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$349,800

5277 Indian Ocean Loop

Tavares, FL 32778

Listing updated: August 4, 2026 at 7:17 PM ET

Active

Listing courtesy of Exp Realty Llc · Chris Sanford · MLS #G5111553 · Active · 888-883-8509

Beds

Baths

2,086

Sq Ft

0.22

Acres

2002

Built

◆Water access◆55+ community◆$168/sqft◆360° tour

Single Family Residence

Property type

2002

Year built

9,454 sqft

Lot size

$168

Price / sq ft

$232/mo

HOA dues

101

Days on market

Garage spaces

Flood zone

About this home

Welcome to 5277 Indian Ocean Loop in beautiful Tavares, Florida! This beautifully maintained 3-bedroom, 2-bath home is located in a highly desirable and active 55+ community known for its pride of ownership and exceptional amenities. This neighborhood is gated as well for extra security. Step inside to discover a well-kept residence offering comfortable living spaces, a functional layout, and a warm, inviting atmosphere perfect for both everyday living and entertaining. The home has been lovingly cared for, making it truly move-in ready. Enjoy peace and quiet with the added bonus of no rear neighbors. Enjoy resort-style living with access to a community pool, tennis courts, and a private boat ramp providing direct access to the renowned Harris Chain of Lakes—ideal for boating, fishing, and enjoying Florida’s outdoor lifestyle. Whether you're looking to relax or stay active, this vibrant community offers it all. Don’t miss your opportunity to own a piece of paradise in one of Tavares’ most sought-after 55+ neighborhoods!

Estimated monthly payment

Principal & interest$1,769

Property taxes$396

Home insurance (est.)$160

HOA dues$232

Down payment

20%

$69,960 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history101 days on market

Status: Active
Apr 25, 2026
Listed$365,000
Apr 25, 2026
Price reduced$349,800

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 101
Subdivision: Tavares Royal Harbor Ph 02 Lt 179
County: Lake
Year built: 2002
Living area: 2,086 sq ft
Price/sq ft: $168
Building area: 2,821 sq ft (Public Records)
Lot size: 9,454 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12069C0345E)
Garage: 2 spaces
Annual taxes: $4,747 (2025)
Parcel #: 13-20-25-1805-000-28300
Zoning: PD
MLS #: G5111553

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Carpet, Ceramic Tile, Luxury Vinyl
Appliances: Dishwasher, Disposal, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator
Interior features: Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat
Laundry: Inside
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes
Parking features: Deeded, Driveway, Garage Door Opener

HOA & Financial

HOA fee: $232 / Monthly
Monthly HOA: $232/mo
Total monthly fees: $232/mo
Total annual fees: $2,784
HOA name: Leland Management
CDD: No
Homestead exemption: Yes
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: No

Exterior & Construction

Exterior features: Lighting, Sidewalk
Construction materials: Block
Roof: Shingle
Foundation: Block
Water access: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Community

Pets allowed: Breed Restrictions, Cats OK, Dogs OK
Senior community: Yes

Room Details

Room	Level	Dimensions
Primary Bedroom	First	16x13
Bedroom 2	First	11x10
Bedroom 3	First
Dining Room	First	11x10
Kitchen	First	12x11
Laundry	First	8x6
Living Room	First	15x14

Listing Details

Listing date: 2026-04-25
On market date: 2026-04-25
Original list price: $365,000
Occupant type: Owner
MLS area: 32778 - Tavares / Deer Island
Listing AOR: Sarasota - Manatee
Status changed: 2026-04-25
Tax legal description: TAVARES ROYAL HARBOR PHASE 2 SUB LOT 283 PB 45 PGS 32-35 ORB 6056 PG 757 ORB 6056 PG 759

Flood risk

Minimal riskFEMA Zone XPanel 12069C0345E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Turn right onto Sadler Rd Continue onto County Rd 448 Turn right to stay on County Rd 448 Turn left onto FL-19 S Follow Royal Harbor Blvd to Indian Ocean Loop Turn left onto Royal Harbor Blvd At the traffic circle, take the 3rd exit and stay on Royal Harbor Blvd Turn right to stay on Royal Harbor Blvd At the traffic circle, take the 1st exit onto Indian Ocean Loop Turn right to stay on Indian Ocean Loop

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 4, 2026 at 7:17 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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