22380 112th Terrace, FL
Stellar MLS

$575,000

22380 112th Terrace

Fort Mc Coy, FL 32134

Listing updated: June 5, 2026 at 9:31 PM ET

Pending
4
Beds
4
Baths
4,000
Sq Ft
5.09
Acres
1979
Built
WaterfrontWater accessPrivate poolFireplace5.09 acres$144/sqft360° tour
Single Family Residence

Property type

1979

Year built

221,720 sqft

Lot size

$144

Price / sq ft

No HOA

HOA dues

60

Days on market

2

Garage spaces

A

Flood zone

About this home

Welcome to beautiful Island Lake! This spacious 4 bedroom, 4 bath home features a screen enclosed solar heated pool, a 2 car garage, a concrete boat ramp and 2 docks - one of which includes a shade canopy for fishing or just enjoying the lovely lake views. The interior offers an oversized kitchen with granite countertops, abundant cabinetry and an island overlooking the large dining area and living room. Two generous bedrooms are on the left side of the home, each with its own private bathroom, a walk-in closet, and a fireplace - excellent space and privacy for extended families. On the right side, a third large bedroom overlooks the lake and includes a private bathroom. Its extra large size makes it ideal for use as a game room or family room if preferred. A fourth bedroom, a centrally located guest bathroom, and an indoor utility room complete the floor plan. New well pump, new roof in 2019, updated a/c units. The property is situated on a quiet dead-end road with a circular driveway for easy access. Conveniently located between Ocala, Gainesville and Palatka.

Estimated monthly payment

Principal & interest$2,908
Property taxes$426
Home insurance (est.)$264

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history60 days on market

  1. Status: Pending
    Jun 6, 2026
  2. Listed$575,000
    Apr 6, 2026
  3. Price increased$575,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
60
Cumulative DOM
141
Subdivision
Island Lake Estates
County
Marion
Year built
1979
Living area
4,000 sq ft
Price/sq ft
$144
Building area
4,900 sq ft (Public Records)
Lot size
221,720 sq ft
Lot category
5 to less than 10
Flood zone
A (12083C0180D)
Garage
2 spaces
Pool
Private pool
Annual taxes
$5,118 (2025)
Parcel #
04134-000-14
Zoning
R4
MLS #
OM722221

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Interior Details

Bedrooms
4
Full bathrooms
4
Flooring
Carpet, Tile, Vinyl
Appliances
Built-In Oven, Cooktop, Dishwasher, Microwave, Range, Refrigerator, Water Softener
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Circular Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Sliding Doors
Construction materials
Stucco, Wood Siding
Roof
Shingle
Foundation
Block
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Limerock

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected

Schools

ElementaryFort McCoy School (K-8)GreatSchools ↗
MiddleFt McCoy MiddleGreatSchools ↗
High SchoolNorth Marion High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst

Listing Details

Listing date
2026-04-06
On market date
2026-04-06
Original list price
$575,000
Occupant type
Owner
MLS area
32134 - Fort Mc Coy/Salt Springs
Listing AOR
Ocala - Marion
Status changed
2026-06-06
Tax legal description
SEC 02 TWP 12 RGE 23 PLAT BOOK UNR PAGE 126 ISLAND LAKE ESTATES LOTS 14.15 MORE FULLY DESC AS FOLLOWS: FROM NE COR OF NW 1/4 OF SW 1/4 TH S 13-13 E 657.35 FT TO POB TH S 13-13 E 82.17 FT TH W PARALLEL WITH N BDY OF NW 1/4 OF SW 1/4 OF SEC 2 TO PT ON W BDY OF NW 1/4 OF SW 1/4 OF SEC 2 TH N 80 FT TH E TO POB. AKA LOT 14 & FROM NE COR OF NW 1/4 OF SW 1/4 TH S 13-13 E 739.52 FT TO POB TH S 13-13 E 82.17 FT TH W PARALLEL WITH N BDY OF NW 1/4 OF SW 1/4 OF SEC 2 TO PT ON W BDY OF NW 1/4 OF SW 1/4 OF SE C 2 TH N 80 FT TH E TO POB. AKA LOT 15

Flood risk

High riskFEMA Zone APanel 12083C0180D

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Ocala take Hwy 40 east, Left on Hwy 315, Go through the 4 way stop in Fort McCoy and continue on Hwy 315 for 8 miles, Left on NE 225 St at Island Lake sign, Left at stop sign onto NE 112 Ter, Home will be on the right in 2/10 mile

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 9:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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