$250,000
1170 Whiddon Avenue
Cedar Key, FL 32625
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
This Cedar Key property presents a rare opportunity for buyers looking to rebuild or reimagine a coastal home in one of Florida’s most unique waterfront communities. Previously impacted by storm damage, the property is now positioned for potential repair or reconstruction under current FEMA and local guidelines. Based on guidance from local officials, rebuilding may be possible depending on the scope of work and overall project cost relative to the structure’s pre-storm value. This creates a unique opportunity for buyers to design and execute a project that fits within those parameters—whether restoring the existing footprint or creating a thoughtfully updated coastal retreat. The value calculation is based on the structure only (excluding land), giving buyers a clear framework to explore renovation or rebuilding options. Due to FEMA regulations and the 50% rule, buyers are encouraged to work with the City of Cedar Key, contractors, and design professionals to fully understand allowable improvements, elevation requirements, and permitting options. If you’ve been looking for a project with flexibility, upside, and the ability to create something truly your own, this is an opportunity worth exploring.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history4 days on market
- Status: ActiveApr 24, 2026
- Listed$250,000Apr 24, 2026
- Price increased$250,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 4
- Subdivision
- South Fowlerway
- County
- Levy
- Year built
- 1950
- Living area
- 962 sq ft
- Price/sq ft
- $260
- Building area
- 1,274 sq ft (Public Records)
- Lot size
- 9,583 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- VE (12075C0443G)
- Annual taxes
- $5,011 (2025)
- Parcel #
- 08898-000-00
- Zoning
- R-1
- MLS #
- GC539563
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Concrete
- Appliances
- Dishwasher, Dryer, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric, Propane
- Cooling
- Central Air, Mini-Split Unit(s)
Parking
- Parking features
- Driveway, Off Street
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Special Funding
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Hurricane Shutters, Storage
- Construction materials
- Block, Concrete, HardiPlank Type, Stucco
- Roof
- Metal
- Foundation
- Slab, Stem Wall
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Dining Room | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bathroom 1 | First | |
| Bedroom 2 | First |
Listing Details
- Listing date
- 2026-04-24
- On market date
- 2026-04-24
- Original list price
- $250,000
- Occupant type
- Vacant
- MLS area
- 32625 - Cedar Key
- Listing AOR
- Gainesville-Alachua
- Status changed
- 2026-04-24
- Tax legal description
- 30-15-13 SOUTH FOWLERWAY BLK 10 LOT 6 & WEST 20 FT OF LOT 5 & EAST 10 FT OF LOT 7 OR BOOK 1640 PAGE 228
Flood risk
Coastal high-hazard area (Zone V) with wave action. In a FEMA Special Flood Hazard Area — flood insurance is generally required by lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
State Road 24, turn onto Whiddon Avenue travel until you see the real estate sign on your left!
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 28, 2026 at 12:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA