8624 Lake Front Court, FL
Stellar MLS

$350,000

8624 Lake Front Court

Punta Gorda, FL 33950

Active
3
Beds
2
Baths
1,788
Sq Ft
0.16
Acres
2011
Built
WaterfrontWater access55+ community$196/sqft360° tour
Single Family Residence

Property type

2011

Year built

6,957 sqft

Lot size

$196

Price / sq ft

$272/mo

HOA dues

88

Days on market

2

Garage spaces

AE

Flood zone

About this home

Impressive *LAKE FRONT* 3 Bedroom, 2 Bathroom home with attached 2 Car Garage located in the desirable gated community of RIO VILLA LAKES in Punta Gorda. This spacious light and bright home features an open and split bedroom floor plan with Great Room, well appointed Kitchen, Laundry Room and screened porch. The Great Room offers both a Dining Area and Living Area and has sliding glass doors to the screened porch with FABULOUS LAKE VIEWS! The Kitchen features wood cabinets, tile backsplash, stainless appliances. Appliances include: French Door refrigerator, built in microwave, oven/range, dishwasher. The Laundry Room has a washer, dryer, cabinets and sink. The Master Bedroom features a walk in closet and private bathroom with tub, walk in shower and dual sinks. There are two generous sized bedrooms with good closet space and the guest bathroom has a tub/shower combo. Utilities are county water and sewer **FURNITURE IS NEGOTIABLE,** RIO VILLA LAKES is a wonderful gated community with maintenance free lawn care, heated pool, heated community pool, tennis/ pickleball courts, bocce courts, clubhouse, RIO VILLA LAKES is just 10 minutes to historic downtown Punta Gorda shopping, dining, waterfront parks, boat ramps,art galleries, Charlotte Harbor Event Center, weekend farmer and artisan markets, Fishermen's Village, walking and biking paths, weekend events and more! This is a great house in a wonderful location.

Local Insight

At $196/sqft in a 55+ community with direct waterfront access, this is competitive pricing for Punta Gorda, but you're in an AE flood zone, which means mandatory flood insurance—factor that into your true cost of ownership since it'll run $1,200+ annually on top of the $272 HOA. The 0.16-acre lot is tight for waterfront, so you're really paying for location and the active adult amenities rather than land or square footage, which works if you want low maintenance and community; it's tougher if you need privacy or room to expand. The 2011 build is solid, but verify what recent hurricane or flood damage disclosures exist, since flood zone properties in this area have taken hits in recent years.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,770
Property taxes$247
Home insurance (est.)$160
HOA dues$272

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history88 days on market

  1. Status: Active
    Feb 15, 2026
  2. Listed$350,000
    Feb 15, 2026
  3. Price increased$350,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
88
Cumulative DOM
135
Subdivision
Rio Villa Lakes
County
Charlotte
Year built
2011
Living area
1,788 sq ft
Price/sq ft
$196
Building area
2,403 sq ft (Public Records)
Lot size
6,957 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12015C0243G)
Garage
2 spaces
Annual taxes
$2,969 (2025)
Parcel #
412318454008
Zoning
RSF3.5
MLS #
C7522015

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$815 / Quarterly
Monthly HOA
$272/mo
Total monthly fees
$272/mo
Total annual fees
$3,260
HOA name
Marie Cardinal
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
must be single family residence use.
Approval process
Must apply with association and be approved

Exterior & Construction

Exterior features
Hurricane Shutters, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit
Senior community
Yes

Room Details

RoomLevelDimensions
Great RoomFirst26x14
Primary BedroomFirst12x15
Bedroom 2First12x12
Bedroom 3First12x11
LaundryFirst7x7
Balcony/Porch/LanaiFirst16x10
Dining RoomFirst12x13
KitchenFirst12x12

Listing Details

Listing date
2026-02-15
On market date
2026-02-15
Original list price
$350,000
Occupant type
Owner
MLS area
33950 - Punta Gorda
Listing AOR
Port Charlotte
Status changed
2026-02-15
Tax legal description
RVK 000 0000 0062 RIO VILLA LAKES LT 62 2739/95 3578/396 3615/2017 4022/1854

Flood risk

High riskFEMA Zone AEPanel 12015C0243G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 41 SOUTH.......RIGHT ON RIO VILLA DRIVE.....RIGHT ON ENTRY ROAD INTO THE GATED COMMUNITY. ONCE THROUGH THE GATE GO LEFT ON RIO VILLA LAKES CIRCLE ....RIGHT ON LAKEFRONT CT. HOUSE WILL BE ON THE LEFT

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 14, 2026 at 5:38 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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