


$415,000
190 Polermo Avenue
St Cloud, FL 34771
Listing updated: September 3, 2026 at 8:48 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
SELLER IS OFFERING $10,000 TOWARD BUYER’S CLOSING COSTS! Take advantage of this incredible opportunity at 190 Polermo Avenue in Saint Cloud—a beautifully upgraded, move-in-ready home located just minutes from Lake Nona and Medical City! Built only four years ago, this newer home combines modern design, smart-home technology, and thoughtful upgrades throughout. Step inside to a bright, open-concept floor plan accented by 5.25-inch baseboards and stylish finishes. The heart of the home is the beautiful kitchen featuring quartz countertops, crown molding on the cabinetry, under-cabinet lighting, pendant lights over the bar area, and plenty of space for gathering and entertaining. Quartz countertops continue into the bathrooms, creating a cohesive and polished look. The home is packed with upgrades designed for today's lifestyle, including a keyless smart lock, WiFi-enabled sprinkler system, upgraded WiFi light switches in the garage, kitchen, front porch, and lanai, plus pre-wiring for cameras in the front and backyard. The gathering room and one bedroom are also pre-wired for surround sound—perfect for movie nights, a media room, home office, or entertainment space. Step outside and enjoy the fenced side and backyard, offering additional privacy and plenty of space to relax, entertain, or enjoy Florida's beautiful weather. Modern window treatments are already installed, adding another finishing touch to this truly move-in-ready home. The community offers a refreshing pool, dog park, and playground, providing something for everyone to enjoy. Even better, you'll be conveniently located near Lake Nona, Medical City, major highways, shopping, dining, schools, and everything this rapidly growing area. MOVE-IN READY + GREAT LOCATION + $10,000 TOWARD BUYER’S CLOSING COSTS! Don't miss this opportunity—schedule your private showing today and see why 190 Polermo Avenue should be your next home!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history329 days on market
- Status: ActiveOct 9, 2025
- Listed$430,000Oct 9, 2025
- Price reduced$415,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 329
- Subdivision
- Siena Reserve Ph 2a & 2b
- County
- Osceola
- Year built
- 2021
- Living area
- 1,825 sq ft
- Price/sq ft
- $227
- Building area
- 2,512 sq ft (Public Records)
- Lot size
- 6,970 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0115G)
- Garage
- 2 spaces
- Annual taxes
- $4,952 (2024)
- Parcel #
- 21-25-31-4978-0001-0300
- Zoning
- RESI
- MLS #
- O6351221
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Solid Surface Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $196 / Quarterly
- Monthly HOA
- $65/mo
- Total monthly fees
- $65/mo
- Total annual fees
- $784
- HOA name
- Highland Community Management, LLC
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Contact the HOA for the most accurate and up-to-date information regarding community features, fees, and restrictions.
Exterior & Construction
- Exterior features
- Balcony, Sidewalk
- Construction materials
- Block, Concrete
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 20x15 |
| Dining Room | First | 11x11 |
| Kitchen | First | 10x15 |
| Primary Bedroom | First | 17x15 |
Listing Details
- Listing date
- 2025-10-08
- On market date
- 2025-10-09
- Original list price
- $430,000
- Occupant type
- Owner
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2025-10-09
- Tax legal description
- SIENA RESERVE PH 2A & 2B PB 29 PGS 42-47 LOT 30
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Lake Nona, take FL-417 South to US-192 East toward St. Cloud, turn right onto Narcoossee Road, then left onto Polermo Avenue, and continue straight to 190 Polermo Ave, Saint Cloud FL 34771.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 3, 2026 at 8:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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