$549,500

3412 Bluff Oak Lane

Sanford, FL 32771

Active
4
Beds
3
Baths
2,280
Sq Ft
0.14
Acres
2021
Built
Water view3-car garage$241/sqft360° tour
🏠Single Family Residence

Property type

🏗️2021

Year built

📐6,000 sqft

Lot size

📊$241

Price / sq ft

🏘️$141/mo

HOA dues

📅42

Days on market

🚗3

Garage spaces

🌊X

Flood zone

About this home

Discover a unique offering in Riverside Oaks, the gated enclave in Sanford, Florida with the only private community access to the St. Johns network of waterways and the Southern shore of Lake Monroe. This home was constructed by Toll Brothers in the early phase of the community on one of very few lots nestled against a private, wooded easement. As a double lot upgrade, the water views off the lanai facing the pond offer spectacular Florida sunsets. This charming craftsman-style bungalow reveals a surprisingly expansive footprint with a gracious foyer hall unfolding into generous open spaces. Accommodating a growing family or a houseful of snowbird guests is a breeze with two bedrooms sharing a full bath with shower upgrade off the front hall. An unexpected additional bedroom with ensuite is off the kitchen through a small passage. Standard features include elevated ceilings, 8’ doors and tandem triple garage. Those features were enhanced with extensive upgrades to include porcelain tile floors, triple-stacked sliding glass doors, tray ceilings in the living room and primary bedroom, tile to the ceiling in all bathrooms, custom plantation shutters and soft close cabinetry throughout. Six matching remote-controlled fans promote comfort in all rooms and the lanai. The gracious kitchen is complete with an expanded island, an upgraded backsplash and walk-in pantry. Custom shelf genie cabinet inserts offer storage with rolling ease. The spacious living room accommodates family dining, large sectionals and grand scale entertainment. Opening the 8’ triple doors invite entertaining on the lanai. The beautiful fencing features additional picketing, providing extra security for small children and pets. At day’s end, the primary suite is tucked away in the back of the home and entered through a pleasant owner’s vestibule This lovely bedchamber, spa bath and walk-in closet offer respite from the world. Utilitarian elements include a Britta water softener, garage racking, plumbing available for that garage sink and leaf filtering gutters. The Wilmot has been the plan featured as the model in Riverside Oaks throughout development of the community and admired by all who visited. Sanford has become a destination in Central Florida for dining and entertainment. A new Publix is nearby with ongoing retail development. Sanford International Airport is minutes away, while Orlando International Airport is freeway-accessible in 35 minutes via State Road 417. New Smyrna Beach and the glorious Atlantic beaches are a half hour from Riverside Oaks. If you are looking for a special, turnkey home with customized elements on one of the best lots in a new, Seminole County community, schedule your private tour today.

Estimated monthly payment

Principal & interest$2,779
Property taxes$514
Home insurance (est.)$252
HOA dues$141

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history42 days on market

  1. Status: Active
    Apr 16, 2026
  2. Listed$549,500
    Apr 16, 2026
  3. Price increased$549,500

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
42
Subdivision
Riverside Oaks Ph 1
County
Seminole
Year built
2021
Living area
2,280 sq ft
Price/sq ft
$241
Building area
3,028 sq ft (Public Records)
Lot size
6,000 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12117C0090F)
Garage
3 spaces
Annual taxes
$6,168 (2025)
Parcel #
28-19-31-501-0000-0540
Zoning
PUD
MLS #
O6399596

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$424 / Quarterly
Monthly HOA
$141/mo
Total monthly fees
$141/mo
Total annual fees
$1,696
HOA name
Geeta Chowbay ex 315
CDD
No
Min lease term
7 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify with HOA

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Sewer Connected, Sprinkler Recycled, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryCMidway ElementaryGreatSchools ↗
MiddleCMillennium MiddleGreatSchools ↗
High SchoolBSeminole HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst24x19
KitchenFirst14x11
Primary BedroomFirst16x14
Bedroom 1First13x11
Bedroom 2First12x11
Bedroom 3First11x10

Listing Details

Listing date
2026-04-16
On market date
2026-04-16
Original list price
$549,500
Occupant type
Vacant
MLS area
32771 - Sanford/Lake Forest
Listing AOR
Orlando Regional
Status changed
2026-04-16
Tax legal description
LOT 54 RIVERSIDE OAKS PHASE 1 PLAT BOOK 86 PAGES 4-10

Flood risk

Minimal riskFEMA Zone XPanel 12117C0090F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From FL Toll 417, take the E Lake Mary Blvd exit, following signs to turn R on E Lake Mary Blvd. Continue on E Lake Mary Blvd past the airport entrance and crossing over the intersection of Hwy 46 (Racetrac on Left, new Publix on the Right). Continue to the next stop light and turn L on Celery Ave. The entrance to Riverside Oaks will be on the right. Inside the gate, turn L onto Arbordale Loop, R. onto Stonebriar Lane, L. on Big Spruce Way. Subject property will be straight ahead on Bluff Oak Lane.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 7:48 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA