3511 Palm Avenue, FL3511 Palm Avenue, FL3511 Palm Avenue, FL
Stellar MLS
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$199,000

3511 Palm Avenue

Palatka, FL 32177

Listing updated: September 14, 2026 at 4:46 PM ET

Active
Stellar MLSListing courtesy of Lpt Realty, Llc · Rosa Suarez · MLS #O6402839 · Active · 877-366-2213
4
Beds
2
Baths
1,990
Sq Ft
0.7
Acres
2007
Built
$100/sqft360° tour
Manufactured Home

Property type

2007

Year built

30,492 sqft

Lot size

$100

Price / sq ft

No HOA

HOA dues

128

Days on market

X

Flood zone

About this home

INVESTORS WELCOME! UPDATED MANUFACTURED HOME ON 0.70+ ACRES WITH AN ADDITIONAL LEGAL LOT! Looking for a manufactured home with acreage and no HOA? This updated property offers space, privacy, and plenty of possibilities for homeowners, investors, or anyone looking for extra land. The home sits on 0.70+ acres and comes with an adjacent legal lot of record, giving you additional space and flexibility. The extra land could be ideal for RV parking, a workshop, garden, pool, storage, or potentially a future homesite, subject to county approval and applicable requirements. Inside, the home has been nicely updated with modern finishes, updated flooring, spacious bedrooms, and an open floor plan that makes the living areas feel bright and comfortable. The kitchen is designed for everyday living and entertaining, while the oversized primary bedroom offers additional flexibility for a home office, nursery, sitting area, or extra living space. The A/C is only one year old, adding peace of mind for the next owner. Outside, enjoy the freedom of having plenty of land without the restrictions of an HOA. The property includes two wells and a septic system, which can help keep monthly utility costs lower. EXTRA LOT & FUTURE POTENTIAL A Putnam County lot inquiry has been completed, and the adjacent parcel has been confirmed as a legal lot of record eligible for one single-family residence. The property is AG zoned, which permits mobile homes. A future lot split may also be possible if public water and sewer become available. Buyers should independently verify zoning, permitted uses, building requirements, septic capacity, utilities, and any future development or lot-split possibilities with Putnam County. The location is convenient to shopping, restaurants, hospitals, and medical facilities, while also putting you within easy reach of some of Florida's favorite outdoor destinations, including Salt Springs, Silver Glen Springs, Green Cove Springs, Keystone Heights, and Fort McCoy. Looking for a day trip? Crescent Beach, St. Augustine, Flagler Beach, Palm Coast, Gainesville, and Ocala are all approximately an hour away, while Daytona Beach, Orlando attractions, and Jacksonville are within about two hours. If you’ve been searching for an updated manufactured home on land, an investment property with additional acreage, or a home with no HOA and future potential, this property offers a rare combination of space, flexibility, and value. Schedule your private showing today!

Estimated monthly payment

Principal & interest$1,006
Property taxes$180
Home insurance (est.)$91

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history128 days on market

  1. Status: Active
    Jun 22, 2026
  2. Listed$265,000
    Apr 29, 2026
  3. Price reduced$199,000

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
128
Subdivision
Mckeans Sub
County
Putnam
Year built
2007
Living area
1,990 sq ft
Price/sq ft
$100
Building area
2,027 sq ft (Public Records)
Lot size
30,492 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12107C0306C)
Annual taxes
$2,164 (2025)
Parcel #
13-10-26-5630-0030-0050
Zoning
RES
MLS #
O6402839

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Laminate
Appliances
Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Entrance, Private Mailbox, Private Yard
Construction materials
Metal Frame
Roof
Shingle
Foundation
Crawlspace
Road surface
Dirt, Gravel

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available

Schools

ElementaryWilliam Moseley ElementaryGreatSchools ↗
High SchoolPalatka High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst8x10
Primary BedroomFirst27x13
Living RoomFirst10x8

Listing Details

Listing date
2026-04-29
On market date
2026-04-29
Original list price
$265,000
Occupant type
Owner
MLS area
32177 - Palatka
Listing AOR
Orlando Regional
Status changed
2026-06-22
Tax legal description
MCKEANS S/D DB V P667 E 99.5FT OF W 249.5FT OF N 128FT OF S 286FT OF LOT 3 OR599 P978 & E 99.5FT OF W 349FT OF N 128FT OF S 286FT OF LOT 3 OR599 P982 & E 99.5FT OF W 249.5FT OF N 30FT OF S 316FT OF LOT 3 OR1171 P451 & E 99.5FT OF W 349FT OF N 30FT OF S 316FT OF LOT 3 OR1171 P452

Flood risk

Minimal riskFEMA Zone XPanel 12107C0306C

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Follow E Peniel Rd and State Hwy 310/Silver Lake Dr to S Palm Ave. Turn right onto E Peniel Rd. State Hwy 310/Silver Lake Dr Turn right onto S Palm Ave. Destination will be on the left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 14, 2026 at 4:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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