$459,900
1043 Chamberlin Trail
St Cloud, FL 34772
Listing updated: July 24, 2026 at 4:39 PM ET
Listing courtesy of Weichert Realtors Hallmark Pro · Diana Booth · MLS #S5147741 · Active · 407-891-1220Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Located in the highly sought-after Indian Lakes community with peaceful pond views, this spacious 5-bedroom, 4-bath home offers a versatile layout with the majority of the living space conveniently located on the first floor. The main level features four bedrooms, three full bathrooms, and two separate living areas, while upstairs a private loft retreat creates a third living space along with the fifth bedroom and fourth full bath, ideal for guests, older children, or a quiet escape within the home. The remodeled kitchen offers modern finishes and generous space for daily living and gatherings. Just off the kitchen and adjacent to the lanai, a charming breakfast nook provides the perfect spot for casual dining while overlooking the water. Formal living and dining areas offer even more room for entertaining. The primary suite is a true retreat with two separate vanities, his and hers walk-in closets, a large soaking tub, and a spacious separate shower. The oversized screened and roof-covered lanai creates an inviting outdoor living space perfect for morning coffee, relaxing evenings, family gatherings, and entertaining while taking in the tranquil pond views. With community amenities that include a pool and tennis courts, this Indian Lakes home offers exceptional space, comfort, and lifestyle in one of the area's most desirable neighborhoods.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history98 days on market
- Status: ActiveMay 18, 2026
- Listed$525,000Apr 13, 2026
- Price reduced$459,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 98
- Subdivision
- Indian Lakes
- County
- Osceola
- Year built
- 2003
- Living area
- 2,700 sq ft
- Price/sq ft
- $170
- Building area
- 3,560 sq ft (Public Records)
- Lot size
- 10,682 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12097C0257G)
- Garage
- 2 spaces
- Annual taxes
- $2,244 (2025)
- Parcel #
- 14-26-30-0028-0001-0350
- Zoning
- SR1B
- MLS #
- S5147741
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 4
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $462 / Semi-Annually
- Monthly HOA
- $77/mo
- Total monthly fees
- $77/mo
- Total annual fees
- $924
- HOA name
- Leland Management/ Kaitlin Marshall
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Sidewalk, Sliding Doors, Sprinkler Metered
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Public, Sprinkler Recycled
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 12x14 |
| Living Room | First | 13x16 |
| Primary Bedroom | First | 12x16 |
| Bedroom 2 | First | |
| Bedroom 3 | First | 11x11 |
| Bedroom 4 | First | 11x11 |
| Bedroom 5 | Second |
Listing Details
- Listing date
- 2026-04-13
- On market date
- 2026-04-13
- Original list price
- $525,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Status changed
- 2026-05-18
- Tax legal description
- INDIAN LAKES PB 13 PG 93-95 LOT 35
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
192E to right on Michigan Ave. to right into Indian Lakes then 2nd left on Chamberlin home on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 24, 2026 at 4:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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