$244,900
10886 90th Terrace
Ocala, FL 34481
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Discover the perfect blend of comfort, style, and Florida living in this beautifully updated 2-bedroom, 2-bath home in the sought-after 55+ Oak Run community. Offering 1,432 sq ft of bright, open living space, this home feels inviting the moment you enter. Enjoy 2 king-size bedrooms each with its own attached bath—one featuring a walk-in closet and the other dual closets. The home also features high ceilings, a spacious living and dining area, and a large front porch perfect for relaxing. The updated kitchen showcases brand new appliances, refreshed cabinetry, and a clean modern design, while new vinyl wood flooring flows throughout. Roof replaced in 2022. Oak Run offers true resort-style living with 3 pools, 3 hot tubs, fitness centers, tennis courts, racquetball, golf courses, restaurants, dog park, clubhouse, an auditorium for community events including BINGO, as well as arts and crafts rooms and a ceramic studio. Conveniently located near shopping, dining, and medical facilities.
Local Insight
At $171/sqft in a 55+ community, this 1985 home is priced competitively for Ocala's market, but the 0.16-acre lot and modest 1,432 sqft mean you're paying for location and community amenities rather than land or square footage—worth understanding if you're comparing to single-family options outside Oak Run. The $151 monthly HOA is reasonable for a 55+ community with established infrastructure, though you'll want to verify what that covers and review the community's financial health, especially given the property's age. If you're genuinely relocating to Ocala for the horse country lifestyle or remote work cost-of-living advantage, this hits a realistic entry point; if you need flexibility for family or are betting on appreciation, the age and size constraints warrant closer inspection of condition and resale demand.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history10 days on market
- Status: ActiveMay 26, 2026
- Listed$249,000May 26, 2026
- Price reduced$244,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 10
- Subdivision
- Oak Run Nbrhd 01
- County
- Marion
- Year built
- 1985
- Living area
- 1,432 sq ft
- Price/sq ft
- $171
- Building area
- 1,896 sq ft (Public Records)
- Lot size
- 6,970 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0692E)
- Garage
- 1 spaces
- Annual taxes
- $3,246 (2025)
- Parcel #
- 7001-003-028
- Zoning
- PUD
- MLS #
- R4911319
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Vinyl
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
- Laundry
- None
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $151 / Monthly
- Monthly HOA
- $151/mo
- Total monthly fees
- $151/mo
- Total annual fees
- $1,810
- HOA name
- Oak Run Associates, Ltd
- CDD
- No
- Min lease term
- 3 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- No more than 4 residents per unit, at least one occupant must be 55+ other residents must be 18+. Guests under 18 may only stay for 30 days per year. No short-term rentals, minimum 3-month lease.
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Private Yard, Rain Gutters
- Construction materials
- Metal Siding
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bedroom 2 | First | |
| Kitchen | First | |
| Living Room | First | |
| Primary Bathroom | First | |
| Bathroom 2 | First |
Listing Details
- Listing date
- 2026-05-24
- On market date
- 2026-05-26
- Original list price
- $249,000
- Occupant type
- Vacant
- MLS area
- 34481 - Ocala
- Listing AOR
- Other
- Status changed
- 2026-05-26
- Tax legal description
- SEC 35 TWP 16 RGE 20 PLAT BOOK X PAGE 099 OAK RUN PHASE 1 NEIGHBORHOOD 1 BLK C LOT 28
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
SR200 to Oak Run. Make FIRST LEFT onto SW 91st Terrace. Take to SW 90th Terrace make RIGHT. House on Right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 5, 2026 at 10:50 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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