$189,999

11904 137th Loop

Dunnellon, FL 34432

Active

Beds

Bath

816

Sq Ft

0.19

Acres

1996

Built

◆55+ community◆$233/sqft

Single Family Residence

Property type

1996

Year built

8,276 sqft

Lot size

$233

Price / sq ft

$194/mo

HOA dues

Days on market

Garage space

Flood zone

About this home

NEW PRICE BY MOTIVATED SELLER! Located in Spruce Creek Preserve, an active adult 55+ Del Webb deed restricted gated community in Dunnellon just southwest of Ocala, this tastefully updated Sycamore model 2 Bedroom, 1 Bath, 1-Car Garage home sits on a lot with green space behind for added privacy and peaceful views. Recent and notable improvements include 2013 Roof, 2012 HVAC, brand new water heater, new front storm door, new garage door screens with privacy screening, custom window coverings, LVP and carpet flooring, updated bathroom with step-in shower, stainless appliances in the eat-in kitchen, under-sink water filter, new shutters on front door, freshly painted driveway and front porch, and a newly screened lanai. This community is surrounded on three sides by Ross Prairie State Forest, offering a quiet setting with abundant wildlife and natural scenery while still being convenient to shopping, dining, and medical facilities. The monthly HOA fee includes basic Spectrum fiber optic internet, trash pickup, and access to community amenities and activities, including a heated pool, hot tub, tennis, pickleball, fitness center, water aerobics, yoga classes, billiards, crafts, cards, Bingo, Bunco, library, chair volleyball, potluck dinners, dances, and social and travel groups. This property will not disappoint!

Estimated monthly payment

Principal & interest$961

Property taxes$74

Home insurance (est.)$87

HOA dues$194

Down payment

20%

$38,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history59 days on market

Status: Active
Apr 7, 2026
Listed$195,600
Apr 6, 2026
Price reduced$189,999

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Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 59
Subdivision: Spruce Creek Preserve I
County: Marion
Year built: 1996
Living area: 816 sq ft
Price/sq ft: $233
Building area: 1,431 sq ft (Public Records)
Lot size: 8,276 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12083C0689D)
Garage: 1 spaces
Annual taxes: $893 (2025)
Parcel #: 4076-013-000
Zoning: PUD
MLS #: OM722167

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Interior Details

Bedrooms: 2
Full bathrooms: 1
Flooring: Carpet, Luxury Vinyl
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater
Interior features: Attic Ventilator, Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
Laundry: In Garage
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Heat Pump
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: Yes
Parking features: Driveway, Garage Door Opener, Ground Level, Off Street

HOA & Financial

HOA fee: $194 / Monthly
Monthly HOA: $194/mo
Total monthly fees: $194/mo
Total annual fees: $2,328
HOA name: TERRY THERON (CAM)
CDD: No
Homestead exemption: Yes
Min lease term: 3 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: CHECK WITH HOA OFFICE
Approval process: CHECK WITH HOA OFFICE

Exterior & Construction

Construction materials: Vinyl Siding, Frame
Roof: Shingle
Foundation: Slab
Road surface: Asphalt, Paved

Utilities

Sewer: Public Sewer
Water source: None
Utilities: Electricity Connected, Fiber Optics, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed: Number Limit
Senior community: Yes

Room Details

Room	Level	Dimensions
Living Room	First	21.1x13
Kitchen	First	15.1x10.2
Primary Bedroom	First	11.4x13.2
Bedroom 2	First	10.2x9.8
Balcony/Porch/Lanai	First	19.2x11.8

Listing Details

Listing date: 2026-04-06
On market date: 2026-04-06
Original list price: $195,600
Occupant type: Owner
MLS area: 34432 - Dunnellon
Listing AOR: Ocala - Marion
Status changed: 2026-04-07
Tax legal description: SEC 09 TWP 17 RGE 20 PLAT BOOK 004 PAGE 001 SPRUCE CREEK PRESERVE I LOT 13

Flood risk

Minimal riskFEMA Zone XPanel 12083C0689D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

DRIVE SOUTH ON SW HWY 200 PAST THE 484 INTERSECTION, AND PAST THE PRESERVE GOLF COURSE TO COMMUNITY ENTRY TO SPRUCE CREEK PRESERVE. FOLLOW TO FIRST STREE AND TURN RIGHT ON SW 115TH CIRCLE. IMMEDIATELY TURN RIGHT ON SW 137TH LOOP. HOME LOCATED ABOUT HALFWAY DOWN THE STREET @ 11904 ON THE RIGHT.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 3:56 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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