$469,000
3104 61st Terrace
Ellenton, FL 34222
Listing updated: May 8, 2026 at 12:08 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. Welcome to this beautifully maintained, move-in ready home located in the desirable Marwood community in Ellenton 34222! This charming property offers a bright and open layout filled with natural light, creating a comfortable and inviting atmosphere for both everyday living and entertaining. The home features spacious bedrooms, including a light-filled room with elegant bay windows that add character and extra space. Neutral finishes throughout provide a clean and modern feel, ready for your personal touch. Enjoy Florida living at its best with a screened lanai and a private, fully fenced backyard—perfect for relaxing or hosting guests. Marwood is a boutique community with only approximately 70 homesites, making it a rare find in Ellenton. Residents enjoy a peaceful setting with scenic ponds and sidewalks, all with NO CDD and low HOA that includes high-speed internet (1GB). Conveniently located with easy access to I-75 and US-301, this home is just minutes from shopping, dining, and everyday essentials. Don’t miss this opportunity to own a beautiful home in a highly sought-after and limited-inventory community!
Local Insight
At $208 per square foot for a 2024 build in Breakwater, you're getting solid new construction value in a developing area, though the tight 0.14-acre lot means minimal yard space and privacy—worth considering if you're not planning outdoor entertaining. Ellenton's location puts you 20+ minutes from Bradenton's main commercial corridors and beaches, so the lower price reflects that distance trade-off, but you're gaining flood zone X protection and newer construction reliability that should mean fewer surprises than older resales in the area. The $137 monthly HOA on top of your mortgage is reasonable for a newer community, but verify what amenities and future assessments come with it, since Breakwater is still relatively new.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history31 days on market
- Status: ActiveApr 7, 2026
- Listed$479,900Apr 7, 2026
- Price reduced$469,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 31
- Subdivision
- Breakwater
- County
- Manatee
- Year built
- 2024
- Living area
- 2,258 sq ft
- Price/sq ft
- $208
- Building area
- 2,961 sq ft (Public Records)
- Lot size
- 5,998 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $264 (2025)
- Parcel #
- 812153259
- Zoning
- PD-R
- MLS #
- A4689124
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Tankless Water Heater
- Interior features
- Ceiling Fans(s), In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Gas Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Natural Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Boat, Driveway, Garage Door Opener, On Street, Open
HOA & Financial
- HOA fee
- $137 / Monthly
- Monthly HOA
- $137/mo
- Total monthly fees
- $137/mo
- Total annual fees
- $1,644
- HOA name
- Jami Herter / Access Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Leases are subject to HOA approval. Minimum lease term is 12 months. Tenant must complete association screening process. Buyer/agent to verify all lease restrictions with HOA.
- Approval process
- Tenant must submit application through Tenant Evaluation system, including background, credit, income and verification documents. Final approval by HOA screening committee.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Public, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 18x30 |
| Kitchen | First | 10x16 |
| Primary Bedroom | First | 14x18 |
| Dining Room | First | 11x15 |
| Office | First | 13x12 |
Listing Details
- Listing date
- 2026-04-06
- On market date
- 2026-04-07
- Original list price
- $479,900
- Occupant type
- Owner
- MLS area
- 34222 - Ellenton
- Listing AOR
- Suncoast Tampa
- Home warranty
- Yes
- Status changed
- 2026-04-07
- Tax legal description
- LOT 64, BREAKWATER PI #8121.5325/9
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75, take Exit 224 (US-301) and head north. Turn left onto 60th Ave E, then turn right onto 61st St E. Continue into the Marwood community, then turn left onto 61st Terrace E. The home will be on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 8, 2026 at 12:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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