10886 90th Terrace, FL
Stellar MLS

$244,900

10886 90th Terrace

Ocala, FL 34481

Active
2
Beds
2
Baths
1,432
Sq Ft
0.16
Acres
1985
Built
55+ community$171/sqft360° tour
Single Family Residence

Property type

1985

Year built

6,970 sqft

Lot size

$171

Price / sq ft

$151/mo

HOA dues

10

Days on market

1

Garage space

X

Flood zone

About this home

Discover the perfect blend of comfort, style, and Florida living in this beautifully updated 2-bedroom, 2-bath home in the sought-after 55+ Oak Run community. Offering 1,432 sq ft of bright, open living space, this home feels inviting the moment you enter. Enjoy 2 king-size bedrooms each with its own attached bath—one featuring a walk-in closet and the other dual closets. The home also features high ceilings, a spacious living and dining area, and a large front porch perfect for relaxing. The updated kitchen showcases brand new appliances, refreshed cabinetry, and a clean modern design, while new vinyl wood flooring flows throughout. Roof replaced in 2022. Oak Run offers true resort-style living with 3 pools, 3 hot tubs, fitness centers, tennis courts, racquetball, golf courses, restaurants, dog park, clubhouse, an auditorium for community events including BINGO, as well as arts and crafts rooms and a ceramic studio. Conveniently located near shopping, dining, and medical facilities.

Local Insight

At $171/sqft in a 55+ community, this 1985 home is priced competitively for Ocala's market, but the 0.16-acre lot and modest 1,432 sqft mean you're paying for location and community amenities rather than land or square footage—worth understanding if you're comparing to single-family options outside Oak Run. The $151 monthly HOA is reasonable for a 55+ community with established infrastructure, though you'll want to verify what that covers and review the community's financial health, especially given the property's age. If you're genuinely relocating to Ocala for the horse country lifestyle or remote work cost-of-living advantage, this hits a realistic entry point; if you need flexibility for family or are betting on appreciation, the age and size constraints warrant closer inspection of condition and resale demand.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,238
Property taxes$271
Home insurance (est.)$112
HOA dues$151

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history10 days on market

  1. Status: Active
    May 26, 2026
  2. Listed$249,000
    May 26, 2026
  3. Price reduced$244,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
10
Subdivision
Oak Run Nbrhd 01
County
Marion
Year built
1985
Living area
1,432 sq ft
Price/sq ft
$171
Building area
1,896 sq ft (Public Records)
Lot size
6,970 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0692E)
Garage
1 spaces
Annual taxes
$3,246 (2025)
Parcel #
7001-003-028
Zoning
PUD
MLS #
R4911319

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile, Vinyl
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
Laundry
None
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

HOA fee
$151 / Monthly
Monthly HOA
$151/mo
Total monthly fees
$151/mo
Total annual fees
$1,810
HOA name
Oak Run Associates, Ltd
CDD
No
Min lease term
3 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
No more than 4 residents per unit, at least one occupant must be 55+ other residents must be 18+. Guests under 18 may only stay for 30 days per year. No short-term rentals, minimum 3-month lease.

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Private Yard, Rain Gutters
Construction materials
Metal Siding
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary Bedroom 2First
KitchenFirst
Living RoomFirst
Primary BathroomFirst
Bathroom 2First

Listing Details

Listing date
2026-05-24
On market date
2026-05-26
Original list price
$249,000
Occupant type
Vacant
MLS area
34481 - Ocala
Listing AOR
Other
Status changed
2026-05-26
Tax legal description
SEC 35 TWP 16 RGE 20 PLAT BOOK X PAGE 099 OAK RUN PHASE 1 NEIGHBORHOOD 1 BLK C LOT 28

Flood risk

Minimal riskFEMA Zone XPanel 12083C0692E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

SR200 to Oak Run. Make FIRST LEFT onto SW 91st Terrace. Take to SW 90th Terrace make RIGHT. House on Right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 10:50 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA