$239,000
3511 Palm Avenue
Palatka, FL 32177
Listing updated: June 22, 2026 at 2:26 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Spacious and beautifully updated manufactured home situated on over 0.70 acres, including an adjacent lot that offers endless possibilities. Whether you’re seeking extra privacy, space for recreational vehicles, a future workshop, pool, garden, or even a potential build opportunity, this property provides exceptional flexibility and value. Inside, you’ll find a bright, open layout featuring updated flooring, modern finishes, and generously sized bedrooms. The functional kitchen is perfect for both everyday living and entertaining. The oversized primary suite offers incredible versatility and could easily be partitioned to create a home office, nursery, or additional flex space. The AC is a year old. Step outside to enjoy a large yard with plenty of room to roam, relax, and embrace peaceful Florida living. The property is equipped with two wells and a septic system, helping to keep utility costs lower. Conveniently located just minutes from shopping, dining, hospitals, and medical facilities, you’ll also be close to popular destinations such as Salt Springs, Silver Glen, Green Cove Springs, Keystone Heights, and Fort McCoy. Within an hour, you can reach Crescent Beach, historic St. Augustine, Flagler Beach, Palm Coast, Gainesville, and Ocala. World-famous Daytona Beach, Orlando theme parks, and Jacksonville are all within a two-hour drive. This is a rare opportunity to own space, land, and move-in-ready comfort. County lot inquiry completed. Adjacent Parcel confirmed as a legal lot of record and eligible for one single-family residence. AG zoning permits mobile homes. Future lot split may be possible if community water/sewer becomes available. Buyers to verify all intended uses, septic, and permitting with Putnam County.
Local Insight
At $120/sqft for a 2007 manufactured home on 0.7 acres with no HOA, you're getting solid price-per-square-foot value in Palatka, though you'll want to scrutinize the home's condition and any potential foundation or systems issues common to that era—the 360° tour helps, but an in-person inspection is critical. The flood zone X designation is a genuine advantage for financing and insurance costs, and the location gives you actual land and privacy compared to typical mobile home parks, making this worth considering if the bones are sound and you're comfortable with manufactured home depreciation patterns.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history44 days on market
- Status: ActiveJun 22, 2026
- Listed$265,000Apr 29, 2026
- Price reduced$239,000
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 44
- Subdivision
- Mckeans Sub
- County
- Putnam
- Year built
- 2007
- Living area
- 1,990 sq ft
- Price/sq ft
- $120
- Building area
- 2,027 sq ft (Public Records)
- Lot size
- 30,492 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12107C0306C)
- Annual taxes
- $2,164 (2025)
- Parcel #
- 13-10-26-5630-0030-0050
- Zoning
- RES
- MLS #
- O6402839
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Entrance, Private Mailbox, Private Yard
- Construction materials
- Metal Frame
- Roof
- Shingle
- Foundation
- Crawlspace
- Road surface
- Dirt, Gravel
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Cable Available
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 8x10 |
| Primary Bedroom | First | 27x13 |
| Living Room | First | 10x8 |
Listing Details
- Listing date
- 2026-04-29
- On market date
- 2026-04-29
- Original list price
- $265,000
- Occupant type
- Owner
- MLS area
- 32177 - Palatka
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-22
- Tax legal description
- MCKEANS S/D DB V P667 E 99.5FT OF W 249.5FT OF N 128FT OF S 286FT OF LOT 3 OR599 P978 & E 99.5FT OF W 349FT OF N 128FT OF S 286FT OF LOT 3 OR599 P982 & E 99.5FT OF W 249.5FT OF N 30FT OF S 316FT OF LOT 3 OR1171 P451 & E 99.5FT OF W 349FT OF N 30FT OF S 316FT OF LOT 3 OR1171 P452
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Follow E Peniel Rd and State Hwy 310/Silver Lake Dr to S Palm Ave. Turn right onto E Peniel Rd. State Hwy 310/Silver Lake Dr Turn right onto S Palm Ave. Destination will be on the left
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 22, 2026 at 2:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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