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$200,000

3511 Palm Avenue

Palatka, FL 32177

Listing updated: July 29, 2026 at 11:27 AM ET

Active

Listing courtesy of Lpt Realty, Llc · Rosa Suarez · MLS #O6402839 · Active · 877-366-2213

Beds

Baths

1,990

Sq Ft

0.7

Acres

2007

Built

◆$101/sqft◆360° tour

Manufactured Home

Property type

2007

Year built

30,492 sqft

Lot size

$101

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

**DRASTIC PRICE REDUCTION – INVESTORS WELCOME!** Beautifully updated manufactured home on **0.70+ acres** with an **adjacent legal lot of record**, offering exceptional flexibility and future potential. Whether you're looking for extra privacy, space for RVs, a workshop, pool, garden, or a future homesite, this property delivers. Inside, you'll find a bright, open floor plan with updated flooring, modern finishes, spacious bedrooms, and a functional kitchen ideal for everyday living and entertaining. The oversized primary suite offers flexibility for a home office, nursery, or additional living space. **A/C is only 1 year old.** Step outside and enjoy peaceful Florida living with plenty of room to roam. The property features **two wells and a septic system**, helping keep utility costs lower. **No HOA!** **County lot inquiry completed.** The adjacent parcel has been confirmed as a **legal lot of record** and is eligible for **one single-family residence**. **AG zoning permits mobile homes.** A future lot split may be possible if public water and sewer become available. Buyers should verify all intended uses, permitting, septic requirements, and development possibilities with Putnam County. Conveniently located just minutes from shopping, dining, hospitals, and medical facilities. Enjoy easy access to Salt Springs, Silver Glen, Green Cove Springs, Keystone Heights, and Fort McCoy. Within about an hour, reach Crescent Beach, historic St. Augustine, Flagler Beach, Palm Coast, Gainesville, and Ocala. Daytona Beach, Orlando attractions, and Jacksonville are all within approximately two hours. Don't miss this rare opportunity to own a move-in-ready home with additional land, development potential, and endless possibilities at an exceptional value. Schedule your showing today!

Estimated monthly payment

Principal & interest$1,011

Property taxes$180

Home insurance (est.)$92

Down payment

20%

$40,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history81 days on market

Status: Active
Jun 22, 2026
Listed$265,000
Apr 29, 2026
Price reduced$200,000

Facts & features

Property type: Residential
Sub type: Manufactured Home
Status: Active
Days on market: 81
Subdivision: Mckeans Sub
County: Putnam
Year built: 2007
Living area: 1,990 sq ft
Price/sq ft: $101
Building area: 2,027 sq ft (Public Records)
Lot size: 30,492 sq ft
Lot category: 1/2 to less than 1
Flood zone: X (12107C0306C)
Annual taxes: $2,164 (2025)
Parcel #: 13-10-26-5630-0030-0050
Zoning: RES
MLS #: O6402839

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Laminate
Appliances: Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry: Laundry Room, Washer Hookup
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Private Entrance, Private Mailbox, Private Yard
Construction materials: Metal Frame
Roof: Shingle
Foundation: Crawlspace
Road surface: Dirt, Gravel

Utilities

Sewer: Septic Tank
Water source: Well
Utilities: Cable Available

Schools

ElementaryWilliam Moseley ElementaryGreatSchools ↗

High SchoolPalatka High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Kitchen	First	8x10
Primary Bedroom	First	27x13
Living Room	First	10x8

Listing Details

Listing date: 2026-04-29
On market date: 2026-04-29
Original list price: $265,000
Occupant type: Owner
MLS area: 32177 - Palatka
Listing AOR: Orlando Regional
Status changed: 2026-06-22
Tax legal description: MCKEANS S/D DB V P667 E 99.5FT OF W 249.5FT OF N 128FT OF S 286FT OF LOT 3 OR599 P978 & E 99.5FT OF W 349FT OF N 128FT OF S 286FT OF LOT 3 OR599 P982 & E 99.5FT OF W 249.5FT OF N 30FT OF S 316FT OF LOT 3 OR1171 P451 & E 99.5FT OF W 349FT OF N 30FT OF S 316FT OF LOT 3 OR1171 P452

Flood risk

Minimal riskFEMA Zone XPanel 12107C0306C

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Follow E Peniel Rd and State Hwy 310/Silver Lake Dr to S Palm Ave. Turn right onto E Peniel Rd. State Hwy 310/Silver Lake Dr Turn right onto S Palm Ave. Destination will be on the left

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 29, 2026 at 11:27 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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