$384,900
13589 120th Street
Largo, FL 33778
Listing updated: June 2, 2026 at 10:36 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
FHA, VA, Conventional Financing or Cash! Great opportunity for a first time home buyer or investor! BEAUTIFUL PROPERTY! Renovated property, great conditions, fresh paint throughout, move in ready, won t last long on the market! Excellent and convenient location! Nearby bus stop, close to shopping mall, hospital, schools, restaurants, parks, easy interstate access to downtown, airport, beaches and many other amenities. SEND PRE-APPROVAL LETTER OR PROOF OF FUNDS, PROPERTY SOLD "AS IS" WITHOUT REPAIR OR WARRANTY, SELLER HAS NO KNOWLEDGE OF PROPERTY HISTORY, NO DISCLOSURES OR ASSOCIATION DOCS SUPPLIED. BUYER/BUYER'S AGENT IS RESPONSIBLE FOR VERIFYING HOA INFO & FEES, IF ANY, COMMUNITY RULES, SQ FT, LOT SIZE, ROOM DIMENSIONS AND TAXES.
Local Insight
This 1960s four-bedroom is priced at $350/sqft in a market where comparable homes typically run $380-420/sqft, so you're looking at genuine value—though that older construction means you should budget for mechanical updates and a thorough inspection of the roof and electrical systems. The 0.16-acre lot is tight for the square footage, giving you minimal yard space, but the X flood zone rating and lack of HOA are genuine pluses for affordability and low carrying costs. At this price point in Largo, the real question is whether the bones justify the age, so get a good home inspector and verify what's actually been updated recently.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history39 days on market
- Status: ActiveApr 24, 2026
- Listed$389,900Apr 24, 2026
- Price reduced$384,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 39
- Subdivision
- Ridgecrest Acres
- County
- Pinellas
- Year built
- 1960
- Living area
- 1,100 sq ft
- Price/sq ft
- $350
- Building area
- 1,196 sq ft (Public Records)
- Lot size
- 6,996 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Annual taxes
- $2,304 (2025)
- Parcel #
- 04-30-15-74790-003-0210
- Zoning
- R-3
- MLS #
- TB8501592
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Other
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Living Room | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-04-24
- On market date
- 2026-04-24
- Original list price
- $389,900
- Occupant type
- Vacant
- MLS area
- 33778 - Largo/Seminole
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-24
- Tax legal description
- RIDGECREST ACRES UNIT 2 BLK C, LOT 21
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head southwest on I-275 S, Use the left lane to take the exit toward FL-686A/FL-690/Gateway Expy, Slight left onto the ramp to FL-686A/FL-690/Gateway Expy, Continue onto FL-686A/FL-690/Gateway Expy, Keep right to continue on FL-690/Gateway Expy, Merge onto US-19 N, Take the Ulmerton Road exit toward FL-688/Tampa, Merge onto U.S. 19 Frontage Rd, Use the left 2 lanes to turn left onto FL-688 W/Ulmerton Rd, Turn right onto 119th St N, Turn left onto Gooden Crossing, Turn left onto 120th St N, the house will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 2, 2026 at 10:36 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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