416 Banana Cay Drive, FL416 Banana Cay Drive, FL416 Banana Cay Drive, FL
Stellar MLS
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$139,900

416 Banana Cay Drive

South Daytona, FL 32119

Listing updated: June 22, 2026 at 11:40 AM ET

Active
Stellar MLSListing courtesy of Allphase Realty · Stephanie Bowie · MLS #V4948260 · Active · 386-290-5920
2
Beds
2
Baths
922
Sq Ft
1985
Built
$152/sqft360° tour
Condominium

Property type

1985

Year built

$152

Price / sq ft

No HOA

HOA dues

82

Days on market

X500

Flood zone

About this home

One or more photo(s) has been virtually staged. Fully Renovated • Move-In Ready • Rare Ground-Floor Corner Unit in Bristol Bay Discover one of the most beautifully updated residences in Bristol Bay. This 2-bedroom, 2-bath ground-floor corner unit offers a bright, open-concept modernized layout—an uncommon feature in the community—paired with modern finishes and effortless single-level living. The reimagined kitchen and dining area create a seamless flow ideal for everyday living and entertaining. Enjoy solid wood cabinetry, updated countertops, modern fixtures, and a fully renovated bathroom featuring a walk-in shower, new vanity, and upgraded tile. Additional improvements include hurricane-impact windows and a new sliding glass door, enhancing both comfort and energy efficiency. Step outside to your private patio—perfect for morning coffee or unwinding outdoors. Highlights: • Ground-floor corner unit with easy access. • Open, modern layout rarely available in this community. • Fully renovated interior with quality upgrades. • Hurricane-impact windows + new sliding glass door. • Private screened patio for outdoor enjoyment. • Move-in ready with immediate occupancy available! Bristol Bay offers a community pool, playground, and well-maintained grounds. The $398/month HOA includes exterior maintenance, insurance, landscaping, pest control, and access to community amenities. Conveniently located near shopping, dining, parks, and Daytona’s world-famous beaches, this home is ideal for primary residents, seasonal owners, or investors (6-month minimum rentals permitted). Well-priced and beautifully updated—schedule your showing today.

Local Insight

At $152/sqft for a 1985 two-bedroom in a no-HOA complex, this is solidly priced for the South Daytona market, though you're getting an older unit that'll likely need updates—inspect the roof, HVAC, and plumbing closely since that's where 40-year-old condos typically show their age. The X500 flood zone is a major advantage here (lowest risk), and no HOA means lower carrying costs, but the inland location (Banana Cay Drive) puts you several miles from the beach tourism appeal that drives rentals and appreciation in this market. If you're buying as a primary residence or long-term hold rather than a short-term rental play during racing season, the value is there—just factor in renovation costs and verify the unit's actual condition against that tour.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$707
Property taxes$163
Home insurance (est.)$64

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history82 days on market

  1. Status: Active
    Apr 1, 2026
  2. Listed$142,500
    Apr 1, 2026
  3. Price reduced$139,900

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
82
Subdivision
Bristol Bay Condo
County
Volusia
Year built
1985
Living area
922 sq ft
Price/sq ft
$152
Building area
1,034 sq ft (Public Records)
Flood zone
X500 (12127C0386J)
Annual taxes
$1,961 (2025)
Parcel #
5333-28-00-416D
Zoning
X
MLS #
V4948260

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat
Laundry
Electric Dryer Hookup, In Kitchen, Inside, Same Floor As Condo Unit, Washer Hookup
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Attached garage
No
Parking features
Assigned, Common, Ground Level, Guest, Open, Reserved

HOA & Financial

Total monthly fees
$398/mo
Total annual fees
$4,776
HOA name
Bristol Bay Condo Association
CDD
No
Min lease term
6 Months
Listing terms
Cash
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify all leasing rules, terms, approvals, and fees directly with the association.
Approval process
Buyer and buyer’s agent should verify all procedures directly with the condominium association.

Exterior & Construction

Exterior features
Basketball Court, Lighting, Other, Playground, Sidewalk, Sliding Doors, Tennis Court(s)
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Canal/Lake For Irrigation
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementarySouth Daytona ElemGreatSchools ↗
MiddleSilver Sands MiddleGreatSchools ↗
High SchoolAtlantic HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst15.8x10
Bedroom 2First11x10
KitchenFirst8.2x12.11
Dining RoomFirst8.5x12.11
Living RoomFirst13.7x11.7
Balcony/Porch/LanaiFirst11x5.6
Primary BathroomFirst7.1x5.8
Bathroom 2First7.2x5

Listing Details

Listing date
2026-03-31
On market date
2026-04-01
Original list price
$142,500
Occupant type
Vacant
MLS area
32119 - Daytona Beach/S Daytona Beach
Listing AOR
West Volusia
Status changed
2026-04-01
Tax legal description
UNIT 416D BRISTOL BAY CONDO PER OR 5649 PG 4532 PER OR 5845 PG 2424 PER OR 8258 PG 1775

Flood risk

Moderate riskFEMA Zone X500Panel 12127C0386J

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Downtown Orlando / I-4 Corridor: Take I-4 East toward Daytona Beach. Continue on I-4 for approximately 55–60 miles. Take Exit 118 for FL-44 East toward New Smyrna Beach. Turn right onto FL-44 East. Continue for about 2.5 miles, then turn right onto Banana Cay Drive. Follow Banana Cay Drive to 416 Banana Cay Drive. Unit #D is located on the ground floor.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 22, 2026 at 11:40 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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