$1,200,000
9480 Waterford Oaks Drive
Winter Haven, FL 33884
Listing updated: June 17, 2026 at 7:52 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
This sprawling two-story luxury pool residence showcases exceptional craftsmanship and timeless elegance, enhanced by extensive upgrades throughout and a Generac home generator. From the moment you enter, you'll be captivated by soaring tray and cathedral ceilings, rich crown molding, and refined architectural details that create an atmosphere of sophistication and grandeur. Designed to inspire culinary excellence, the chef’s kitchen is appointed with a professional-grade gas cooktop, custom solid wood cabinetry, a hidden walk-in pantry, farmhouse sink, and a picturesque window framing serene views of Lake Winterset. A convenient built-in workstation, located near the spacious laundry room and oversized three-car garage, provides added functionality for everyday living. The sumptuous primary suite serves as a private retreat, featuring beautiful custom built-ins, dual vanities, a chandelier-accented soaking tub, an expansive walk-in shower, and generous his-and-her custom closets. A tranquil sitting area offers the perfect space for reading and relaxation, while French doors provide direct access to the poolside lanai. Created for effortless entertaining, the grand great room seamlessly connects indoor and outdoor living through pocketing sliding glass doors that open to a spectacular pavered lanai complete with a summer kitchen, sparkling pool, and elegant water feature. Two additional en-suite bedrooms with walk-in closets are conveniently located on the main level, while a well-appointed powder bath serves guests. The upper level offers a private guest or in-law retreat featuring a spacious en-suite bedroom, full bath, media room, and a sizable studio or flex space overlooking the tranquil waters of Lake Winterset. Elegant formal living and dining rooms provide the perfect backdrop for memorable gatherings, enhanced by exquisite finishes and statement lighting. A distinguished library or executive home office, adorned with rich burled wood cabinetry and custom doors, delivers both privacy and sophistication.Situated on an oversized corner homesite, this exceptional residence is enveloped by lush, mature landscaping that creates a sense of privacy and exclusivity. Combining luxurious amenities, breathtaking lake views, and thoughtfully designed living spaces, this remarkable estate offers an unparalleled lifestyle in a truly spectacular setting.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 17, 2026
- Listed$12,000,000Jun 17, 2026
- Price reduced$1,200,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Waterford Oaks
- County
- Polk
- Year built
- 2002
- Living area
- 4,824 sq ft
- Price/sq ft
- $249
- Building area
- 5,159 sq ft (Appraiser)
- Lot size
- 25,666 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- x
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $12,402 (2025)
- Parcel #
- 26-29-12-687518-000220
- MLS #
- L4960912
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 4
- Half bathrooms
- 1
- Flooring
- Luxury Vinyl, Tile, Recycled/Composite Flooring, Wood
- Appliances
- Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Refrigerator, Trash Compactor, Water Softener
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Chair Rail, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
- Laundry
- Corridor Access, Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Electric, Exhaust Fan, Natural Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side
HOA & Financial
- HOA fee
- $188 / Monthly
- Monthly HOA
- $188/mo
- Total monthly fees
- $188/mo
- Total annual fees
- $2,250
- HOA name
- Joe Zinn
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer's agent must verify regulations with HOA board.
Exterior & Construction
- Exterior features
- Outdoor Grill, Outdoor Kitchen, Private Yard, Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Natural Gas Connected, Public, Sewer Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Dining Room | First | 15x12 |
| Foyer | First | 6x5 |
| Office | First | 12x12 |
| Primary Bedroom | First | 20x22 |
| Primary Bathroom | First | 20x15 |
| Living Room | First | 10x10 |
| Dining Room | First | 14x16 |
| Kitchen | First | 20x15 |
| Laundry | First | 9x6 |
| Family Room | First | 30x25 |
Listing Details
- Listing date
- 2026-06-17
- On market date
- 2026-06-17
- Original list price
- $12,000,000
- Occupant type
- Vacant
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- East Polk
- Status changed
- 2026-06-17
- Tax legal description
- WATERFORD OAKS PB 116 PGS 10 & 11 LOT 22
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-27 S Turn left onto US-27 S Pass by 7-Eleven (on the right in 0.8 mi) 29 min (18.4 Continue on FL-540 W/Cypress Gardens Blvd. Take W Lake Ruby Dr to Waterford Oaks Dr 8 min (3.1 mi) 9480 Waterford Oaks Dr Winter Haven, FL 33884
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 17, 2026 at 7:52 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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