312 Winchester Way, FL

$290,000

312 Winchester Way

Palm Harbor, FL 34684

Active
3
Beds
3
Baths
1,500
Sq Ft
0.05
Acres
1990
Built
Fireplace$193/sqft360° tour
Townhouse

Property type

1990

Year built

2,182 sqft

Lot size

$193

Price / sq ft

$290/mo

HOA dues

15

Days on market

X

Flood zone

About this home

Rarely available, priced right, and full of opportunity—smart buyers will recognize this one immediately. This 3-bedroom, 2.5-bath townhouse offers a spacious, functional 1,500 sq ft layout that lives comfortably for both everyday living and entertaining. The main living area is anchored by a wood-burning fireplace, adding warmth and character you don’t often find, while the kitchen features granite countertops and flows seamlessly into the living and dining space. Upstairs, the primary suite includes an updated en-suite bathroom, creating a private retreat. Two additional bedrooms provide flexibility for guests, a home office, or whatever comes next. Positioned in a highly desirable Palm Harbor location near top-rated schools, parks, shopping, dining, and the Gulf beaches, this is a smart opportunity to get into a neighborhood where availability is limited. Residents also enjoy access to a community pool, adding to the overall lifestyle appeal. This is the kind of property buyers wait for—and the ones who move quickly are the ones who get it.

Estimated monthly payment

Principal & interest$1,466
Property taxes$349
Home insurance (est.)$133
HOA dues$290

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history15 days on market

  1. Status: Active
    May 8, 2026
  2. Listed$309,000
    Apr 19, 2026
  3. Price reduced$290,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
15
Subdivision
Village Of Somerset Woods
County
Pinellas
Year built
1990
Living area
1,500 sq ft
Price/sq ft
$193
Lot size
2,182 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Annual taxes
$4,182 (2025)
Parcel #
07-28-16-94161-000-0710
Zoning
RPD-7.5
MLS #
C7524715

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Convection Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), PrimaryBedroom Upstairs, Thermostat
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
Southwest
Fireplace
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Attached garage
No
Parking features
Covered, Driveway
Carport
Yes

HOA & Financial

HOA fee
$290 / Monthly
Monthly HOA
$290/mo
Total monthly fees
$290/mo
Total annual fees
$3,480
HOA name
Nancy
CDD
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Owner may lease their home no less 90 consecutive days and no more than 2 times in a calendar year.
Approval process
There is an HOA application process for HOA approval.

Exterior & Construction

Exterior features
Courtyard, Private Entrance, Sliding Doors
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryHighland Lakes Elementary-PNGreatSchools ↗
MiddleCarwise Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst15x23
Dining RoomFirst11x12
KitchenFirst15x11
Balcony/Porch/LanaiFirst12x8
LaundryFirst3x8
Primary BedroomSecond13x17
Primary BathroomSecond8x5
Bathroom 2First3x7
Bathroom 3Second8x5
Bedroom 2Second11x10
Bedroom 3Second13x14

Listing Details

Listing date
2026-04-17
On market date
2026-04-19
Original list price
$309,000
Occupant type
Owner
MLS area
34684 - Palm Harbor
Listing AOR
Port Charlotte
Status changed
2026-05-08
Tax legal description
VILLAGE OF SOMERSET WOODS PHASE TWO UNIT TWO LOT 71

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

75 North to 275 North, exit 30 FL-690W / FL-686 W / Roosevelt Blvd toward US-19, take US-19, turn right on Co Rd 95, Left on W lake Rd, Right onto Penzance St, turn Left on Winchester way to 312 Winchester Way.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 8, 2026 at 5:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA