$375,000
612 Pennsylvania Avenue
St Cloud, FL 34769
Listing updated: May 31, 2026 at 12:53 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Under contract-accepting backup offers. Welcome to this unique duplex in the heart of St. Cloud! Ideally located just six blocks from the popular St. Cloud lakefront and only four blocks from downtown, this property offers convenient access to shopping, dining, the movie theater, city offices, and local entertainment. Both residences have been completely renovated, including updated siding, windows, air conditioning systems, flooring, kitchens, bathrooms, electrical, and plumbing. The back unit features a new roof installed in 2018, while the front unit received a new roof in 2019. The main home offers 2 bedrooms, 1 bathroom, a formal dining area, an eat-in kitchen, and a laundry room. The second home includes 1 bedroom, 1 bathroom, and a spacious kitchen. This is a rare opportunity for investors, multi-generational living, or anyone looking for flexible housing options in a prime St. Cloud location.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history17 days on market
- Status: PendingMay 31, 2026
- Listed$375,000May 14, 2026
- Price increased$375,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 17
- Subdivision
- St Cloud
- County
- Osceola
- Year built
- 1909
- Living area
- 1,346 sq ft
- Price/sq ft
- $279
- Building area
- 1,522 sq ft (Public Records)
- Lot size
- 9,757 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0095G)
- Annual taxes
- $4,952 (2025)
- Parcel #
- 01-26-30-0001-0046-0070
- Zoning
- SR2
- MLS #
- S5149840
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Vinyl, Wood
- Appliances
- Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat, Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Agent/Buyer should verify with county prior to renting.
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Frame
- Roof
- Metal, Shingle
- Foundation
- Crawlspace
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 12x12 |
| Primary Bedroom | First | 10x11 |
| Kitchen | First | 15x12 |
| Bedroom 2 | First | |
| Bathroom 1 | First |
Listing Details
- Listing date
- 2026-05-12
- On market date
- 2026-05-14
- Original list price
- $375,000
- Occupant type
- Vacant
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Osceola
- Status changed
- 2026-05-31
- Tax legal description
- ST CLOUD PB B PG 34 BLK 46 LOTS 7 & 8 & N 15 FT LOT 9 2/26/30
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Highway 192, north on Pennsylvania, home of left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 31, 2026 at 12:53 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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