$399,000
111 Polermo Ave
St Cloud, FL 34771
Listing updated: June 29, 2026 at 11:12 PM ET
Listing courtesy of Mainstreet Realty · Jessica Carlucci · MLS #V4948842 · Pending · 386-259-2426Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. MOTIVATED SELLERS! Sellers are offering $5,000 toward buyer's closing costs and are willing to consider additional seller concessions with an acceptable offer. A great opportunity to reduce out-of-pocket expenses and make this home yours. BIG SAVINGS: 1% lender credit (based on loan amount) toward closing costs or rate buy-down with seller’s preferred lender. Welcome home to this beautifully upgraded 3-bedroom, 2-bath home plus den/office in Saint Cloud. Set on a premium pond lot with peaceful water views. From the moment you walk in, you’ll love the spacious foyer and bonus room with French doors—perfect for a home office or potential 4th bedroom. The kitchen is truly the heart of the home, featuring an extra large island, quartz countertops and upgraded cabinets with pull-out drawers, and a huge walk-in pantry that offers tons of storage. The spacious gathering room has a built-in entertainment center and high ceilings, making it ideal for everyday living and entertaining. The primary suite is a relaxing retreat with crown molding, a spacious ensuite bath, dual vanities and two closets—including an oversized walk-in closet with built-in shelving and a secondary closet for additional storage. You’ll also find ceiling fans in every room and a whole-house water softener system. Step outside and enjoy your own private outdoor space with a large 30' x 12' paver patio with retractable awning, screened-in back porch and gazebo—perfect for relaxing or hosting. The backyard features added palm trees, while the front has upgraded landscaping and widen driveway. There’s also an upgraded sprinkler system to keep everything looking great year-round. Additional features include attic access in the garage with a pull-down ladder for extra storage and gutters. The community offers resort-style amenities including a pool with cabana, playground, dog park, and walking trails. Nova Lakes High School is set to open this summer, for the 2026-2027 school year. Ideally located near the Lake Nona area and Medical City, with easy access to theme parks, shopping, and dining, you’ll love the convenience and lifestyle this home offers.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history58 days on market
- Status: PendingJun 30, 2026
- Listed$425,000Apr 30, 2026
- Price reduced$399,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 58
- Subdivision
- Siena Reserve Ph 2a & 2b
- County
- Osceola
- Year built
- 2021
- Living area
- 2,005 sq ft
- Price/sq ft
- $199
- Building area
- 2,732 sq ft (Builder)
- Lot size
- 6,534 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $2,804 (2025)
- Parcel #
- 21-25-31-4978-0001-1050
- Zoning
- RESIDENTIAL
- MLS #
- V4948842
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- Interior features
- Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Off Street
HOA & Financial
- HOA fee
- $181 / Quarterly
- Monthly HOA
- $60/mo
- Total monthly fees
- $60/mo
- Total annual fees
- $725
- HOA name
- Dionne Kucel
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Awning(s), Lighting, Private Yard, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 11x16 |
| Living Room | First | 15x27 |
| Primary Bedroom | First | 17x15 |
| Primary Bathroom | First | |
| Laundry | First | 8x6 |
| Office | First | 11x13 |
| Balcony/Porch/Lanai | First | 21x10 |
| Bedroom 2 | First | 12x11 |
| Bedroom 3 | First | 11x11 |
Listing Details
- Listing date
- 2026-04-30
- On market date
- 2026-04-30
- Original list price
- $425,000
- Occupant type
- Owner
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- West Volusia
- Status changed
- 2026-06-30
- Tax legal description
- SIENA RESERVE PH 2A & 2B PB 29 PGS 42-47 LOT 105
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
South on Narcoossee Rd, turn left onto Jones Road, Turn left on Berlin Ave, Turn left on Polermo Ave, House is on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 29, 2026 at 11:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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