190 Polermo Avenue, FL

$419,000

190 Polermo Avenue

St Cloud, FL 34771

Active
4
Beds
2
Baths
1,825
Sq Ft
0.16
Acres
2021
Built
$230/sqft360° tour
Single Family Residence

Property type

2021

Year built

6,970 sqft

Lot size

$230

Price / sq ft

$65/mo

HOA dues

57

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to 190 Polermo Avenue, Saint Cloud, FL 34771 — a beautifully designed, move-in ready home that blends modern comfort with smart technology and elegant upgrades throughout. Built just four years ago, this newer model offers exceptional value and style, perfect for first-time homeowners or anyone seeking a contemporary retreat near Lake Nona’s vibrant Medical City. Step inside to discover a bright, open floor plan enhanced by 5.25 inch baseboards and a stunning kitchen featuring quartz countertops, cabinets crown moldings, under-cabinet lighting, stylish pendant bar lights, and sleek finishes that create a warm atmosphere. The bathrooms also showcase matching quartz vanities for a cohesive and luxurious look. The gathering room and one of the bedrooms come pre-wired for surround sound—ideal for entertaining or cozy movie nights. Smart home features include a keyless smart lock, WiFi-enabled sprinkler system, and upgraded WiFi light switches for the garage, kitchen, front porch, and lanai, offering both convenience and modern efficiency. Enjoy peace of mind with front and backyard camera pre-wiring, and outdoor living made easy with a fenced side and back patio—perfect for relaxing or hosting weekend gatherings. Elegant window treatments with a modern touch are already installed, making this home truly move-in ready. Located in a welcoming community that offers a refreshing pool, dog park, and playground, you’ll love the lifestyle and amenities that complement this home’s exceptional design. Located just minutes from Lake Nona, major highways, top-rated schools, shopping, dining, and the popular Medical City, this home delivers both luxury and lifestyle in one perfect package. Don’t miss the opportunity to own this exceptional property filled with thoughtful upgrades and timeless appeal!

Estimated monthly payment

Principal & interest$2,119
Property taxes$413
Home insurance (est.)$192
HOA dues$65

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history57 days on market

  1. Status: Active
    Oct 9, 2025
  2. Listed$430,000
    Oct 9, 2025
  3. Price reduced$419,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
57
Subdivision
Siena Reserve Ph 2a & 2b
County
Osceola
Year built
2021
Living area
1,825 sq ft
Price/sq ft
$230
Building area
2,512 sq ft (Public Records)
Lot size
6,970 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0115G)
Garage
2 spaces
Annual taxes
$4,952 (2024)
Parcel #
21-25-31-4978-0001-0300
Zoning
RESI
MLS #
O6351221

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Solid Surface Counters, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$196 / Quarterly
Monthly HOA
$65/mo
Total monthly fees
$65/mo
Total annual fees
$784
HOA name
Highland Community Management, LLC
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Contact the HOA for the most accurate and up-to-date information regarding community features, fees, and restrictions.

Exterior & Construction

Exterior features
Balcony, Sidewalk, Sliding Doors
Construction materials
Block, Concrete
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Great RoomFirst20x15
Dining RoomFirst11x11
KitchenFirst10x15
Primary BedroomFirst17x15

Listing Details

Listing date
2025-10-08
On market date
2025-10-09
Original list price
$430,000
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Orlando Regional
Status changed
2025-10-09
Tax legal description
SIENA RESERVE PH 2A & 2B PB 29 PGS 42-47 LOT 30

Flood risk

Minimal riskFEMA Zone XPanel 12097C0115G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Lake Nona, take FL-417 South to US-192 East toward St. Cloud, turn right onto Narcoossee Road, then left onto Polermo Avenue, and continue straight to 190 Polermo Ave, Saint Cloud FL 34771.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of December 5, 2025 at 1:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA