1028 Lake Mariam Drive, FL
Stellar MLS

$850,000

1028 Lake Mariam Drive

Winter Haven, FL 33884

Listing updated: June 12, 2026 at 11:59 AM ET

Active
3
Beds
3
Baths
3,255
Sq Ft
0.33
Acres
2005
Built
WaterfrontWater accessPrivate poolFireplace$261/sqft
Single Family Residence

Property type

2005

Year built

14,196 sqft

Lot size

$261

Price / sq ft

$25/mo

HOA dues

78

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to your slice of LAKEFRONT, LAKE VIEW, POOL HOME paradise on the pristine shores of Lake Mariam in Winter Haven, Florida. This stunning 3-bedroom, 2.5-bathroom home with a versatile BONUS ROOM offers the ultimate Florida lifestyle, complete with direct lake access, a private dock, and breathtaking water views right from your own backyard. Built to last and designed for low maintenance, this home features a durable METAL ROOF and solar panels, offering peace of mind and significant savings on energy costs year after year. Whether you’re sipping morning coffee while watching the sunrise over Lake Mariam or heading out for a day on the water, this property delivers the lakefront living experience you’ve been searching for. Inside, the thoughtfully designed floor plan offers three comfortable bedrooms, two and a half bathrooms, and a spacious bonus room perfect for a home office, media room, guest suite, or playroom. The heart of the home is the beautifully designed kitchen, featuring abundant cabinetry, stainless steel appliances, granite countertops, a center island, breakfast bar seating, glass-front upper cabinets, recessed lighting, and an open layout that flows seamlessly into the main living areas. With its generous workspace and water views from the adjoining living space, this kitchen is ideal for both everyday living and entertaining. The oversized 2-car garage provides ample storage for vehicles, watercraft equipment, and all your lake toys. Step outside and discover what truly sets this property apart: your own private HEATED POOL and SPA, along with an impressive private dock stretching out over the serene waters of Lake Mariam, ideal for boating, fishing, kayaking, or simply soaking in the natural Florida scenery. With direct lake access and one of the longest docks on the water, this is a rare find in today’s market. Located in Winter Haven’s sought-after lake corridor, you’re just minutes from dining, shopping, Legoland Florida, and easy access to I-4 connecting you to both Tampa and Orlando. Schedule your showing today!

Estimated monthly payment

Principal & interest$4,298
Property taxes$476
Home insurance (est.)$390
HOA dues$25

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history78 days on market

  1. Status: Active
    Mar 26, 2026
  2. Listed$850,000
    Mar 26, 2026
  3. Price increased$850,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
78
Subdivision
Waters Lake Mariam
County
Polk
Year built
2005
Living area
3,255 sq ft
Price/sq ft
$261
Building area
4,161 sq ft (Public Records)
Lot size
14,196 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0364G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$5,715 (2025)
Parcel #
26-28-27-593521-000140
MLS #
P4938222

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Circular Driveway, Garage Door Opener, Oversized

HOA & Financial

HOA fee
$300 / Annually
Monthly HOA
$25/mo
Total monthly fees
$25/mo
Total annual fees
$300
HOA name
Waters of Lake Mariam
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Verify directly with HOA

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters, Sliding Doors
Construction materials
Block, Vinyl Siding
Roof
Metal
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Connected, Natural Gas Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Living RoomFirst19x21
Family RoomFirst18x20
KitchenFirst18x19
Dining RoomFirst14x16
DinetteFirst9x8
DenFirst15x10
Primary BedroomFirst17x17
Bedroom 2First12x14
Bedroom 3First12x12
Primary BathroomFirst

Listing Details

Listing date
2026-03-25
On market date
2026-03-26
Original list price
$850,000
Occupant type
Owner
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
East Polk
Status changed
2026-03-26
Tax legal description
WATERS OF LAKE MARIAM PB 88 PG 30 LYING & BEING IN SECS 27 & 34 T28 R26 LOT 14

Flood risk

Minimal riskFEMA Zone XPanel 12105C0364G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From cypress gardens blvd, north on Duval rd se, left on Escambia, right on Suwanee, left on S LAKE MARIAM DR home on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 12, 2026 at 11:59 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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