111 Polermo Ave, FL

$410,000

111 Polermo Ave

St Cloud, FL 34771

Active
3
Beds
2
Baths
2,005
Sq Ft
0.15
Acres
2021
Built
Waterfront$204/sqft360° tour
Single Family Residence

Property type

2021

Year built

6,534 sqft

Lot size

$204

Price / sq ft

$60/mo

HOA dues

21

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome home to this beautifully upgraded 3-bedroom, 2-bath home in Saint Cloud, set on a premium pond lot with peaceful water views. From the moment you walk in, you’ll love the spacious foyer and bonus room with French doors—perfect for a home office or extra living space. The kitchen is truly the heart of the home, featuring an extra large island, quartz countertops and upgraded cabinets with pull-out drawers, and a huge walk-in pantry that offers tons of storage. The spacious gathering room has a built-in entertainment center and high ceilings, making it ideal for everyday living and entertaining. The primary suite is a relaxing retreat with crown molding, a spacious ensuite bath, dual vanities and two closets—including an oversized walk-in closet with built-in shelving and a secondary closet for additional storage. You’ll also find ceiling fans in every room and a whole-house water softener system. Step outside and enjoy your own private outdoor space with a large 30' x 12' paver patio with retractable awning, screened-in back porch and gazebo—perfect for relaxing or hosting. The backyard features added palm trees, while the front has upgraded landscaping and widen driveway. There’s also an upgraded sprinkler system to keep everything looking great year-round. Additional features include attic access in the garage with a pull-down ladder for extra storage and gutters. The community offers resort-style amenities including a pool with cabana, playground, dog park, and walking trails. Ideally located near the Lake Nona area and Medical City, with easy access to theme parks, shopping, and dining, you’ll love the convenience and lifestyle this home offers.

Estimated monthly payment

Principal & interest$2,073
Property taxes$234
Home insurance (est.)$188
HOA dues$60

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history21 days on market

  1. Status: Active
    May 1, 2026
  2. Listed$425,000
    Apr 30, 2026
  3. Price reduced$410,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
21
Subdivision
Siena Reserve Ph 2a & 2b
County
Osceola
Year built
2021
Living area
2,005 sq ft
Price/sq ft
$204
Building area
2,732 sq ft (Builder)
Lot size
6,534 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$2,804 (2025)
Parcel #
21-25-31-4978-0001-1050
Zoning
RESIDENTIAL
MLS #
V4948842

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Off Street

HOA & Financial

HOA fee
$181 / Quarterly
Monthly HOA
$60/mo
Total monthly fees
$60/mo
Total annual fees
$725
HOA name
Dionne Kucel
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Awning(s), Lighting, Private Yard, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryNarcoossee ElementaryGreatSchools ↗
MiddleNarcoossee MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst11x16
Living RoomFirst15x27
Primary BedroomFirst17x15
Primary BathroomFirst
LaundryFirst8x6
OfficeFirst11x13
Balcony/Porch/LanaiFirst21x10
Bedroom 2First12x11
Bedroom 3First11x11

Listing Details

Listing date
2026-04-30
On market date
2026-04-30
Original list price
$425,000
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
West Volusia
Status changed
2026-05-01
Tax legal description
SIENA RESERVE PH 2A & 2B PB 29 PGS 42-47 LOT 105

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

South on Narcoossee Rd, turn left onto Jones Road, Turn left on Berlin Ave, Turn left on Polermo Ave, House is on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 21, 2026 at 4:00 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA