$290,000
312 Winchester Way
Palm Harbor, FL 34684
Listing updated: June 8, 2026 at 5:47 AM ET
Listing courtesy of John R Wood Properties · Jodi Palmer · MLS #C7524715 · Pending · 239-472-2411Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Rarely available, priced right, and full of opportunity—smart buyers will recognize this one immediately. This 3-bedroom, 2.5-bath townhouse offers a spacious, functional 1,500 sq ft layout that lives comfortably for both everyday living and entertaining. The main living area is anchored by a wood-burning fireplace, adding warmth and character you don’t often find, while the kitchen features granite countertops and flows seamlessly into the living and dining space. Upstairs, the primary suite includes an updated en-suite bathroom, creating a private retreat. Two additional bedrooms provide flexibility for guests, a home office, or whatever comes next. Positioned in a highly desirable Palm Harbor location near top-rated schools, parks, shopping, dining, and the Gulf beaches, this is a smart opportunity to get into a neighborhood where availability is limited. Residents also enjoy access to a community pool, adding to the overall lifestyle appeal. This is the kind of property buyers wait for—and the ones who move quickly are the ones who get it.
Local Insight
At $193/sqft in Palm Harbor, this is solid value for a 1990s townhouse with three full baths, though the $290 monthly HOA is something to factor into your long-term costs—make sure you review what that covers and whether it's likely to increase. The X flood zone designation is a real plus since it means no flood insurance requirement, which saves you money compared to most of the surrounding area. Just verify the roof and HVAC condition given the age; those systems are typically the biggest expense items in 34-year-old townhouses, and that'll affect whether you're looking at repairs in the next few years.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history44 days on market
- Status: PendingJun 8, 2026
- Listed$309,000Apr 19, 2026
- Price reduced$290,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Pending
- Days on market
- 44
- Subdivision
- Village Of Somerset Woods
- County
- Pinellas
- Year built
- 1990
- Living area
- 1,500 sq ft
- Price/sq ft
- $193
- Lot size
- 2,182 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Annual taxes
- $4,182 (2025)
- Parcel #
- 07-28-16-94161-000-0710
- Zoning
- RPD-7.5
- MLS #
- C7524715
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Convection Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), PrimaryBedroom Upstairs, Thermostat
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- Southwest
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Attached garage
- No
- Parking features
- Covered, Driveway
- Carport
- Yes
HOA & Financial
- HOA fee
- $290 / Monthly
- Monthly HOA
- $290/mo
- Total monthly fees
- $290/mo
- Total annual fees
- $3,480
- HOA name
- Nancy
- CDD
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Owner may lease their home no less 90 consecutive days and no more than 2 times in a calendar year.
- Approval process
- There is an HOA application process for HOA approval.
Exterior & Construction
- Exterior features
- Courtyard, Private Entrance, Sliding Doors
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 15x23 |
| Dining Room | First | 11x12 |
| Kitchen | First | 15x11 |
| Balcony/Porch/Lanai | First | 12x8 |
| Laundry | First | 3x8 |
| Primary Bedroom | Second | 13x17 |
| Primary Bathroom | Second | 8x5 |
| Bathroom 2 | First | 3x7 |
| Bathroom 3 | Second | 8x5 |
| Bedroom 2 | Second | 11x10 |
| Bedroom 3 | Second | 13x14 |
Listing Details
- Listing date
- 2026-04-17
- On market date
- 2026-04-19
- Original list price
- $309,000
- Occupant type
- Owner
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Port Charlotte
- Status changed
- 2026-06-08
- Tax legal description
- VILLAGE OF SOMERSET WOODS PHASE TWO UNIT TWO LOT 71
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
75 North to 275 North, exit 30 FL-690W / FL-686 W / Roosevelt Blvd toward US-19, take US-19, turn right on Co Rd 95, Left on W lake Rd, Right onto Penzance St, turn Left on Winchester way to 312 Winchester Way.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 8, 2026 at 5:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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