$220,000
4525 Cove Circle
St Petersburg, FL 33708
Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to TOP FLOOR waterfront living at its finest in the highly desirable Concord Building at Sea Towers! This beautifully maintained 12th-floor condo offers breathtaking panoramic views of the Intracoastal Waterway and the Gulf, creating the perfect backdrop for stunning sunsets, boating activity, dolphins, manatees, pelicans, and true Florida coastal living. This move-in ready 1-bedroom, 1-bath condo with CARPORT comes fully furnished in a charming nautical theme and features a spacious SUNROOM that can easily serve as a guest room, home office, reading nook, or relaxing waterfront retreat. The open-concept kitchen was renovated in 2017 and includes updated kitchen cabinets, recessed lighting, and beautiful wood-look laminate flooring throughout. Additional updates include hurricane shutters, updated windows, and a 2019 HVAC system for added comfort and peace of mind. Enjoy maintenance-free living with the 2026 HOA fee reduced to only $813.54/month, covering cable, internet, water, sewer, exterior maintenance, building insurance, and resort-style amenities — making ownership simple, convenient, and worry-free. Sea Towers is one of St. Petersburg’s most sought-after 55+ waterfront communities offering: • 24-hour guard gated security • Two heated pools • Tennis & pickleball courts • Fitness center & clubhouse • Fishing pier & scenic waterfront walking paths • Social events and activities • Boat slips available for purchase. Ideally located just minutes from Madeira Beach, shopping, restaurants, entertainment, and the Gulf beaches, this waterfront gem is perfect as a full-time residence, winter retreat, or investment opportunity. Wake up every day to unbelievable open water views and enjoy the ultimate Florida waterfront lifestyle! Call today for your private showing.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history18 days on market
- Status: ActiveMay 11, 2026
- Listed$225,000May 11, 2026
- Price reduced$220,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 18
- Subdivision
- Concord Towers Condo
- County
- Pinellas
- Year built
- 1972
- Living area
- 815 sq ft
- Price/sq ft
- $270
- Lot category
- Non-Applicable
- Flood zone
- AE (12103C0191H)
- Annual taxes
- $2,982 (2025)
- Parcel #
- 03-31-15-17750-000-1207
- Zoning
- 0430 CONDO
- MLS #
- TB8506679
Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Flooring
- Carpet, Laminate
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
- Laundry
- Common Area, Laundry Room, Same Floor As Condo Unit
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Guest, Reserved
- Carport
- Yes
HOA & Financial
- HOA fee
- $814 / Monthly
- Monthly HOA
- $814/mo
- Total monthly fees
- $814/mo
- Total annual fees
- $9,762
- HOA name
- Fed of Sea Towers / Laurie Lorenz
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- 55+, Face-to-Face interview, contact Sea Towers for details
- Approval process
- 55+, Face-to-Face interview, contact Sea Towers for details
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting, Private Mailbox, Rain Gutters, Sidewalk, Storage, Tennis Court(s)
- Construction materials
- Block, Stucco
- Roof
- Built-Up
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Water Connected
Community
- Pets allowed
- No
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 9.33x9.92 |
| Dining Room | First | 13.58x9.25 |
| Living Room | First | 13.58x15.42 |
| Primary Bedroom | First | 10.75x22.12 |
| Florida Room | First | 10.75x6.5 |
Listing Details
- Listing date
- 2026-05-11
- On market date
- 2026-05-11
- Original list price
- $225,000
- Occupant type
- Vacant
- MLS area
- 33708 - St Pete/Madeira Bch/N Redington Bch/Shores
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-11
- Tax legal description
- CONCORD TOWERS CONDO UNIT 1207
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Duhme Road (113th Street) to Sea Towers guard gate, give business card to guard. Follow signs to Concord Building, guest parking is to the left of the building.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 29, 2026 at 1:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA