designed with both comfort and functionality in mind, the split-bedroom layout provides added privacy, while the spacious primary suite creates the perfect retreat at the end of the day. Step outside to enjoy the open rear porch and fully vinyl-fenced backyard, offering plenty of space for relaxing, pets, play, or outdoor gatherings. Prairie Oaks offers residents a welcoming neighborhood atmosphere with convenient access to Lake Nona, Medical City, Orlando International Airport, shopping, dining, and major roadways including Florida’s Turnpike, making commuting a breeze. Enjoy the charm of St. Cloud with nearby parks, lakes, recreational activities, and growing local amenities while still being close to everything Central Florida has to offer. This nearly new home combines modern finishes, energy-efficient construction, and an unbeatable location—ready for you to move right in and enjoy. Home is NOT in a flood zone per LOMR.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 6, 2026
- Listed$423,000Jun 6, 2026
- Price increased$423,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Prairie Oaks
- County
- Osceola
- Year built
- 2023
- Living area
- 1,830 sq ft
- Price/sq ft
- $231
- Building area
- 2,396 sq ft (Public Records)
- Lot size
- 6,534 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- CX (12097C0115G)
- Garage
- 2 spaces
- Annual taxes
- $4,938 (2025)
- Parcel #
- 22-25-31-4751-0001-1710
- Zoning
- RES
- MLS #
- A4695153
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Open Floorplan, Split Bedroom, Stone Counters, Thermostat
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $166 / Monthly
- Monthly HOA
- $166/mo
- Total monthly fees
- $166/mo
- Total annual fees
- $1,992
- HOA name
- Sherry Toler
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Assumable, Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Copy of lease agreement must be provided to the HOA. Please verify any and all restrictions with the HOA.
Exterior & Construction
- Exterior features
- Private Yard, Sprinkler Metered
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Recycled, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x15 |
| Living Room | First | 15x16.4 |
| Dining Room | First | 11x10.4 |
| Kitchen | First | 18x11.4 |
| Bedroom 2 | First | 10.4x11 |
| Bedroom 3 | First | 10.4x11 |
| Bedroom 4 | First | 11x11.8 |
| Balcony/Porch/Lanai | First | 11x8 |
Listing Details
- Listing date
- 2026-05-29
- On market date
- 2026-06-06
- Original list price
- $423,000
- Occupant type
- Owner
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-06-06
- Tax legal description
- PRAIRIE OAKS PB 31 PGS 166-172 LOT 171
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Narcoossee turn onto Cyrils, then right onto Absher Road, Right onto Jack Brack Road, Left onto Sable Green Drive, Left onto Arboretum. Home is on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 6, 2026 at 5:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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