$500,000
4638 Vinsetta Avenue
North Fort Myers, FL 33903
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
JUST REDUCED!! Your Private Waterfront Escape Loch Moor Waterway Estates | Gulf Access | No Bridges | Move-In Ready Welcome to the lifestyle you’ve been dreaming of—a refined waterfront retreat that blends timeless design with the tranquility of Florida coastal living. Beautifully remodeled, this 3-bedroom + den, 2-bath residence is situated on an oversized corner lot in the sought-after Lochmoor Waterway Estates, offering DIRECT Sailboat Gulf Access with no bridges and just a 10-minute cruise to open water. Stepping inside, you will immediately be overtaken by an island vibe. Live where you feel like you're on vacation every day. This home offers the perfect blend of affordability, convenience and outdoor living. El Rio Golf course is at a visible distance - steps away from fun with friends. Gather at the fire pit on the waterfront for s'mores, fishing or conversation time with family or friends. Set on elevated ground that has NEVER FLOODED, this home offers both peace of mind and elegant comfort. Recent upgrades include a 2023 standing seam METAL ROOF, 2024 PGT Impact Resistant Windows, a hurricane-rated garage door, updated plumbing and electrical, new soffits and gutters and freshly painted interiors and exteriors—making this a truly ready to move in experience. Inside, discover an open-concept floor plan anchored by a designer kitchen featuring shaker cabinetry, granite countertops, and a sea-glass backsplash that radiates coastal sophistication. New Bahama style ceiling fans and top-quality Venetian blinds add to your comfort. Sunlight fills the home, flowing effortlessly into a no-see-um grade screened lanai with Travertine Tile flooring, perfect for al fresco dining or simply taking in the serene water views. Step outside to enjoy: • A 14-ft floating dock • Lush landscaping with fruit trees • Fire pit gathering area • Room for a custom pool • RV/boat parking and irrigation well • Thoughtful custom built-ins throughout Located near fine dining restaurants, parks, schools and multiple Sugar Sand BEACHES for your convenience. A short drive to Fort Myers Beach, Sanibel Island and more. Live music is at the local restaurants every night. Picture yourself relaxing in the backyard fishing or exploring the canals in a kayak. Whether you’re watching manatees glide by, cruising the waterways, or simply enjoying a quiet morning sunrise over the canal, this home offers a rare and elevated Florida lifestyle. This is more than a home—it’s your personal paradise. Schedule your private tour today and experience waterfront living at its finest.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history38 days on market
- Status: ActiveMar 31, 2026
- Listed$500,000Mar 31, 2026
- Price increased$500,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 38
- Subdivision
- Waterway Estates
- County
- Lee
- Year built
- 1973
- Living area
- 1,833 sq ft
- Price/sq ft
- $273
- Building area
- 2,332 sq ft (Public Records)
- Lot size
- 13,939 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12071C0268G)
- Garage
- 2 spaces
- Annual taxes
- $4,292 (2025)
- Parcel #
- 16-44-24-08-00007.0470
- Zoning
- RS-1
- MLS #
- C7524085
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Freezer, Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, RV Access/Parking
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Fire Pit, Sliding Doors
- Construction materials
- Stucco
- Roof
- Metal
- Foundation
- Block
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 20.8x14.5 |
| Kitchen | First | 12.9x10.7 |
| Primary Bedroom | First | 19.11x12.1 |
Listing Details
- Listing date
- 2026-03-28
- On market date
- 2026-03-31
- Original list price
- $500,000
- Occupant type
- Owner
- MLS area
- 33903 - North Fort Myers
- Listing AOR
- Port Charlotte
- Status changed
- 2026-03-31
- Tax legal description
- WATERWAY EST.UNIT 2 SEC.3 BLK.7 PB 21 PG 45 LOT 47
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Punta Gorda. Go southeast on HWY 41. Right/south on Del Prado Blvd. N. Left/east onto Hancock Bridge Pkwy. Right/south on Orange Grove Blvd. Left/east on St. Claire Ave E. Right/south on Vinsetta Ave. On the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 8, 2026 at 7:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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