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$150,000

738 Michigan Ct

St Cloud, FL 34769

Listing updated: March 20, 2026 at 6:49 AM ET

Active

Listing courtesy of Sogo Real Estate Services Llc · Marianela Zambrano Criollo · MLS #O6392211 · Active · 407-730-3100

Beds

Bath

784

Sq Ft

1972

Built

◆$191/sqft◆360° tour

Condominium

Property type

1972

Year built

$191

Price / sq ft

$300/mo

HOA dues

Day on market

NONE

Flood zone

About this home

Newly full remodeled condo nestled in the heart of St. Cloud on a quiet & pristine community, schools on walking distance, and close to shopping and entertainment. Don't miss the opportunity to a great investment property.

Estimated monthly payment

Principal & interest$758

Property taxes$168

Home insurance (est.)$69

HOA dues$300

Down payment

20%

$30,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

Status: Active
Mar 19, 2026
Listed$150,000
Mar 19, 2026
Price increased$150,000

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 1
Subdivision: Palm Gardens
County: Osceola
Year built: 1972
Living area: 784 sq ft
Price/sq ft: $191
Flood zone: NONE
Annual taxes: $2,017 (2025)
Parcel #: 11-26-30-0609-0738-0040
Zoning: 0411
MLS #: O6392211

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Interior Details

Bedrooms: 2
Full bathrooms: 1
Flooring: Luxury Vinyl
Appliances: Convection Oven, Disposal, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Range, Refrigerator
Interior features: Ceiling Fans(s), Split Bedroom
Laundry: Laundry Room
Stories / Levels: One
Direction faces: Northeast

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Parking features: Reserved

HOA & Financial

HOA fee: $300 / Monthly
Monthly HOA: $300/mo
Total monthly fees: $300/mo
Total annual fees: $3,600
HOA name: PALM GARDENS
CDD: No
Min lease term: 1-2 Years
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Approval process: NONE

Exterior & Construction

Exterior features: Balcony, Playground, Private Entrance, Sidewalk
Construction materials: Block
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Cats OK, Dogs OK

Schools

ElementarySt Cloud ElemGreatSchools ↗

MiddleSt. Cloud Middle (6-8)GreatSchools ↗

High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	Second	11x11
Bedroom 2	Second	11x10
Living Room	Second	10x14
Kitchen	Second	10x12

Listing Details

Listing date: 2026-03-19
On market date: 2026-03-19
Original list price: $150,000
Occupant type: Vacant
MLS area: 34769 - St Cloud (City of St Cloud)
Listing AOR: Orlando Regional
Status changed: 2026-03-19
Tax legal description: Palm Gardens Condo CB 3 PGS 9-11 BLDG 738 UNIT 4

Flood risk

Zone NONEFEMA Zone NONE

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take East 192 HWY, right on Michigan Ave then right on Michigan Court property on left side,

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Listing provided by Stellar MLS

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 20, 2026 at 6:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA