1021 Cutke Road, FL
Stellar MLS

$405,000

1021 Cutke Road

St Cloud, FL 34771

Listing updated: June 8, 2026 at 1:17 PM ET

Active
4
Beds
2
Baths
1,892
Sq Ft
0.17
Acres
2019
Built
$214/sqft
Single Family Residence

Property type

2019

Year built

7,405 sqft

Lot size

$214

Price / sq ft

$85/mo

HOA dues

24

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to this beautifully maintained newer-construction home! Built in 2019, this spacious property perfectly blends modern design, comfortable living, and the tranquility of a country-style setting while remaining conveniently close to everyday amenities. From the moment you arrive, you’ll appreciate the peaceful surroundings, generous lot size, and evident pride of ownership throughout. Inside, the home features an inviting open-concept layout filled with natural light, creating the ideal space for both everyday living and entertaining. The thoughtfully designed floor plan offers spacious living areas, comfortable bedrooms, and a seamless flow between the kitchen, dining, and family spaces. Contemporary finishes and newer construction provide peace of mind and allow buyers to enjoy modern living without the concerns often associated with older homes. This home is loaded with upgrades, including high ceilings in the primary bedroom, 42-inch kitchen cabinets with quartz countertops and a stylish backsplash, tile flooring throughout the common areas and primary bedroom, a custom-designed primary closet, upgraded closet doors throughout, and beautifully tiled showers in both bathrooms. Additional features include a fenced backyard, a newer storage shed that conveys with the property, and many more thoughtful enhancements that make this home truly move-in ready.

Estimated monthly payment

Principal & interest$2,048
Property taxes$340
Home insurance (est.)$186
HOA dues$85

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history24 days on market

  1. Status: Active
    May 15, 2026
  2. Listed$405,000
    May 15, 2026
  3. Price increased$405,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
24
Subdivision
Wiggins Reserve
County
Osceola
Year built
2019
Living area
1,892 sq ft
Price/sq ft
$214
Building area
2,509 sq ft (Public Records)
Lot size
7,405 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$4,082 (2025)
Parcel #
20-25-31-5477-0001-0130
Zoning
OAC
MLS #
O6407785

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Laminate
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$85 / Monthly
Monthly HOA
$85/mo
Total monthly fees
$85/mo
Total annual fees
$1,020
HOA name
Southwest Property Management / Juan
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Bedroom 2First
Bedroom 3First
Bedroom 4First
Primary BedroomFirst
Dining RoomFirst
KitchenFirst
Primary BathroomFirst
Living RoomFirst

Listing Details

Listing date
2026-05-15
On market date
2026-05-15
Original list price
$405,000
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Orlando Regional
Status changed
2026-05-15
Tax legal description
WIGGINS RESERVE PB 27 PG 41 LOT 13

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take FL-417 South toward Tampa/Tallahassee. Exit onto Narcoossee Rd heading south toward St. Cloud. Continue on Narcoossee Rd, then turn right onto Jones Rd. Turn left onto Wiggins Rd, then right onto Tracie Way. Continue to Cutke Rd, the home will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 8, 2026 at 1:17 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA