390 Smith Street, FL390 Smith Street, FL390 Smith Street, FL
Stellar MLS
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$875,000

390 Smith Street

Oviedo, FL 32765

Listing updated: June 26, 2026 at 4:08 PM ET

Active
Stellar MLSListing courtesy of Creegan Group · Melanie Leifert · MLS #O6410719 · Active · 407-622-1111
5
Beds
4
Baths
3,121
Sq Ft
0.37
Acres
1996
Built
Private poolIn-law suite3-car garage$280/sqft
Single Family Residence

Property type

1996

Year built

16,001 sqft

Lot size

$280

Price / sq ft

No HOA

HOA dues

0

Days on market

3

Garage spaces

X

Flood zone

About this home

Sought after Location!!! TWO HOUSES FOR THE PRICE OF ONE! Right in the heart of downtown Oviedo where you can walk to both Lawton Elementary and Oviedo High School, with NO HOA, sits this amazing pool home on over 1/3 acre offering a large main home with 4 Bedroom/3 Bath /2 car garage and a completely separate 1 bd/1 ba/1 car garage GUEST HOUSE too! With three driveways and a separate driveway and entrance for the guest house, privacy abounds here. Arriving at the main house, you'll be greeted by a circular drive in the front and a convenient second side driveway to the primary 2 car garage also. The walkway leads to a covered front porch and double french doors welcoming you into a large open concept great room with vaulted ceilings, built ins, recessed lights and some crown molding too. Natural light pours into this amazing space - offering a large formal dining area with chair rail too. The kitchen has stainless appliances, large pantry, breakfast bar and overlooks the great room. This home offers a wonderful 3-way split floor plan with two primary suites also. To the front left of the home are two bedrooms with a jack-jill bath, to the left rear of the home is a private large 4th bedroom perfect for guests/in law with a large walk in closet, and on suite bath that also doubles as a pool bath. On the other side of the home is the large main primary suite with huge walk in closet with built ins, on suite bath with separate/double vanities and a walk-in shower with two shower heads too. The primary suite also has doors to the HUGE screened pool/lanai space too. Walk out to an entertainers delight with both covered and uncovered screened space, an enormous, heated pool/spa, outdoor shower and plenty of room to barbeque and enjoy. Built in sink too! The guest house offers a large bedroom with two closets, full bath, kitchen, family room, one car garage with washer dryer hook up, built in sink and large private driveway perfect for RV, boat, etc. The amazing large backyard has a wonderful outdoor built in brick fireplace and paver area - a perfect place to sit relax and enjoy a fire pit if you want. Both side yards are large and lush with plenty of shade trees too. Did I mention the large inside laundry room in the main house - with extra cabinets for storage and sink too. The home further offers tubes in the wall for pest, ADT security, surround sound, knock down ceilings, ceiling fans throughout, NEWER A/C (two units both approx 2024), new garage door opener main home. Amazing Seminole co schools, close to Oviedo on the Park, highway 417 and all the shops and restaurants Oviedo has to offer too!

Local Insight

At $875K, you're paying a 70% premium over Oviedo's median, so this property needs to justify it—and the in-law suite plus private pool do add tangible appeal for multigenerational living or rental income potential, though that 0.37-acre lot is tight for a 3,121-sqft home. The $280/sqft pricing is reasonable for the area's appreciated market, but scrutinize the 1996 build for hidden systems costs (roof, HVAC, plumbing) before committing, since you're not buying new construction perks. The location checks every box for Oviedo—near SR-417 for commuting and solid schools—but this is a premium ask in a neighborhood where $515K is typical, so make sure the features and condition genuinely move the needle for your lifestyle.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$4,424
Property taxes$386
Home insurance (est.)$401

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 26, 2026
  2. Listed$875,000
    Jun 26, 2026
  3. Price increased$875,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
300
County
Seminole
Year built
1996
Living area
3,121 sq ft
Price/sq ft
$280
Building area
4,346 sq ft (Public Records)
Lot size
16,001 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12117C0190F)
Garage
3 spaces
Pool
Private pool
Annual taxes
$4,636 (2025)
Parcel #
16-21-31-300-004H-0000
Zoning
R-1
MLS #
O6410719

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Interior Details

Bedrooms
5
Full bathrooms
4
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range
Interior features
Ceiling Fans(s), Crown Molding, High Ceilings, Open Floorplan, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Circular Driveway, Driveway, Garage Faces Side, Oversized, Parking Pad

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Check with Seminole co

Exterior & Construction

Exterior features
French Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt, Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Private, Public

Community

Pets allowed
Yes

Schools

ElementaryALawton ElementaryGreatSchools ↗
High SchoolAOviedo HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst18x17
KitchenFirst14x12
Primary BedroomFirst18x15
Dining RoomFirst17x13

Listing Details

Listing date
2026-05-20
On market date
2026-06-26
Original list price
$875,000
Occupant type
Owner
MLS area
32765 - Oviedo
Listing AOR
Orlando Regional
Status changed
2026-06-26
Tax legal description
SEC 16 TWP 21S RGE 31E W 105.72 FT OF E 211.44 FT OF N 316.5 FT OF SW 1/4 OF NE 1/4 OF NE 1/4 (LESS N 30 FT FOR RD & S 102 FT)

Flood risk

Minimal riskFEMA Zone XPanel 12117C0190F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From W Broadway/426 going West, take a left on Lake Jessup Ave, take a right on Smith st, home is at end of street on left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 26, 2026 at 4:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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