10346 Celtic Ash Drive, FL

$375,000

10346 Celtic Ash Drive

Ruskin, FL 33573

Active
4
Beds
3
Baths
2,546
Sq Ft
0.15
Acres
2014
Built
Water view$147/sqft
🏠Single Family Residence

Property type

🏗️2014

Year built

📐6,534 sqft

Lot size

📊$147

Price / sq ft

🏘️$13/mo

HOA dues

📅24

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

One or more photo(s) has been virtually staged. Water View Luxury in Belmont – The St. Augustine II Experience the pinnacle of refined water-view living in this impeccably maintained St. Augustine II residence, gracefully positioned within the highly sought-after Belmont community. Offering over 2,500 square feet of thoughtfully designed living space, this elegant four-bedroom, three-bath home delivers a seamless blend of timeless design, modern comfort, and effortless indoor-outdoor living. From the moment you step inside, an air of understated sophistication welcomes you. Sun-drenched interiors, enhanced by clean architectural lines and 18” ceramic tile flooring, create a bright and inviting atmosphere. The open-concept layout flows effortlessly between formal and casual living spaces—perfect for both intimate gatherings and elevated entertaining—while the split-bedroom design ensures privacy and flexibility. Generously sized, oversized bedrooms provide exceptional comfort and versatility for family and guests alike. At the heart of the home lies a beautifully appointed gourmet kitchen where style meets functionality, featuring 42” white cabinetry with elegant glass accents, Giallo Ornamental granite countertops, a stylish tile backsplash, an expansive breakfast bar, walk-in pantry, and a stainless steel appliance suite. Perfectly positioned to overlook the breakfast nook and family room, the kitchen captures serene water views, bringing a sense of calm and natural beauty into everyday living. The primary suite serves as a tranquil retreat, thoughtfully situated for privacy and enhanced with brand new wood-look ceramic tile flooring that adds both warmth and durability. The spa-inspired en-suite bath is designed for relaxation, offering a dual-sink Uba Tuba granite vanity, a garden soaking tub, and a separate glass-enclosed shower. A secondary bedroom also features brand new wood-look ceramic tile flooring, while an upstairs bedroom is finished with laminate flooring, providing both comfort and low-maintenance appeal. Upstairs, a private and versatile level offers exceptional flexibility, including an oversized bedroom and a full bath, making it ideal for a guest suite, executive office, or media retreat. Step outside to your own peaceful escape, where a screened lanai overlooks a tranquil waterfront backdrop, creating the perfect setting for morning coffee, sunset relaxation, or effortless entertaining in a resort-style atmosphere. Additional features include ENERGY STAR® construction for enhanced efficiency, double-pane Low-E windows, and R-38 attic insulation. Residents of Belmont enjoy access to resort-style amenities, including multiple swimming pools, tennis and basketball courts, playgrounds, and beautifully maintained green spaces, all within a vibrant yet peaceful setting. An elementary school located within the community adds to the home’s appeal, while a Publix shopping center at the entrance provides everyday convenience just moments away. Ideally located near I-75, US-301, and Big Bend Road, with convenient access to Downtown Tampa and Channelside, this exceptional residence offers the perfect balance of luxury, location, and lifestyle.

Estimated monthly payment

Principal & interest$1,896
Property taxes$536
Home insurance (est.)$172
HOA dues$13

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history24 days on market

  1. Status: Active
    Apr 1, 2026
  2. Listed$395,000
    Apr 1, 2026
  3. Price reduced$375,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
24
Subdivision
Belmont Ph 1a
County
Hillsborough
Year built
2014
Living area
2,546 sq ft
Price/sq ft
$147
Building area
3,379 sq ft (Public Records)
Lot size
6,534 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$6,429 (2025)
Parcel #
U-19-31-20-99D-000005-00053.0
Zoning
PD
MLS #
TB8492977

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
Southwest

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$158 / Annually
Monthly HOA
$13/mo
Total monthly fees
$13/mo
Total annual fees
$158
HOA name
Communities First Association Management
CDD
Yes
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer or agent to verify.
Approval process
Application

Exterior & Construction

Exterior features
Lighting, Private Yard, Sidewalk, Sliding Doors
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryDoby Elementary-HBGreatSchools ↗
MiddleEisenhower-HBGreatSchools ↗
High SchoolEast Bay-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 2First12x10
Bedroom 3First15x20
Bedroom 4Second20x20
Family RoomFirst13x18
KitchenFirst13x17
Living RoomFirst10x11
Primary BathroomFirst12x9
Primary BedroomFirst13x20
Dining RoomFirst10x11

Listing Details

Listing date
2026-04-01
On market date
2026-04-01
Original list price
$395,000
Occupant type
Vacant
MLS area
33573 - Sun City Center / Ruskin
Listing AOR
Suncoast Tampa
Home warranty
Yes
Status changed
2026-04-01
Tax legal description
BELMONT PHASE 1A LOT 53 BLOCK 5

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take US HWY 301 south towards Ruskin. Turn right onto Paseo Al Mar Blvd, then turn left onto Lucky Debonair Wy. Turn right onto Celtic Ash Dr. Home will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 25, 2026 at 1:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA