$1,200,000

12890 21st Terrace

Branford, FL 32008

Active
3
Beds
3
Baths
2,616
Sq Ft
0.49
Acres
2025
Built
WaterfrontWater accessFireplace$459/sqft360° tour
🏠Single Family Residence

Property type

🏗️2025

Year built

📐21,344 sqft

Lot size

📊$459

Price / sq ft

🏘️No HOA

HOA dues

📅22

Days on market

🌊AE

Flood zone

About this home

Experience the very best of waterfront living on the crystal-clear, spring-fed Santa Fe River in Branford! This stunning new construction home, built in 2025, offers 3 bedrooms and 3 bathrooms on a beautifully situated 1/2-acre riverfront lot with breathtaking views and direct water access. Designed for both comfort and style, this two-story home features a residential elevator for easy access to both levels. On the main floor there are 2 bedrooms. One has a private bath with large walk-in shower and the other bathroom gives access from the 2nd bedroom or hallway. The master bedroom has privacy at it is located on the upper floor with a small landing and storage room before entering the massive bedroom. This MBath has a tub/shower and large walk-in closet. All rooms have tall 10' ceilings and attention to detail cannot be missed. Transoms above the windows allow the natural light to pour in without losing privacy. The heart of the home is a show-stopping kitchen complete with a large island, stone countertops, a commercial-grade gas range, wine cooler, and a classic cast iron farmhouse sink—perfect for entertaining or everyday living. Enjoy the outdoors year-round with expansive covered porches on both the front and back of the home, all finished with durable composite decking on the porches and stairs. Take in peaceful river views, unwind with your morning coffee, or host gatherings with the water as your backdrop. The ground level is thoughtfully designed with a fully concreted area, ideal for parking, storage, or entertaining. A beautiful pathway of large concrete pavers leads you down to the river’s edge, where you’ll find an aluminum gangway, floating dock with swim ladder, and boat mooring—ready for boating, swimming, and enjoying everything river life has to offer. Whether you’re searching for a full-time residence or the ultimate riverfront getaway, this exceptional property delivers modern luxury in a serene, natural setting. Don’t miss your opportunity to own a brand-new home on one of North Florida’s most sought-after rivers!

Estimated monthly payment

Principal & interest$6,068
Property taxes$177
Home insurance (est.)$550

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history22 days on market

  1. Status: Active
    Apr 14, 2026
  2. Listed$1,200,000
    Apr 14, 2026
  3. Price increased$1,200,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
22
Subdivision
Unit 2 Ira Beas Oasis Sub
County
Gilchrist
Year built
2025
Living area
2,616 sq ft
Price/sq ft
$459
Building area
3,609 sq ft (Owner)
Lot size
21,344 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12041C0042D)
Annual taxes
$2,126 (2025)
Parcel #
36-06-15-0320-0000-0130
Zoning
RES
MLS #
GC539437

Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Carpet, Hardwood
Appliances
Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener, Wine Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, Open Floorplan, Split Bedroom, Stone Counters, Thermostat
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
Southeast
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Fire Pit, French Doors
Construction materials
HardiPlank Type
Roof
Shingle
Foundation
Pillar/Post/Pier
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Limerock

Utilities

Sewer
Aerobic Septic
Water source
Well
Utilities
Electricity Connected

Room Details

RoomLevelDimensions
Great RoomSecond
KitchenSecond
Primary BedroomSecond

Listing Details

Listing date
2026-04-12
On market date
2026-04-14
Original list price
$1,200,000
Occupant type
Owner
MLS area
32008 - Branford
Listing AOR
Gainesville-Alachua
Status changed
2026-04-14
Tax legal description
LOT 13 UNIT 2 IRA BEAS OASIS SUBD OR 41/507 64/493 110/116 148/526 UTILITY EASEMENT 159/ 313 206/323 244/233 UTIL EASE- MENT 250/614 2008/5318 201821001738

Flood risk

High riskFEMA Zone AEPanel 12041C0042D

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Bell, go north on US 129 to CR 138, turn right. Go to NE 2nd Way, turn left. At the Y-intersection veer right onto NE 21st Terr. Follow to the sign at the property, on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 6, 2026 at 10:29 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA