$286,990
4775 Cove Circle
St Petersburg, FL 33708
Listing updated: June 6, 2026 at 8:31 AM ET
Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to this beautifully fully remodeled waterfront 2-bedroom, 2-bath condo in the highly sought-after 55+ gated community of Continental Towers in St. Petersburg. Offering stunning Intracoastal Waterway views, this move-in ready residence combines modern upgrades with effortless coastal living. Step inside to a bright, open-concept layout where the living, dining, and kitchen areas flow seamlessly together, all complemented by serene water views. The interior has been completely updated, featuring brand new flooring, new windows, a fully renovated kitchen with stone countertops, stainless steel appliances, and modern cabinetry, creating a clean, contemporary space that truly feels like new construction. Enjoy peace of mind with a brand new HVAC system and updated finishes throughout. The spacious primary suite offers a private retreat with an en-suite bathroom and a bonus sunroom—perfect for enjoying your morning coffee while taking in the waterfront views. The guest bedroom provides ample space and flexibility, ideal for visitors or a home office. This first-floor unit offers easy, stair-free access and includes a private outdoor space to relax and unwind. Residents of Continental Towers enjoy a resort-style lifestyle with amenities including two community pools, tennis courts, shuffleboard, a fishing pier, and 24-hour gated security. Boat slips are being reconstructed, with limited availability for separate purchase. The community is also undergoing updates, enhancing long-term value and appeal. The condo fee covers cable, insurance, exterior maintenance, water, sewer, trash, pest control, and more—providing truly low-maintenance living. The current special assessment has already been paid in full by the seller. Ideally located just minutes from the beaches, shopping, and dining, this property offers the perfect blend of luxury, convenience, and coastal lifestyle. Whether you’re seeking a full-time residence or seasonal retreat, this fully upgraded waterfront condo is a rare opportunity—schedule your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history51 days on market
- Status: ActiveApr 16, 2026
- Listed$289,990Apr 16, 2026
- Price reduced$286,990
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 51
- Subdivision
- Continental Towers Condo
- County
- Pinellas
- Year built
- 1971
- Living area
- 1,050 sq ft
- Price/sq ft
- $273
- Flood zone
- AE
- Annual taxes
- $3,141 (2025)
- Parcel #
- 04-31-15-17860-000-0103
- MLS #
- O6398514
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Laminate, Other
- Appliances
- Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Stone Counters, Walk-In Closet(s)
- Laundry
- Laundry Closet
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Assigned
HOA & Financial
- HOA fee
- $808 / Monthly
- Monthly HOA
- $808/mo
- Total monthly fees
- $808/mo
- Total annual fees
- $9,695
- HOA name
- Laurie Lorenz
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to verify lease restrictions with the HOA.
- Approval process
- Buyer to verify lease restrictions with the HOA.
Exterior & Construction
- Exterior features
- Private Mailbox
- Construction materials
- Block, Concrete
- Roof
- Other
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
Community
- Pets allowed
- No
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 15x14 |
| Dining Room | First | 7x14 |
| Primary Bedroom | First | 17x13 |
| Bathroom 2 | First | 10x11 |
| Kitchen | First | 7x14 |
| Florida Room | First | 17x6 |
| Bedroom 2 | First | 11x10 |
Listing Details
- Listing date
- 2026-04-16
- On market date
- 2026-04-16
- Original list price
- $289,990
- Occupant type
- Vacant
- MLS area
- 33708 - St Pete/Madeira Bch/N Redington Bch/Shores
- Listing AOR
- Orlando Regional
- Status changed
- 2026-04-16
- Tax legal description
- CONTINENTAL TOWERS CONDO UNIT 103
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-4, take Exit 88 for Lee Rd and head east. Continue on Lee Rd, then turn right onto N Orange Blossom Trail (US-441). Head south, then turn left onto Shader Rd. Continue and turn right onto Cinderlane Pkwy. Follow the road into the community, then turn onto Cove Cir. The building will be on your right—Unit #103 is on the first floor at 4775 Cove Cir.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 6, 2026 at 8:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA