$1,200,000
12890 21st Terrace
Branford, FL 32008
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Experience the very best of waterfront living on the crystal-clear, spring-fed Santa Fe River in Branford! This stunning new construction home, built in 2025, offers 3 bedrooms and 3 bathrooms on a beautifully situated 1/2-acre riverfront lot with breathtaking views and direct water access. Designed for both comfort and style, this two-story home features a residential elevator for easy access to both levels. On the main floor there are 2 bedrooms. One has a private bath with large walk-in shower and the other bathroom gives access from the 2nd bedroom or hallway. The master bedroom has privacy at it is located on the upper floor with a small landing and storage room before entering the massive bedroom. This MBath has a tub/shower and large walk-in closet. All rooms have tall 10' ceilings and attention to detail cannot be missed. Transoms above the windows allow the natural light to pour in without losing privacy. The heart of the home is a show-stopping kitchen complete with a large island, stone countertops, a commercial-grade gas range, wine cooler, and a classic cast iron farmhouse sink—perfect for entertaining or everyday living. Enjoy the outdoors year-round with expansive covered porches on both the front and back of the home, all finished with durable composite decking on the porches and stairs. Take in peaceful river views, unwind with your morning coffee, or host gatherings with the water as your backdrop. The ground level is thoughtfully designed with a fully concreted area, ideal for parking, storage, or entertaining. A beautiful pathway of large concrete pavers leads you down to the river’s edge, where you’ll find an aluminum gangway, floating dock with swim ladder, and boat mooring—ready for boating, swimming, and enjoying everything river life has to offer. Whether you’re searching for a full-time residence or the ultimate riverfront getaway, this exceptional property delivers modern luxury in a serene, natural setting. Don’t miss your opportunity to own a brand-new home on one of North Florida’s most sought-after rivers!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history22 days on market
- Status: ActiveApr 14, 2026
- Listed$1,200,000Apr 14, 2026
- Price increased$1,200,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 22
- Subdivision
- Unit 2 Ira Beas Oasis Sub
- County
- Gilchrist
- Year built
- 2025
- Living area
- 2,616 sq ft
- Price/sq ft
- $459
- Building area
- 3,609 sq ft (Owner)
- Lot size
- 21,344 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12041C0042D)
- Annual taxes
- $2,126 (2025)
- Parcel #
- 36-06-15-0320-0000-0130
- Zoning
- RES
- MLS #
- GC539437
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Carpet, Hardwood
- Appliances
- Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener, Wine Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, Open Floorplan, Split Bedroom, Stone Counters, Thermostat
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- Southeast
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Fire Pit, French Doors
- Construction materials
- HardiPlank Type
- Roof
- Shingle
- Foundation
- Pillar/Post/Pier
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Limerock
Utilities
- Sewer
- Aerobic Septic
- Water source
- Well
- Utilities
- Electricity Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | Second | |
| Kitchen | Second | |
| Primary Bedroom | Second |
Listing Details
- Listing date
- 2026-04-12
- On market date
- 2026-04-14
- Original list price
- $1,200,000
- Occupant type
- Owner
- MLS area
- 32008 - Branford
- Listing AOR
- Gainesville-Alachua
- Status changed
- 2026-04-14
- Tax legal description
- LOT 13 UNIT 2 IRA BEAS OASIS SUBD OR 41/507 64/493 110/116 148/526 UTILITY EASEMENT 159/ 313 206/323 244/233 UTIL EASE- MENT 250/614 2008/5318 201821001738
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Bell, go north on US 129 to CR 138, turn right. Go to NE 2nd Way, turn left. At the Y-intersection veer right onto NE 21st Terr. Follow to the sign at the property, on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 6, 2026 at 10:29 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA