450 Harbor Springs Drive, FL

$399,000

450 Harbor Springs Drive

Palm Harbor, FL 34683

Active
3
Beds
3
Baths
1,840
Sq Ft
0.06
Acres
2017
Built
$217/sqft360° tour
🏠Townhouse

Property type

🏗️2017

Year built

📐2,474 sqft

Lot size

📊$217

Price / sq ft

🏘️$519/mo

HOA dues

📅1

Day on market

🚗2

Garage spaces

🌊X500*

Flood zone

About this home

Escape to this stunning 3-bedroom, 2.5-bath end-unit townhome tucked inside the gated Harbor Springs community in the heart of Palm Harbor. Built in 2017 and impeccably maintained, this bright, modern retreat offers the perfect blend of comfort, style, and unbeatable coastal location all just minutes from some of Florida's most beautiful beaches. Step into a spacious, open-concept main level designed for easy living and effortless entertaining. Soaring high ceilings, luxury vinyl flooring, and an abundance of natural light set the tone throughout. The chef's kitchen is a showstopper featuring a large island with seating, granite countertops, stainless steel appliances, abundant cabinetry, and a generous pantry. The living and dining areas flow seamlessly together, opening to a private screened porch perfect for morning coffee or evening cocktails. Upstairs, the expansive primary suite is your personal sanctuary, complete with a spa-like en suite bath featuring dual sinks, a large walk-in shower, and a generous walk-in closet. Two additional bright bedrooms and a full bath complete the upper level ideal for families, couples traveling together, or guests needing a dedicated workspace. Whether you're here to soak up the Gulf Coast sunshine, explore the Pinellas Trail, or simply unwind poolside, 450 Harbor Springs Drive offers everything you need for an unforgettable Florida getaway.

Estimated monthly payment

Principal & interest$2,018
Property taxes$454
Home insurance (est.)$183
HOA dues$519

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 10, 2026
  2. Listed$399,000
    May 10, 2026
  3. Price increased$399,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
1
Cumulative DOM
674
Subdivision
Harbor Spgs Of Palm Harbor
County
Pinellas
Year built
2017
Living area
1,840 sq ft
Price/sq ft
$217
Building area
2,363 sq ft (Public Records)
Lot size
2,474 sq ft
Lot category
0 to less than 1/4
Flood zone
X500* (12103C0057H)
Garage
2 spaces
Annual taxes
$5,449 (2025)
Parcel #
23-27-15-36399-000-0320
MLS #
TB8507058

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Vinyl
Appliances
Dishwasher, Range, Refrigerator
Interior features
Open Floorplan
Laundry
Laundry Closet, Upper Level
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$519 / Monthly
Monthly HOA
$519/mo
Total monthly fees
$519/mo
Total annual fees
$6,228
HOA name
Monarch Association Management
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please reach out to management company for all leasing restrictions

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Primary BedroomSecond15.5x15.1
Living RoomFirst19.2x21.1
KitchenFirst14.2x15.6

Listing Details

Listing date
2026-05-09
On market date
2026-05-10
Original list price
$399,000
Occupant type
Owner
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-05-10
Tax legal description
HARBOR SPRINGS OF PALM HARBOR LOT 32

Flood risk

Moderate riskFEMA Zone X500*Panel 12103C0057H

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

South on Alt 19 from Klosterman on West hand side of road

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 11, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA