$210,000
1017 Monroe Avenue
St Cloud, FL 34769
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
A fantastic opportunity for a first-time buyer or savvy investor, this beautifully maintained 2-bedroom, 1.5-bathroom two-story townhome delivers comfort, functionality, and exceptional value in a convenient St. Cloud location. Step inside to find ceramic tile flooring throughout the main living areas and bathrooms, creating a clean, low-maintenance space. The layout flows effortlessly from the spacious living room into the dining area, perfect for everyday living. The charming galley-style kitchen features a closet pantry and provides an efficient workspace with everything within easy reach. Upstairs, both bedrooms are thoughtfully positioned for privacy and feature carpet in great condition, adding warmth and comfort. A versatile loft space provides the perfect spot for a cozy sitting area, reading nook, or small home office—ideal for today’s flexible lifestyles. A convenient guest half-bath is located on the first floor, while the full bathroom upstairs serves both bedrooms. Additional functionality includes laundry facilities located in the one-car garage, delivering both storage and practicality. One of the standout features of this home is the charming screened-in porch—a cozy retreat overlooking a peaceful hedgeline. Just beyond the hedgeline, you’ll find the community clubhouse and pool, making it incredibly easy to enjoy these amenities while still maintaining a sense of privacy. Location is key, and this property delivers. Situated just minutes from the shopping and dining along US-192, you’ll have easy access to everyday conveniences. The Florida Turnpike is approximately a 15-minute drive, making commuting simple, while Orlando International Airport is about 25 minutes away. World-famous attractions including Walt Disney World Resort are roughly 30–35 minutes from your doorstep, offering incredible accessibility for both personal enjoyment and rental appeal. Major updates provide peace of mind for years to come, including a brand-new roof (2025), water heater (2024), new exterior garage door (2025), and both interior and exterior AC units replaced in 2022. Whether you're looking for a comfortable place to call home or a smart addition to your investment portfolio, this townhome offers a wonderful blend of value, updates, and everyday convenience.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveApr 21, 2026
- Listed$210,000Apr 21, 2026
- Price increased$210,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 2
- Subdivision
- Palamar Oaks Village Rep
- County
- Osceola
- Year built
- 1986
- Living area
- 958 sq ft
- Price/sq ft
- $219
- Building area
- 1,356 sq ft (Public Records)
- Lot size
- 3,360 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0256G)
- Garage
- 1 spaces
- Annual taxes
- $2,860 (2025)
- Parcel #
- 04-26-30-0042-0001-0020
- Zoning
- SPUD
- MLS #
- S5148340
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Thermostat
- Laundry
- In Garage
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $197 / Monthly
- Monthly HOA
- $197/mo
- Total monthly fees
- $197/mo
- Total annual fees
- $2,364
- HOA name
- PALAMAR OAKS HOA
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 18x14 |
| Dining Room | First | 9x9 |
| Kitchen | First | 9x8 |
| Primary Bedroom | Second | 13x10 |
| Bedroom 2 | Second | 10x9 |
| Loft | Second | 9x7 |
Listing Details
- Listing date
- 2026-04-21
- On market date
- 2026-04-21
- Original list price
- $210,000
- Occupant type
- Owner
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Osceola
- Status changed
- 2026-04-21
- Tax legal description
- REPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 2
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US 192 west. Left onto Neptune Road. Left onto Monroe Avenue.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 23, 2026 at 5:58 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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