$375,000
10346 Celtic Ash Drive
Ruskin, FL 33573
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. Water View Luxury in Belmont – The St. Augustine II Experience the pinnacle of refined water-view living in this impeccably maintained St. Augustine II residence, gracefully positioned within the highly sought-after Belmont community. Offering over 2,500 square feet of thoughtfully designed living space, this elegant four-bedroom, three-bath home delivers a seamless blend of timeless design, modern comfort, and effortless indoor-outdoor living. From the moment you step inside, an air of understated sophistication welcomes you. Sun-drenched interiors, enhanced by clean architectural lines and 18” ceramic tile flooring, create a bright and inviting atmosphere. The open-concept layout flows effortlessly between formal and casual living spaces—perfect for both intimate gatherings and elevated entertaining—while the split-bedroom design ensures privacy and flexibility. Generously sized, oversized bedrooms provide exceptional comfort and versatility for family and guests alike. At the heart of the home lies a beautifully appointed gourmet kitchen where style meets functionality, featuring 42” white cabinetry with elegant glass accents, Giallo Ornamental granite countertops, a stylish tile backsplash, an expansive breakfast bar, walk-in pantry, and a stainless steel appliance suite. Perfectly positioned to overlook the breakfast nook and family room, the kitchen captures serene water views, bringing a sense of calm and natural beauty into everyday living. The primary suite serves as a tranquil retreat, thoughtfully situated for privacy and enhanced with brand new wood-look ceramic tile flooring that adds both warmth and durability. The spa-inspired en-suite bath is designed for relaxation, offering a dual-sink Uba Tuba granite vanity, a garden soaking tub, and a separate glass-enclosed shower. A secondary bedroom also features brand new wood-look ceramic tile flooring, while an upstairs bedroom is finished with laminate flooring, providing both comfort and low-maintenance appeal. Upstairs, a private and versatile level offers exceptional flexibility, including an oversized bedroom and a full bath, making it ideal for a guest suite, executive office, or media retreat. Step outside to your own peaceful escape, where a screened lanai overlooks a tranquil waterfront backdrop, creating the perfect setting for morning coffee, sunset relaxation, or effortless entertaining in a resort-style atmosphere. Additional features include ENERGY STAR® construction for enhanced efficiency, double-pane Low-E windows, and R-38 attic insulation. Residents of Belmont enjoy access to resort-style amenities, including multiple swimming pools, tennis and basketball courts, playgrounds, and beautifully maintained green spaces, all within a vibrant yet peaceful setting. An elementary school located within the community adds to the home’s appeal, while a Publix shopping center at the entrance provides everyday convenience just moments away. Ideally located near I-75, US-301, and Big Bend Road, with convenient access to Downtown Tampa and Channelside, this exceptional residence offers the perfect balance of luxury, location, and lifestyle.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history24 days on market
- Status: ActiveApr 1, 2026
- Listed$395,000Apr 1, 2026
- Price reduced$375,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 24
- Subdivision
- Belmont Ph 1a
- County
- Hillsborough
- Year built
- 2014
- Living area
- 2,546 sq ft
- Price/sq ft
- $147
- Building area
- 3,379 sq ft (Public Records)
- Lot size
- 6,534 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $6,429 (2025)
- Parcel #
- U-19-31-20-99D-000005-00053.0
- Zoning
- PD
- MLS #
- TB8492977
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $158 / Annually
- Monthly HOA
- $13/mo
- Total monthly fees
- $13/mo
- Total annual fees
- $158
- HOA name
- Communities First Association Management
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer or agent to verify.
- Approval process
- Application
Exterior & Construction
- Exterior features
- Lighting, Private Yard, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | First | 12x10 |
| Bedroom 3 | First | 15x20 |
| Bedroom 4 | Second | 20x20 |
| Family Room | First | 13x18 |
| Kitchen | First | 13x17 |
| Living Room | First | 10x11 |
| Primary Bathroom | First | 12x9 |
| Primary Bedroom | First | 13x20 |
| Dining Room | First | 10x11 |
Listing Details
- Listing date
- 2026-04-01
- On market date
- 2026-04-01
- Original list price
- $395,000
- Occupant type
- Vacant
- MLS area
- 33573 - Sun City Center / Ruskin
- Listing AOR
- Suncoast Tampa
- Home warranty
- Yes
- Status changed
- 2026-04-01
- Tax legal description
- BELMONT PHASE 1A LOT 53 BLOCK 5
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take US HWY 301 south towards Ruskin. Turn right onto Paseo Al Mar Blvd, then turn left onto Lucky Debonair Wy. Turn right onto Celtic Ash Dr. Home will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 25, 2026 at 1:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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