4362 Southern Vista Loop, FL
Stellar MLS

$599,999

4362 Southern Vista Loop

St Cloud, FL 34772

Listing updated: June 14, 2026 at 3:27 PM ET

Active
5
Beds
3
Baths
2,791
Sq Ft
0.16
Acres
2022
Built
$215/sqft360° tour
Single Family Residence

Property type

2022

Year built

6,970 sqft

Lot size

$215

Price / sq ft

$107/mo

HOA dues

29

Days on market

2

Garage spaces

X

Flood zone

About this home

One or more photo(s) has been virtually staged. Beautiful House ..... Welcome .... upgraded home offers exceptional value and modern elegance with over $90,000 invested in high-end improvements. From the moment you arrive, you’ll notice the attention to detail and pride of ownership throughout the property. The exterior features an extended paver driveway and patio area, creating the perfect space for entertaining and enhancing curb appeal. The fully fenced backyard provides added privacy and security. Inside and throughout the home, you’ll find numerous premium upgrades including: Custom garage shelving and storage system Quartz countertops in the bathrooms Luxury appliances Exterior lighting system with enhanced ambiance and functionality Security camera system for added peace of mind Every detail has been thoughtfully designed to combine comfort, style, and functionality. This move-in-ready property is a rare opportunity for buyers seeking a home with valuable upgrades already completed.

Estimated monthly payment

Principal & interest$3,034
Property taxes$635
Home insurance (est.)$275
HOA dues$107

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history29 days on market

  1. Status: Active
    May 16, 2026
  2. Listed$599,999
    May 16, 2026
  3. Price increased$599,999

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
29
Subdivision
Southern Pines Ph 3b
County
Osceola
Year built
2022
Living area
2,791 sq ft
Price/sq ft
$215
Building area
2 sq ft (Builder)
Lot size
6,970 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0257G)
Garage
2 spaces
Annual taxes
$7,616 (2025)
Parcel #
13-26-30-0666-0001-0530
Zoning
N/A
MLS #
S5150076

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Interior Details

Bedrooms
5
Full bathrooms
3
Flooring
Tile
Appliances
Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System
Interior features
High Ceilings, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Open Floorplan, Smart Home
Laundry
Laundry Closet, Upper Level
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No
Carport
Yes

HOA & Financial

HOA fee
$107 / Monthly
Monthly HOA
$107/mo
Total monthly fees
$214/mo
Total annual fees
$2,568
HOA name
Southern Pines HOA, Inc.
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
?? Allowed Pets Dogs and cats are generally allowed Limit: approximately 2 to 3 pets per home
Approval process
The HOA only requires that the new owner be registered after closing for administrative purposes and community records.

Exterior & Construction

Exterior features
Garden
Construction materials
Other
Roof
Other
Foundation
Other
Road surface
Asphalt, Paved

Utilities

Sewer
Other
Water source
Private
Utilities
Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bathroom 1First
LaundrySecond
KitchenFirst
Great RoomSecond
Living RoomFirst
Balcony/Porch/LanaiFirst
DinetteFirst

Listing Details

Listing date
2026-05-13
On market date
2026-05-16
Original list price
$599,999
Occupant type
Owner
Special conditions
Probate Listing
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2026-05-16
Tax legal description
SOUTHERN PINES PH 3B PB 30 PGS 147-152 LOT 53

Flood risk

Minimal riskFEMA Zone XPanel 12097C0257G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Narcoossee Rd, head east onto Jones Rd, then turn right onto Southern Pines Dr. Continue straight and turn onto Southern Vista Loop. The property will be located on your right. Or, if coming from US-192: Take Hickory Tree Rd south, turn left onto Jones Rd, then turn left into the Southern Pines community and continue to Southern Vista Loop. The property will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 14, 2026 at 3:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA