$405,000
1021 Cutke Road
St Cloud, FL 34771
Listing updated: June 8, 2026 at 1:17 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this beautifully maintained newer-construction home! Built in 2019, this spacious property perfectly blends modern design, comfortable living, and the tranquility of a country-style setting while remaining conveniently close to everyday amenities. From the moment you arrive, you’ll appreciate the peaceful surroundings, generous lot size, and evident pride of ownership throughout. Inside, the home features an inviting open-concept layout filled with natural light, creating the ideal space for both everyday living and entertaining. The thoughtfully designed floor plan offers spacious living areas, comfortable bedrooms, and a seamless flow between the kitchen, dining, and family spaces. Contemporary finishes and newer construction provide peace of mind and allow buyers to enjoy modern living without the concerns often associated with older homes. This home is loaded with upgrades, including high ceilings in the primary bedroom, 42-inch kitchen cabinets with quartz countertops and a stylish backsplash, tile flooring throughout the common areas and primary bedroom, a custom-designed primary closet, upgraded closet doors throughout, and beautifully tiled showers in both bathrooms. Additional features include a fenced backyard, a newer storage shed that conveys with the property, and many more thoughtful enhancements that make this home truly move-in ready.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history24 days on market
- Status: ActiveMay 15, 2026
- Listed$405,000May 15, 2026
- Price increased$405,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 24
- Subdivision
- Wiggins Reserve
- County
- Osceola
- Year built
- 2019
- Living area
- 1,892 sq ft
- Price/sq ft
- $214
- Building area
- 2,509 sq ft (Public Records)
- Lot size
- 7,405 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $4,082 (2025)
- Parcel #
- 20-25-31-5477-0001-0130
- Zoning
- OAC
- MLS #
- O6407785
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $85 / Monthly
- Monthly HOA
- $85/mo
- Total monthly fees
- $85/mo
- Total annual fees
- $1,020
- HOA name
- Southwest Property Management / Juan
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bedroom 4 | First | |
| Primary Bedroom | First | |
| Dining Room | First | |
| Kitchen | First | |
| Primary Bathroom | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-05-15
- On market date
- 2026-05-15
- Original list price
- $405,000
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-15
- Tax legal description
- WIGGINS RESERVE PB 27 PG 41 LOT 13
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take FL-417 South toward Tampa/Tallahassee. Exit onto Narcoossee Rd heading south toward St. Cloud. Continue on Narcoossee Rd, then turn right onto Jones Rd. Turn left onto Wiggins Rd, then right onto Tracie Way. Continue to Cutke Rd, the home will be on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 8, 2026 at 1:17 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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