$3,400,000

631 Harbor Island

Clearwater Beach, FL 33767

Active
4
Beds
4
Baths
2,653
Sq Ft
0.26
Acres
1969
Built
WaterfrontWater accessPrivate poolFireplace$1,282/sqft360° tour
🏠Single Family Residence

Property type

🏗️1969

Year built

📐11,326 sqft

Lot size

📊$1,282

Price / sq ft

🏘️No HOA

HOA dues

📅16

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

Welcome to Wow, welcome to 631 Harbor Island! This 2653-square-foot single-level waterfront residence is a masterclass in intentional design. While the original slab, exterior walls, and roof remain solidly intact, the current owner has completely transformed the interior - essentially rebuilding the home from the inside out – every surface, system and finish has been upgraded to high-end, luxury standards with meticulous care and attention to every detail in partnership with Premier Construction of Tampa. 30X30 porcelain tiles, Subzero, Miele, Cove and Wolf appliances and spa-like bathrooms create an environment that feels brand new and meticulously curated. The layout was designed for coastal living. Four spacious bedrooms and 3.5 spa-like bathrooms are all on one level with zero stairs. No oversized maintenance. No wasted space. Just pure, intentional luxury that delivers more effortless enjoyment—and more value—than homes twice its size. Open-concept living spaces bathe in natural light and flow seamlessly to the outdoors, perfect for both intimate evenings and larger gatherings. Step outside and magic unfolds: A newly reimagined pool and spa with fire boxes, sundeck, outdoor shower, sauna, kitchen fit for a king to entertain to your heart’s delight with premium Sonos sound, multiple TVs to watch the Big Game, and places to sit, relax and watch the sun rise, the dolphins play and boats glide by. The dock, covered 26K-lb boatlift, 50+-ft wet slip with wrapped pilings are all new and include water and electric. There was no skimping on the toy box of the home either (garage). Complete with an epoxy floor and its own mini-split AC to keep cars cool and comfortable in the Florida summers. This is coastal living distilled to its most refined form—with every luxury thoughtfully placed. If you’ve been searching for a waterfront retreat that feels fresh, personal, and truly special, this is the one. The combination of completely renovated luxury, single-level living, and that rare open Intracoastal frontage makes this property stand in a class of its own. Don’t miss your chance to experience it in person. Request your private showing today — once you stand outside and take in those endless views, you’ll understand exactly why this home stands apart.

Estimated monthly payment

Principal & interest$17,192
Property taxes$2,451
Home insurance (est.)$1,558

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history16 days on market

  1. Status: Active
    Apr 28, 2026
  2. Listed$3,400,000
    Apr 28, 2026
  3. Price increased$3,400,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
16
Subdivision
Island Estate Of Clearwater Units 6d 7a 7c
County
Pinellas
Year built
1969
Living area
2,653 sq ft
Price/sq ft
$1,282
Building area
3,742 sq ft (Public Records)
Lot size
11,326 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0102H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$29,411 (2025)
Parcel #
05-29-15-43456-073-0100
MLS #
TB8494006

Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Tile
Appliances
Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
Interior features
Built-in Features, Ceiling Fans(s), Open Floorplan, Other, Primary Bedroom Main Floor, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Fire Pit, Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Sauna
Construction materials
Stucco
Roof
Concrete
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public, See Remarks
Utilities
Cable Available, Electricity Available, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes

Room Details

RoomLevelDimensions
KitchenFirst10x22
Primary BedroomFirst20x12
Great RoomFirst13x13

Listing Details

Listing date
2026-04-28
On market date
2026-04-28
Original list price
$3,400,000
Occupant type
Owner
MLS area
33767 - Clearwater/Clearwater Beach
Listing AOR
Suncoast Tampa
Status changed
2026-04-28
Tax legal description
ISLAND EST OF CLEARWATER UNITS 6D, 7A, 7C UNIT 7C, LOT 10

Flood risk

High riskFEMA Zone AEPanel 12103C0102H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

GPS

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 14, 2026 at 9:15 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA