1017 Monroe Avenue, FL

$210,000

1017 Monroe Avenue

St Cloud, FL 34769

Active
2
Beds
2
Baths
958
Sq Ft
0.07
Acres
1986
Built
$219/sqft
🏠Townhouse

Property type

🏗️1986

Year built

📐3,360 sqft

Lot size

📊$219

Price / sq ft

🏘️$197/mo

HOA dues

📅2

Days on market

🚗1

Garage space

🌊X

Flood zone

About this home

A fantastic opportunity for a first-time buyer or savvy investor, this beautifully maintained 2-bedroom, 1.5-bathroom two-story townhome delivers comfort, functionality, and exceptional value in a convenient St. Cloud location. Step inside to find ceramic tile flooring throughout the main living areas and bathrooms, creating a clean, low-maintenance space. The layout flows effortlessly from the spacious living room into the dining area, perfect for everyday living. The charming galley-style kitchen features a closet pantry and provides an efficient workspace with everything within easy reach. Upstairs, both bedrooms are thoughtfully positioned for privacy and feature carpet in great condition, adding warmth and comfort. A versatile loft space provides the perfect spot for a cozy sitting area, reading nook, or small home office—ideal for today’s flexible lifestyles. A convenient guest half-bath is located on the first floor, while the full bathroom upstairs serves both bedrooms. Additional functionality includes laundry facilities located in the one-car garage, delivering both storage and practicality. One of the standout features of this home is the charming screened-in porch—a cozy retreat overlooking a peaceful hedgeline. Just beyond the hedgeline, you’ll find the community clubhouse and pool, making it incredibly easy to enjoy these amenities while still maintaining a sense of privacy. Location is key, and this property delivers. Situated just minutes from the shopping and dining along US-192, you’ll have easy access to everyday conveniences. The Florida Turnpike is approximately a 15-minute drive, making commuting simple, while Orlando International Airport is about 25 minutes away. World-famous attractions including Walt Disney World Resort are roughly 30–35 minutes from your doorstep, offering incredible accessibility for both personal enjoyment and rental appeal. Major updates provide peace of mind for years to come, including a brand-new roof (2025), water heater (2024), new exterior garage door (2025), and both interior and exterior AC units replaced in 2022. Whether you're looking for a comfortable place to call home or a smart addition to your investment portfolio, this townhome offers a wonderful blend of value, updates, and everyday convenience.

Estimated monthly payment

Principal & interest$1,062
Property taxes$238
Home insurance (est.)$96
HOA dues$197

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    Apr 21, 2026
  2. Listed$210,000
    Apr 21, 2026
  3. Price increased$210,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
2
Subdivision
Palamar Oaks Village Rep
County
Osceola
Year built
1986
Living area
958 sq ft
Price/sq ft
$219
Building area
1,356 sq ft (Public Records)
Lot size
3,360 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0256G)
Garage
1 spaces
Annual taxes
$2,860 (2025)
Parcel #
04-26-30-0042-0001-0020
Zoning
SPUD
MLS #
S5148340

Interior Details

Bedrooms
2
Full bathrooms
1
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Thermostat
Laundry
In Garage
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$197 / Monthly
Monthly HOA
$197/mo
Total monthly fees
$197/mo
Total annual fees
$2,364
HOA name
PALAMAR OAKS HOA
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryNeptune ElementaryGreatSchools ↗
MiddleSt. Cloud Middle (6-8)GreatSchools ↗
High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst18x14
Dining RoomFirst9x9
KitchenFirst9x8
Primary BedroomSecond13x10
Bedroom 2Second10x9
LoftSecond9x7

Listing Details

Listing date
2026-04-21
On market date
2026-04-21
Original list price
$210,000
Occupant type
Owner
MLS area
34769 - St Cloud (City of St Cloud)
Listing AOR
Osceola
Status changed
2026-04-21
Tax legal description
REPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 2

Flood risk

Minimal riskFEMA Zone XPanel 12097C0256G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 192 west. Left onto Neptune Road. Left onto Monroe Avenue.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 23, 2026 at 5:58 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA