$2,500,000

4124 Harbor Circle

Largo, FL 33770

Active
6
Beds
3
Baths
3,130
Sq Ft
0.31
Acres
1959
Built
WaterfrontWater accessPrivate poolFireplace$799/sqft360° tour
🏠Single Family Residence

Property type

🏗️1959

Year built

📐13,604 sqft

Lot size

📊$799

Price / sq ft

🏘️$6/mo

HOA dues

📅1

Day on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

Experience waterfront perfection at this fully renovated masterpiece in Largo. Boasting an incredible 510 feet of wide-water views, this property is a boater’s dream, featuring two composite docks ready for your large vessels—and to sweeten the deal, the boat and all the furniture is included in the sale! Nestled on nearly 1/3 of an acre, this expansive residence features 6 bedrooms and 3 baths. Entertain in the outdoor oasis with a heated pool, spillover spa, and a massive 200+ sq. ft. second-story balcony offering breathtaking vistas. A Rare Opportunity: This property is currently operating as a high-performing luxury short-term rental. Whether you are looking for an immediate high yield income property or your own private waterfront sanctuary, this home delivers. Sold fully furnished and completely "turnkey," it offers a seamless transition for investors or homeowners alike. Beyond the lifestyle benefits, the property is built for long-term peace of mind and low maintenance: 2-year-old roof, impact-resistant windows and doors, newer solar system, newer HVAC, and hurricane-rated garage door. Schedule your private showing today to experience this unparalleled waterfront lifestyle and investment potential!

Estimated monthly payment

Principal & interest$12,641
Property taxes$1,327
Home insurance (est.)$1,146
HOA dues$6

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 21, 2026
  2. Listed$2,500,000
    May 21, 2026
  3. Price increased$2,500,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Harbor Hills 3rd Add
County
Pinellas
Year built
1959
Living area
3,130 sq ft
Price/sq ft
$799
Building area
3,737 sq ft (Public Records)
Lot size
13,604 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0114H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$15,925 (2025)
Parcel #
06-30-15-36054-010-0770
Zoning
R-3
MLS #
TB8509725

Interior Details

Bedrooms
6
Full bathrooms
3
Flooring
Carpet, Hardwood
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Solar Hot Water, Washer, Water Softener
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
Northwest
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$75 / Annually
Monthly HOA
$6/mo
Total monthly fees
$6/mo
Total annual fees
$75
HOA name
Ed Chesney
CDD
No
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
please see any rules and regulations
Approval process
please see any rules and regulations

Exterior & Construction

Exterior features
Balcony, Lighting, Outdoor Shower, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Schools

ElementaryAnona Elementary-PNGreatSchools ↗
MiddleSeminole Middle-PNGreatSchools ↗
High SchoolLargo High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst18x13
Dining RoomFirst15x15
Living RoomFirst25x23
Bedroom 4First11x13
Bedroom 1First14x13
Bedroom 2First17x14
Bathroom 1First10x7
Bathroom 2First10x5
LaundryFirst10x6
Primary BedroomSecond13x18
Bedroom 3Second12x18
Primary BathroomSecond11x13
Balcony/Porch/LanaiSecond30x7
GymSecond11x12

Listing Details

Listing date
2026-05-19
On market date
2026-05-21
Original list price
$2,500,000
Occupant type
Tenant
MLS area
33770 - Largo/Belleair Bluffs
Listing AOR
Suncoast Tampa
Status changed
2026-05-21
Tax legal description
HARBOR HILLS 3RD ADD BLK J, LOT 77

Flood risk

High riskFEMA Zone AEPanel 12103C0114H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

South on Indian Rocks Rd. Right on High Bluffs Dr. Left on Harbor Hill, left Harbor Circle E, left on Harbor Circle S, home is in cul-de-sac on your right side

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 22, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA