8648 Lake Front Court, FL
Stellar MLS

$345,000

8648 Lake Front Court

Punta Gorda, FL 33950

Active
3
Beds
2
Baths
1,788
Sq Ft
0.18
Acres
2011
Built
Waterfront55+ community$193/sqft
Single Family Residence

Property type

2011

Year built

7,653 sqft

Lot size

$193

Price / sq ft

$272/mo

HOA dues

1

Day on market

2

Garage spaces

AE

Flood zone

About this home

Welcome to easy Florida living in the desirable 55+ gated community of Rio Villa Lakes in Punta Gorda! With a low monthly HOA and a convenient location just minutes from downtown Punta Gorda’s charming shops, restaurants, and waterfront attractions, this beautifully maintained home offers the perfect blend of comfort, privacy, and peaceful lakefront views .An inviting open floor plan featuring a sunny great room and tile flooring throughout most of the home, with carpet reserved for the primary bedroom. The spacious kitchen offers a breakfast bar, pantry, and a newer LG refrigerator. Sliding glass doors lead to the lanai where you can relax and enjoy sparkling lake views along with the birds and wildlife that make this setting so special. The split-bedroom layout provides privacy for both owners and guests, with two guest bedrooms and a shared bathroom located toward the front of the home. The generously sized primary suite is tucked away at the back of the home and features two closets, including a walk-in closet, along with an ensuite bathroom complete with a dual sink vanity, soaking tub, separate shower, and linen closet. Additional features include a newer roof, fresh exterior paint, irrigation for the lawn, shutters for the windows, a screened front entryway, and a  garage door screen that allows you to enjoy the breeze while working or relaxing in the garage. Transferable flood insurance adds additional value and peace of mind. This move in ready home is nestled within a quaint, golf cart friendly community offering amenities including a pool, clubhouse, tennis, and pickleball courts. Come experience the beauty and lifestyle Rio Villa Lakes has to offer, you may just fall in love.

Estimated monthly payment

Principal & interest$1,745
Property taxes$254
Home insurance (est.)$158
HOA dues$272

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 20, 2026
  2. Listed$345,000
    May 20, 2026
  3. Price increased$345,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Rio Villa Lakes
County
Charlotte
Year built
2011
Living area
1,788 sq ft
Price/sq ft
$193
Building area
2,403 sq ft (Public Records)
Lot size
7,653 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12015C0243G)
Garage
2 spaces
Annual taxes
$3,045 (2025)
Parcel #
412318454005
Zoning
RSF3.5
MLS #
A4694126

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$815 / Quarterly
Monthly HOA
$272/mo
Total monthly fees
$272/mo
Total annual fees
$3,260
HOA name
Associa Gulf Coast
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
HOA approval
Approval process
Application to HOA

Exterior & Construction

Exterior features
Private Yard, Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Utility RoomFirst

Listing Details

Listing date
2026-05-20
On market date
2026-05-20
Original list price
$345,000
Occupant type
Owner
MLS area
33950 - Punta Gorda
Listing AOR
Sarasota - Manatee
Status changed
2026-05-20
Tax legal description
RVK 000 0000 0059 RIO VILLA LAKES LT 59 RES3417/908 3434/2175 3568/1414 3568/1417 3601/525 3918/502 3939/1471 4117/1180 4234/250 L/E4426/1647 4833/1628 5042/1220

Flood risk

High riskFEMA Zone AEPanel 12015C0243G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 41 South go West onto Rio Villa Dr, community on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 21, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA