5557 146th Terrace, FL
Stellar MLS

$299,900

5557 146th Terrace

Clearwater, FL 33760

Active
3
Beds
1
Bath
1,304
Sq Ft
0.14
Acres
1973
Built
$230/sqft360° tour
Single Family Residence

Property type

1973

Year built

6,003 sqft

Lot size

$230

Price / sq ft

No HOA

HOA dues

11

Days on market

AE

Flood zone

About this home

Great opportunity in Clearwater with strong upside potential! This 3-bedroom, 1-bath home offers over 1,300 square feet of living space with a functional layout and solid updates already in place. Recent improvements include newer windows, a tankless water heater, updated appliances, and modern flooring throughout the main living areas. A garage conversion provides additional flexible space, perfect for a home office, playroom, or bonus room. Out back you will find a spacious backyard featuring 2 storage sheds and irrigation system, offering a great foundation for outdoor improvements. Located in central Pinellas with US 19 and Ulmerton Road close by. Being sold as-is. Buyer to verify all information.

Local Insight

At $230/sqft for a 1973 home in an AE flood zone, you're getting decent pricing, but flood insurance will be a significant ongoing cost that needs to be factored into your monthly budget—this isn't a negotiable expense in that zone. The 1,304 sqft layout with one bathroom is tight for a family, so unless it's an investment or starter property, the functional limitations might outweigh the price advantage pretty quickly. No HOA is a plus, but the age and flood risk mean you should absolutely get a thorough inspection and talk to current owners about what flooding actually looks like in this pocket of Clearwater before committing.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,516
Property taxes$355
Home insurance (est.)$137

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history11 days on market

  1. Status: Active
    Apr 30, 2026
  2. Listed$315,000
    Apr 30, 2026
  3. Price reduced$299,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
11
Subdivision
Highpoint Estates
County
Pinellas
Year built
1973
Living area
1,304 sq ft
Price/sq ft
$230
Lot size
6,003 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0139H)
Annual taxes
$4,256 (2025)
Parcel #
04-30-16-39411-000-0870
Zoning
R-3
MLS #
TB8503248

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Interior Details

Bedrooms
3
Full bathrooms
1
Flooring
Tile
Appliances
Dishwasher, Range, Refrigerator, Tankless Water Heater
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Sliding Doors, Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Room Details

RoomLevelDimensions
Living RoomFirst16x12
Dining RoomFirst11x8
KitchenFirst12x9
Primary BedroomFirst13x10
Bedroom 2First10x10
Bedroom 3First10x10
Bathroom 1First9x5.5
Bonus RoomFirst11.5x16
Bathroom 2First11x4

Listing Details

Listing date
2026-04-30
On market date
2026-04-30
Original list price
$315,000
Occupant type
Vacant
MLS area
33760 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2026-04-30
Tax legal description
HIGHPOINT ESTATES LOT 87

Flood risk

High riskFEMA Zone AEPanel 12103C0139H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US19 HEADING NORTH TURN RIGHT ON ROOSEVELT BLVD. TURN RIGHT ON 55TH WAY N. TURN LEFT ON 146TH TER. HOME IS ON THE LEFT

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 11, 2026 at 10:12 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA