2821 Rustic Oak Place, FL2821 Rustic Oak Place, FL2821 Rustic Oak Place, FL
Stellar MLS
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$875,000

2821 Rustic Oak Place

Oviedo, FL 32766

Listing updated: June 26, 2026 at 6:53 AM ET

Active
Stellar MLSListing courtesy of Coldwell Banker Realty · Nahed Georgy · MLS #O6410081 · Active · 407-696-8000
6
Beds
4
Baths
3,492
Sq Ft
0.48
Acres
2005
Built
Waterfront3-car garage$251/sqft360° tour
Single Family Residence

Property type

2005

Year built

20,937 sqft

Lot size

$251

Price / sq ft

$98/mo

HOA dues

1

Day on market

3

Garage spaces

X

Flood zone

About this home

Welcome to 2821 Rustic Oak Place, an extraordinary residence where refined living meets the quiet beauty of nature. Elegantly positioned on an expansive 0.48-acre cul-de-sac lot in the prestigious Live Oak Reserve community, this 6-bedroom, 3.5-bath home offers a rare combination of privacy, sophistication, and breathtaking natural surroundings. A brand-new roof (6-2026) enhances the home’s long-term value and peace of mind. From the moment you arrive, the property’s inviting curb appeal and serene waterfront setting set the tone for the exceptional lifestyle within. Gentle breezes, shimmering pond views, and the calming rhythm of nature create a daily backdrop that feels both peaceful and inspiring. A truly distinctive feature of this property is the protected turtle habitat, offering a unique connection to local wildlife and a picturesque natural environment rarely found in residential communities. With no rear neighbors and an oversized lot, the home provides exceptional outdoor space for relaxation, entertaining, or simply enjoying the tranquil surroundings. Inside, the home unfolds with 3,492 sq ft of thoughtfully designed living space, featuring soaring ceilings, a split-bedroom layout, and an expansive upstairs bonus suite ideal for multi-generational living, a media room, or a private retreat. The gourmet kitchen is the heart of the home, showcasing granite countertops, stainless steel appliances, a center island, and a breakfast bar that flows seamlessly into the spacious family room—perfect for both everyday living and elegant gatherings. The luxurious primary suite offers dual walk-in closets and a spa-inspired bath with separate vanities, a soaking tub, and a walk-in shower. Throughout the home, clean lines, modern finishes, and abundant natural light create a warm yet sophisticated atmosphere. Step outside to the screened and covered lanai, where tranquil water views and lush greenery provide a peaceful setting for morning coffee, evening sunsets, or weekend entertaining. The quiet cul-de-sac location enhances the home’s exclusivity, offering minimal traffic and a serene neighborhood ambiance. Residents of Live Oak Reserve enjoy resort-style amenities, including a community pool, splash pad, clubhouse, fitness center, sports courts, playgrounds, and scenic walking trails. The community is also zoned for top-rated schools, adding to its exceptional appeal. A rare offering where elegance, privacy, and waterfront living converge—experience the exceptional charm of 2821 Rustic Oak Place. Schedule your private showing today!

Local Insight

At $251/sqft for a 2005 build with 6 bedrooms on a waterfront lot in Live Oak Reserve, you're paying a meaningful premium over Oviedo's median—this property needs to justify that through either the waterfront appeal, lot size, or school assignment, so scrutinize the water quality, flooding history during heavy rains, and whether the 0.48-acre lot feels spacious enough for the price. The $98 monthly HOA is reasonable for a master-planned community, but combined with a 19-year-old home, factor in potential foundation, roof, or HVAC replacements that could add up quickly. The location near SR-417 is genuinely valuable for UCF commuters and corporate corridor workers, but confirm the actual distance and whether the highway noise carries to this street before committing.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$4,424
Property taxes$571
Home insurance (est.)$401
HOA dues$98

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 25, 2026
  2. Listed$875,000
    Jun 25, 2026
  3. Price increased$875,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Live Oak Reserve Unit Three
County
Seminole
Year built
2005
Living area
3,492 sq ft
Price/sq ft
$251
Building area
4,556 sq ft (Public Records)
Lot size
20,937 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12117C0195F)
Garage
3 spaces
Annual taxes
$6,857 (2026)
Parcel #
29-21-32-5RG-0000-4870
Zoning
PUD
MLS #
O6410081

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Interior Details

Bedrooms
6
Full bathrooms
3
Half bathrooms
1
Flooring
Ceramic Tile, Laminate, Wood
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Trash Compactor, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Garage Door Opener, Garage Faces Side

HOA & Financial

HOA fee
$295 / Quarterly
Monthly HOA
$98/mo
Total monthly fees
$98/mo
Total annual fees
$1,180
HOA name
Leland MGT/Kristina Zelik
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
MUST BE VERIFIED WITH HOA
Approval process
MUST BE VERIFIED WITH HOA

Exterior & Construction

Exterior features
Private Mailbox, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Public, Underground Utilities, Water Available, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryAPartin ElementaryGreatSchools ↗
MiddleAChiles MiddleGreatSchools ↗
High SchoolAHagerty HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 2First13x12
Bedroom 3First13x12
Bedroom 4First13x12
Bonus RoomSecond18x16
Dining RoomFirst12x11
Family RoomFirst18x18
KitchenFirst19x13
Living RoomFirst17x14
Primary BedroomFirst20x16

Listing Details

Listing date
2026-05-21
On market date
2026-06-25
Original list price
$875,000
Occupant type
Owner
MLS area
32766 - Oviedo/Chuluota
Listing AOR
Orlando Regional
Status changed
2026-06-25
Tax legal description
LOT 487 LIVE OAK RESERVE UNIT THREE PB 65 PGS 1 - 14

Flood risk

Minimal riskFEMA Zone XPanel 12117C0195F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Red Bug/Tuscawilla Red Bug to Mitchell Hammock turn Left on Lockwood turn Right on CR 419 turn Right on Live Oak Reserve Blvd then turn Right at traffic circle to Regal Pine Trail turn Left on Rustic Oak Pl straight Home is last on the right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 26, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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