4775 Cove Circle, FL
Stellar MLS

$286,990

4775 Cove Circle

St Petersburg, FL 33708

Listing updated: June 6, 2026 at 8:31 AM ET

Active
2
Beds
2
Baths
1,050
Sq Ft
1971
Built
Water viewWater access55+ community$273/sqft360° tour
Condominium

Property type

1971

Year built

$273

Price / sq ft

$808/mo

HOA dues

51

Days on market

AE

Flood zone

About this home

Welcome to this beautifully fully remodeled waterfront 2-bedroom, 2-bath condo in the highly sought-after 55+ gated community of Continental Towers in St. Petersburg. Offering stunning Intracoastal Waterway views, this move-in ready residence combines modern upgrades with effortless coastal living. Step inside to a bright, open-concept layout where the living, dining, and kitchen areas flow seamlessly together, all complemented by serene water views. The interior has been completely updated, featuring brand new flooring, new windows, a fully renovated kitchen with stone countertops, stainless steel appliances, and modern cabinetry, creating a clean, contemporary space that truly feels like new construction. Enjoy peace of mind with a brand new HVAC system and updated finishes throughout. The spacious primary suite offers a private retreat with an en-suite bathroom and a bonus sunroom—perfect for enjoying your morning coffee while taking in the waterfront views. The guest bedroom provides ample space and flexibility, ideal for visitors or a home office. This first-floor unit offers easy, stair-free access and includes a private outdoor space to relax and unwind. Residents of Continental Towers enjoy a resort-style lifestyle with amenities including two community pools, tennis courts, shuffleboard, a fishing pier, and 24-hour gated security. Boat slips are being reconstructed, with limited availability for separate purchase. The community is also undergoing updates, enhancing long-term value and appeal. The condo fee covers cable, insurance, exterior maintenance, water, sewer, trash, pest control, and more—providing truly low-maintenance living. The current special assessment has already been paid in full by the seller. Ideally located just minutes from the beaches, shopping, and dining, this property offers the perfect blend of luxury, convenience, and coastal lifestyle. Whether you’re seeking a full-time residence or seasonal retreat, this fully upgraded waterfront condo is a rare opportunity—schedule your private showing today!

Estimated monthly payment

Principal & interest$1,451
Property taxes$262
Home insurance (est.)$132
HOA dues$808

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history51 days on market

  1. Status: Active
    Apr 16, 2026
  2. Listed$289,990
    Apr 16, 2026
  3. Price reduced$286,990

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
51
Subdivision
Continental Towers Condo
County
Pinellas
Year built
1971
Living area
1,050 sq ft
Price/sq ft
$273
Flood zone
AE
Annual taxes
$3,141 (2025)
Parcel #
04-31-15-17860-000-0103
MLS #
O6398514

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate, Other
Appliances
Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Stone Counters, Walk-In Closet(s)
Laundry
Laundry Closet
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned

HOA & Financial

HOA fee
$808 / Monthly
Monthly HOA
$808/mo
Total monthly fees
$808/mo
Total annual fees
$9,695
HOA name
Laurie Lorenz
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify lease restrictions with the HOA.
Approval process
Buyer to verify lease restrictions with the HOA.

Exterior & Construction

Exterior features
Private Mailbox
Construction materials
Block, Concrete
Roof
Other
Foundation
Slab
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst15x14
Dining RoomFirst7x14
Primary BedroomFirst17x13
Bathroom 2First10x11
KitchenFirst7x14
Florida RoomFirst17x6
Bedroom 2First11x10

Listing Details

Listing date
2026-04-16
On market date
2026-04-16
Original list price
$289,990
Occupant type
Vacant
MLS area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Listing AOR
Orlando Regional
Status changed
2026-04-16
Tax legal description
CONTINENTAL TOWERS CONDO UNIT 103

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-4, take Exit 88 for Lee Rd and head east. Continue on Lee Rd, then turn right onto N Orange Blossom Trail (US-441). Head south, then turn left onto Shader Rd. Continue and turn right onto Cinderlane Pkwy. Follow the road into the community, then turn onto Cove Cir. The building will be on your right—Unit #103 is on the first floor at 4775 Cove Cir.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 6, 2026 at 8:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA