$500,000

4638 Vinsetta Avenue

North Fort Myers, FL 33903

Active
3
Beds
2
Baths
1,833
Sq Ft
0.32
Acres
1973
Built
WaterfrontWater access$273/sqft360° tour
🏠Single Family Residence

Property type

🏗️1973

Year built

📐13,939 sqft

Lot size

📊$273

Price / sq ft

🏘️No HOA

HOA dues

📅38

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

JUST REDUCED!! Your Private Waterfront Escape Loch Moor Waterway Estates | Gulf Access | No Bridges | Move-In Ready Welcome to the lifestyle you’ve been dreaming of—a refined waterfront retreat that blends timeless design with the tranquility of Florida coastal living. Beautifully remodeled, this 3-bedroom + den, 2-bath residence is situated on an oversized corner lot in the sought-after Lochmoor Waterway Estates, offering DIRECT Sailboat Gulf Access with no bridges and just a 10-minute cruise to open water. Stepping inside, you will immediately be overtaken by an island vibe. Live where you feel like you're on vacation every day. This home offers the perfect blend of affordability, convenience and outdoor living. El Rio Golf course is at a visible distance - steps away from fun with friends. Gather at the fire pit on the waterfront for s'mores, fishing or conversation time with family or friends. Set on elevated ground that has NEVER FLOODED, this home offers both peace of mind and elegant comfort. Recent upgrades include a 2023 standing seam METAL ROOF, 2024 PGT Impact Resistant Windows, a hurricane-rated garage door, updated plumbing and electrical, new soffits and gutters and freshly painted interiors and exteriors—making this a truly ready to move in experience. Inside, discover an open-concept floor plan anchored by a designer kitchen featuring shaker cabinetry, granite countertops, and a sea-glass backsplash that radiates coastal sophistication. New Bahama style ceiling fans and top-quality Venetian blinds add to your comfort. Sunlight fills the home, flowing effortlessly into a no-see-um grade screened lanai with Travertine Tile flooring, perfect for al fresco dining or simply taking in the serene water views. Step outside to enjoy: • A 14-ft floating dock • Lush landscaping with fruit trees • Fire pit gathering area • Room for a custom pool • RV/boat parking and irrigation well • Thoughtful custom built-ins throughout Located near fine dining restaurants, parks, schools and multiple Sugar Sand BEACHES for your convenience. A short drive to Fort Myers Beach, Sanibel Island and more. Live music is at the local restaurants every night. Picture yourself relaxing in the backyard fishing or exploring the canals in a kayak. Whether you’re watching manatees glide by, cruising the waterways, or simply enjoying a quiet morning sunrise over the canal, this home offers a rare and elevated Florida lifestyle. This is more than a home—it’s your personal paradise. Schedule your private tour today and experience waterfront living at its finest.

Estimated monthly payment

Principal & interest$2,528
Property taxes$358
Home insurance (est.)$229

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history38 days on market

  1. Status: Active
    Mar 31, 2026
  2. Listed$500,000
    Mar 31, 2026
  3. Price increased$500,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
38
Subdivision
Waterway Estates
County
Lee
Year built
1973
Living area
1,833 sq ft
Price/sq ft
$273
Building area
2,332 sq ft (Public Records)
Lot size
13,939 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12071C0268G)
Garage
2 spaces
Annual taxes
$4,292 (2025)
Parcel #
16-44-24-08-00007.0470
Zoning
RS-1
MLS #
C7524085

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Freezer, Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, RV Access/Parking

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Fire Pit, Sliding Doors
Construction materials
Stucco
Roof
Metal
Foundation
Block
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Room Details

RoomLevelDimensions
Living RoomFirst20.8x14.5
KitchenFirst12.9x10.7
Primary BedroomFirst19.11x12.1

Listing Details

Listing date
2026-03-28
On market date
2026-03-31
Original list price
$500,000
Occupant type
Owner
MLS area
33903 - North Fort Myers
Listing AOR
Port Charlotte
Status changed
2026-03-31
Tax legal description
WATERWAY EST.UNIT 2 SEC.3 BLK.7 PB 21 PG 45 LOT 47

Flood risk

High riskFEMA Zone AEPanel 12071C0268G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Punta Gorda. Go southeast on HWY 41. Right/south on Del Prado Blvd. N. Left/east onto Hancock Bridge Pkwy. Right/south on Orange Grove Blvd. Left/east on St. Claire Ave E. Right/south on Vinsetta Ave. On the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 8, 2026 at 7:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA