$274,900

4525 Cove Circle

St Petersburg, FL 33708

Active
2
Beds
2
Baths
1,040
Sq Ft
0
Acres
1972
Built
WaterfrontWater access55+ community$264/sqft360° tour
🏠Condominium

Property type

🏗️1972

Year built

📊$264

Price / sq ft

🏘️No HOA

HOA dues

📅141

Days on market

🌊AE

Flood zone

About this home

ENJOY BREATHTAKING VIEWS OF THE INTRACOASTAL WATERWAY AND THE GULF FROM THE COMFORT OF YOUR BEAUTIFUL 10TH-FLOOR 2 BEDROOM, 2 BATHROOM CONDOMINIUM IN THIS GATED, 55+ COMMUNITY JUST MINUTES FROM MADEIRA BEACH. The west-facing panoramic views overlooking the water from your spacious two-bedroom, two-bath residence provides comfort and golden sunsets that never grow old. Thoughtfully designed, enjoy expansive water vistas from nearly every room including the living room, primary bedroom, and office. Perfectly situated along more than a quarter-mile of water frontage in western St. Petersburg, Sea Towers offers an exceptional lifestyle with resort-style amenities, including multiple waterfront pools and shaded shelters, a hot tub, fishing pier, putting greens, and a scenic walking trail that winds along a peaceful, man-made lagoon. For those who enjoy staying active and social, residents also have access to tennis courts, a welcoming clubhouse, card room, and library. This gated community offers 24-hour security and peace of mind, making it ideal for those who enjoy traveling or visiting family knowing their home is secure. Located close to beaches, shopping, dining, and everyday necessities, this condominium perfectly balances tranquil living with easy access to everything you need. PRICED TO SELL — CALL TODAY TO SCHEDULE YOUR PRIVATE SHOWING!

Estimated monthly payment

Principal & interest$1,390
Property taxes$368
Home insurance (est.)$126

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history141 days on market

  1. Status: Active
    Jan 8, 2026
  2. Listed$300,000
    Jan 8, 2026
  3. Price reduced$274,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
141
Cumulative DOM
453
Subdivision
Concord Towers Condo
County
Pinellas
Year built
1972
Living area
1,040 sq ft
Price/sq ft
$264
Lot size
0 sq ft
Flood zone
AE (12103C0191H)
Annual taxes
$4,417 (2024)
Parcel #
03-31-15-17750-000-1002
MLS #
TB8458441

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Common Area, Corridor Access, Laundry Room, Same Floor As Condo Unit
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
0
Carport
Yes

HOA & Financial

Total monthly fees
$872/mo
Total annual fees
$10,464
HOA name
Laurie Lorenz
CDD
No
Min lease term
3 Months
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact Condo Association for Details
Approval process
Contact Condo Association for Details

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Other, Outdoor Grill, Sidewalk, Storage, Tennis Court(s)
Construction materials
Block, Other, Stucco
Roof
Other
Foundation
Other, Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Other, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Public, Sewer Available, Water Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
Dining RoomFirst10x11
Living RoomFirst13x14
Primary BedroomFirst12x16
Bedroom 2First11x11
OfficeFirst7x15
KitchenFirst9x13

Listing Details

Listing date
2026-01-08
On market date
2026-01-08
Original list price
$300,000
Occupant type
Vacant
MLS area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Listing AOR
Suncoast Tampa
Status changed
2026-01-08
Tax legal description
CONCORD TOWERS CONDO UNIT 1002 TOGETHER WITH THE USE OF CARPORT 288

Flood risk

High riskFEMA Zone AEPanel 12103C0191H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

113th St (Duhme Rd) to 46th Ave N. Enter Sea Towers condominium community at guard house on 46th Ave N. Turn left after the guardhouse and follow the winding road to the Concord Building - 4525 Cove Circle. Park in front of the building or in visitor parking for showings.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 2:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA