190 Polermo Avenue, FL190 Polermo Avenue, FL190 Polermo Avenue, FL
Stellar MLS
1 / 45

$415,000

190 Polermo Avenue

St Cloud, FL 34771

Listing updated: September 3, 2026 at 8:48 AM ET

Active
Stellar MLSListing courtesy of Florida Capital Realty · Syliam Reyes · MLS #O6351221 · Active · 786-953-5870
4
Beds
2
Baths
1,825
Sq Ft
0.16
Acres
2021
Built
$227/sqft360° tour
Single Family Residence

Property type

2021

Year built

6,970 sqft

Lot size

$227

Price / sq ft

$65/mo

HOA dues

329

Days on market

2

Garage spaces

X

Flood zone

About this home

SELLER IS OFFERING $10,000 TOWARD BUYER’S CLOSING COSTS! Take advantage of this incredible opportunity at 190 Polermo Avenue in Saint Cloud—a beautifully upgraded, move-in-ready home located just minutes from Lake Nona and Medical City! Built only four years ago, this newer home combines modern design, smart-home technology, and thoughtful upgrades throughout. Step inside to a bright, open-concept floor plan accented by 5.25-inch baseboards and stylish finishes. The heart of the home is the beautiful kitchen featuring quartz countertops, crown molding on the cabinetry, under-cabinet lighting, pendant lights over the bar area, and plenty of space for gathering and entertaining. Quartz countertops continue into the bathrooms, creating a cohesive and polished look. The home is packed with upgrades designed for today's lifestyle, including a keyless smart lock, WiFi-enabled sprinkler system, upgraded WiFi light switches in the garage, kitchen, front porch, and lanai, plus pre-wiring for cameras in the front and backyard. The gathering room and one bedroom are also pre-wired for surround sound—perfect for movie nights, a media room, home office, or entertainment space. Step outside and enjoy the fenced side and backyard, offering additional privacy and plenty of space to relax, entertain, or enjoy Florida's beautiful weather. Modern window treatments are already installed, adding another finishing touch to this truly move-in-ready home. The community offers a refreshing pool, dog park, and playground, providing something for everyone to enjoy. Even better, you'll be conveniently located near Lake Nona, Medical City, major highways, shopping, dining, schools, and everything this rapidly growing area. MOVE-IN READY + GREAT LOCATION + $10,000 TOWARD BUYER’S CLOSING COSTS! Don't miss this opportunity—schedule your private showing today and see why 190 Polermo Avenue should be your next home!

Estimated monthly payment

Principal & interest$2,098
Property taxes$413
Home insurance (est.)$190
HOA dues$65

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history329 days on market

  1. Status: Active
    Oct 9, 2025
  2. Listed$430,000
    Oct 9, 2025
  3. Price reduced$415,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
329
Subdivision
Siena Reserve Ph 2a & 2b
County
Osceola
Year built
2021
Living area
1,825 sq ft
Price/sq ft
$227
Building area
2,512 sq ft (Public Records)
Lot size
6,970 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0115G)
Garage
2 spaces
Annual taxes
$4,952 (2024)
Parcel #
21-25-31-4978-0001-0300
Zoning
RESI
MLS #
O6351221

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Solid Surface Counters, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$196 / Quarterly
Monthly HOA
$65/mo
Total monthly fees
$65/mo
Total annual fees
$784
HOA name
Highland Community Management, LLC
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Contact the HOA for the most accurate and up-to-date information regarding community features, fees, and restrictions.

Exterior & Construction

Exterior features
Balcony, Sidewalk
Construction materials
Block, Concrete
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Great RoomFirst20x15
Dining RoomFirst11x11
KitchenFirst10x15
Primary BedroomFirst17x15

Listing Details

Listing date
2025-10-08
On market date
2025-10-09
Original list price
$430,000
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Orlando Regional
Status changed
2025-10-09
Tax legal description
SIENA RESERVE PH 2A & 2B PB 29 PGS 42-47 LOT 30

Flood risk

Minimal riskFEMA Zone XPanel 12097C0115G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Lake Nona, take FL-417 South to US-192 East toward St. Cloud, turn right onto Narcoossee Road, then left onto Polermo Avenue, and continue straight to 190 Polermo Ave, Saint Cloud FL 34771.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 3, 2026 at 8:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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