3392 Bluff Oak Lane, FL3392 Bluff Oak Lane, FL3392 Bluff Oak Lane, FL
Stellar MLS
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$628,000

3392 Bluff Oak Lane

Sanford, FL 32771

Listing updated: July 11, 2026 at 2:05 PM ET

Active
Stellar MLSListing courtesy of Copperooster · Candice Southwick · MLS #O6399508 · Active · 407-484-4477
4
Beds
3
Baths
3,123
Sq Ft
0.13
Acres
2022
Built
Water view3-car garage$201/sqft360° tour
Single Family Residence

Property type

2022

Year built

6,000 sqft

Lot size

$201

Price / sq ft

$141/mo

HOA dues

86

Days on market

3

Garage spaces

X

Flood zone

About this home

Welcome to this spacious Riverside Oaks luxury home on a pond, with custom elements designed to present a contemporary farmhouse sensibility. The covered entry portal leads into a better-than-new Toll Brothers home, with upgrades selected to compliment this unique premium lot. Visitors enter an expansive foyer with a secluded, main-floor bedroom and full bath. You may decide if occupants will be visitors, in-laws, or resident elders. Perhaps a second office? Proceeding ahead your attention will be drawn through the triple-stacked 8’ tall sliding glass doors to the sparkling pond. The entry hall and first floor are clad in an upgraded, richly stained, engineered hardwood with upgraded tall baseboards. The open concept public space is equally conducive to family engagement or special gatherings. Our gourmet kitchen features Toll Brothers upgraded white shaker cabinetry with crown molding, gold hardware, upgraded quartz countertops, upgraded backsplash, reverse osmosis system for drinking water and an expanded island with storage front and back. A walk-in pantry enhances the function of this cook’s kitchen. A convenient drop zone leads to the garage. Returning to the kitchen, observe the lighting throughout the first floor added to complement the décor. Adjacent to the kitchen, is a large office accommodating the home based professional. Double glass doors create quiet for conference calls as well as allowing the telecommuter a visual of the pond beyond the doors. Enjoy morning coffee from a vantage point on your covered lanai with a front row seat for glorious sunrises, sunsets and abundant wildlife. Entertain in the shaded afternoon, grilling for family and guests. Return inside and ascend the open staircase to a large family/bonus room. Luxury vinyl planking has replaced carpeting throughout the second floor. The owner’s suite, laundry, central full bath and two bedrooms radiate from the second floor family room. The primary bedroom and bath offer quiet respite with beautiful, upgraded tile and two walk-in closets. From a utilitarian perspective, the massive 3-car tandem garage includes an electric car charging station and professionally applied polyaspartic floor coating. A whole house Eccowater system, Ring doorbell, custom lighting, window coverings, barstools and washer/dryer are included in a turnkey experience for the new owner. The location of this home is unparalleled in Seminole County. The Riverside Oaks community is one of Toll Brothers newest gated communities backing to the St. Johns riverway where it meets the Southern shore of Lake Monroe, offering private access. Fall will announce the conclusion of new construction in Riverside Oaks. Take this last opportunity to own the most spacious plan constructed in the original phase…the grand Ferncroft! Community amenities include a beautiful pool and cabana pondside. The beach is 30 minutes away and nearby State Road 417 and I 4 provide freeway access to Central Florida and beyond. Thank you for your visit!

Estimated monthly payment

Principal & interest$3,176
Property taxes$608
Home insurance (est.)$288
HOA dues$141

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history86 days on market

  1. Status: Active
    Apr 16, 2026
  2. Listed$635,000
    Apr 16, 2026
  3. Price reduced$628,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
86
Subdivision
Riverside Oaks
County
Seminole
Year built
2022
Living area
3,123 sq ft
Price/sq ft
$201
Building area
3,967 sq ft (Public Records)
Lot size
6,000 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
3 spaces
Annual taxes
$7,295 (2025)
Parcel #
28 19 31 501 0000 0590
Zoning
PUD
MLS #
O6399508

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Hardwood, Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room, Upper Level
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$424 / Quarterly
Monthly HOA
$141/mo
Total monthly fees
$141/mo
Total annual fees
$1,696
HOA name
Geeta Chowbay
CDD
No
Min lease term
7 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify with HOA

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Sprinkler Recycled, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryCMidway ElementaryGreatSchools ↗
MiddleCMillennium MiddleGreatSchools ↗
High SchoolBSeminole HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst16x18
KitchenFirst10x16
Primary BedroomSecond17x19
Bedroom 2First12x12
Bedroom 3Second12x14
Bedroom 3Second12x12

Listing Details

Listing date
2026-04-15
On market date
2026-04-16
Original list price
$635,000
Occupant type
Vacant
MLS area
32771 - Sanford/Lake Forest
Listing AOR
Orlando Regional
Status changed
2026-04-16
Tax legal description
LOT 59 RIVERSIDE OAKS PHASE 1 PLAT BOOK 86 PAGES 4-10

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From FL Toll 417, take the E Lake Mary Blvd exit, following signs to turn R on E Lake Mary Blvd. Continue on E Lake Mary Blvd past the airport entrance and crossing over the intersection of Hwy 46 (Racetrac on Left, new Publix on the Right). Continue to the next stop light and turn L on Celery Ave. The entrance to Riverside Oaks will be on the right. Inside the gate, turn L onto Arbordale Loop, R. onto Stonebriar Lane, L. on Big Spruce Way and L. onto Bluff Oak Lane, Subject property will be on the Right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 11, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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