3104 61st Terrace, FL
Stellar MLS

$469,000

3104 61st Terrace

Ellenton, FL 34222

Listing updated: May 8, 2026 at 12:08 PM ET

Active
3
Beds
3
Baths
2,258
Sq Ft
0.14
Acres
2024
Built
$208/sqft
Single Family Residence

Property type

2024

Year built

5,998 sqft

Lot size

$208

Price / sq ft

$137/mo

HOA dues

31

Days on market

2

Garage spaces

X

Flood zone

About this home

One or more photo(s) has been virtually staged. Welcome to this beautifully maintained, move-in ready home located in the desirable Marwood community in Ellenton 34222! This charming property offers a bright and open layout filled with natural light, creating a comfortable and inviting atmosphere for both everyday living and entertaining. The home features spacious bedrooms, including a light-filled room with elegant bay windows that add character and extra space. Neutral finishes throughout provide a clean and modern feel, ready for your personal touch. Enjoy Florida living at its best with a screened lanai and a private, fully fenced backyard—perfect for relaxing or hosting guests. Marwood is a boutique community with only approximately 70 homesites, making it a rare find in Ellenton. Residents enjoy a peaceful setting with scenic ponds and sidewalks, all with NO CDD and low HOA that includes high-speed internet (1GB). Conveniently located with easy access to I-75 and US-301, this home is just minutes from shopping, dining, and everyday essentials. Don’t miss this opportunity to own a beautiful home in a highly sought-after and limited-inventory community!

Local Insight

At $208 per square foot for a 2024 build in Breakwater, you're getting solid new construction value in a developing area, though the tight 0.14-acre lot means minimal yard space and privacy—worth considering if you're not planning outdoor entertaining. Ellenton's location puts you 20+ minutes from Bradenton's main commercial corridors and beaches, so the lower price reflects that distance trade-off, but you're gaining flood zone X protection and newer construction reliability that should mean fewer surprises than older resales in the area. The $137 monthly HOA on top of your mortgage is reasonable for a newer community, but verify what amenities and future assessments come with it, since Breakwater is still relatively new.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,372
Property taxes$22
Home insurance (est.)$215
HOA dues$137

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history31 days on market

  1. Status: Active
    Apr 7, 2026
  2. Listed$479,900
    Apr 7, 2026
  3. Price reduced$469,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
31
Subdivision
Breakwater
County
Manatee
Year built
2024
Living area
2,258 sq ft
Price/sq ft
$208
Building area
2,961 sq ft (Public Records)
Lot size
5,998 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$264 (2025)
Parcel #
812153259
Zoning
PD-R
MLS #
A4689124

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Tankless Water Heater
Interior features
Ceiling Fans(s), In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Gas Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Natural Gas
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Boat, Driveway, Garage Door Opener, On Street, Open

HOA & Financial

HOA fee
$137 / Monthly
Monthly HOA
$137/mo
Total monthly fees
$137/mo
Total annual fees
$1,644
HOA name
Jami Herter / Access Management
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Leases are subject to HOA approval. Minimum lease term is 12 months. Tenant must complete association screening process. Buyer/agent to verify all lease restrictions with HOA.
Approval process
Tenant must submit application through Tenant Evaluation system, including background, credit, income and verification documents. Final approval by HOA screening committee.

Exterior & Construction

Exterior features
Hurricane Shutters, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Public, Sewer Connected, Water Available, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit

Schools

ElementaryBarbara A. Harvey ElementaryGreatSchools ↗
MiddleBuffalo Creek MiddleGreatSchools ↗
High SchoolParrish Community HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst18x30
KitchenFirst10x16
Primary BedroomFirst14x18
Dining RoomFirst11x15
OfficeFirst13x12

Listing Details

Listing date
2026-04-06
On market date
2026-04-07
Original list price
$479,900
Occupant type
Owner
MLS area
34222 - Ellenton
Listing AOR
Suncoast Tampa
Home warranty
Yes
Status changed
2026-04-07
Tax legal description
LOT 64, BREAKWATER PI #8121.5325/9

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take Exit 224 (US-301) and head north. Turn left onto 60th Ave E, then turn right onto 61st St E. Continue into the Marwood community, then turn left onto 61st Terrace E. The home will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 8, 2026 at 12:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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