$299,900
5557 146th Terrace
Clearwater, FL 33760
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Great opportunity in Clearwater with strong upside potential! This 3-bedroom, 1-bath home offers over 1,300 square feet of living space with a functional layout and solid updates already in place. Recent improvements include newer windows, a tankless water heater, updated appliances, and modern flooring throughout the main living areas. A garage conversion provides additional flexible space, perfect for a home office, playroom, or bonus room. Out back you will find a spacious backyard featuring 2 storage sheds and irrigation system, offering a great foundation for outdoor improvements. Located in central Pinellas with US 19 and Ulmerton Road close by. Being sold as-is. Buyer to verify all information.
Local Insight
At $230/sqft for a 1973 home in an AE flood zone, you're getting decent pricing, but flood insurance will be a significant ongoing cost that needs to be factored into your monthly budget—this isn't a negotiable expense in that zone. The 1,304 sqft layout with one bathroom is tight for a family, so unless it's an investment or starter property, the functional limitations might outweigh the price advantage pretty quickly. No HOA is a plus, but the age and flood risk mean you should absolutely get a thorough inspection and talk to current owners about what flooding actually looks like in this pocket of Clearwater before committing.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history11 days on market
- Status: ActiveApr 30, 2026
- Listed$315,000Apr 30, 2026
- Price reduced$299,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 11
- Subdivision
- Highpoint Estates
- County
- Pinellas
- Year built
- 1973
- Living area
- 1,304 sq ft
- Price/sq ft
- $230
- Lot size
- 6,003 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0139H)
- Annual taxes
- $4,256 (2025)
- Parcel #
- 04-30-16-39411-000-0870
- Zoning
- R-3
- MLS #
- TB8503248
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 1
- Flooring
- Tile
- Appliances
- Dishwasher, Range, Refrigerator, Tankless Water Heater
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sliding Doors, Storage
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 16x12 |
| Dining Room | First | 11x8 |
| Kitchen | First | 12x9 |
| Primary Bedroom | First | 13x10 |
| Bedroom 2 | First | 10x10 |
| Bedroom 3 | First | 10x10 |
| Bathroom 1 | First | 9x5.5 |
| Bonus Room | First | 11.5x16 |
| Bathroom 2 | First | 11x4 |
Listing Details
- Listing date
- 2026-04-30
- On market date
- 2026-04-30
- Original list price
- $315,000
- Occupant type
- Vacant
- MLS area
- 33760 - Clearwater
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-30
- Tax legal description
- HIGHPOINT ESTATES LOT 87
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US19 HEADING NORTH TURN RIGHT ON ROOSEVELT BLVD. TURN RIGHT ON 55TH WAY N. TURN LEFT ON 146TH TER. HOME IS ON THE LEFT
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 11, 2026 at 10:12 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA