1324 Ocean Spray Drive, FL
Stellar MLS

$308,000

1324 Ocean Spray Drive

Ruskin, FL 33570

Listing updated: June 9, 2026 at 4:39 PM ET

Active
3
Beds
2
Baths
1,405
Sq Ft
0.17
Acres
2021
Built
$219/sqft
Single Family Residence

Property type

2021

Year built

7,333 sqft

Lot size

$219

Price / sq ft

$15/mo

HOA dues

79

Days on market

2

Garage spaces

AE

Flood zone

About this home

Short Sale. Discover this immaculate, fully furnished home in Shell Cove, showcasing pristine condition, solar panels, and hurricane protection panels for all windows. This meticulously maintained, one-owner residence offers exceptional quality, efficiency, and security in a highly sought-after community. Designed for comfort and ease this home creates a seamless, turnkey opportunity for its next owner. Built with solid concrete block construction, the home features an open-concept layout with granite countertops, a complete appliance package, and an inviting living space centered around a cozy fireplace. Step outside to a spacious backyard that provides both privacy and a peaceful setting for outdoor enjoyment. Additional highlights include energy-saving solar panels and full hurricane shutter protection, delivering both cost efficiency and peace of mind. Residents of Shell Cove enjoy resort-style amenities such as a community pool, open-air cabana, basketball court, playground, and dog park. Conveniently located just minutes from I-75, the home offers easy access to shopping, dining, and local attractions. Schedule your private showing today to experience everything this property has to offer. MOTIVATED SELLER!

Estimated monthly payment

Principal & interest$1,557
Property taxes$647
Home insurance (est.)$141
HOA dues$15

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history79 days on market

  1. Status: Active
    Mar 22, 2026
  2. Listed$320,000
    Mar 22, 2026
  3. Price reduced$308,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
79
Subdivision
Shell Cove Ph 1
County
Hillsborough
Year built
2021
Living area
1,405 sq ft
Price/sq ft
$219
Building area
1,862 sq ft (Public Records)
Lot size
7,333 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12057C0652J)
Garage
2 spaces
Annual taxes
$7,762 (2025)
Parcel #
U-06-32-19-C07-000000-00510.0
Zoning
PD
MLS #
TB8488159

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat
Laundry
Laundry Closet
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Off Street

HOA & Financial

HOA fee
$175 / Annually
Monthly HOA
$15/mo
Total monthly fees
$15/mo
Total annual fees
$175
HOA name
INFRAMARK Lisa Castoria
CDD
Yes
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
PLEASE CONTACT THE HOA COMMUNITY TO VERIFY RENTAL RESTRICTIONS
Approval process
PLEASE CONTACT THE HOA COMMUNITY TO VERIFY APPROVAL PROCESS

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryThompson ElementaryGreatSchools ↗
MiddleShields-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst12x12
Great RoomFirst24x16
KitchenFirst12x12
Balcony/Porch/LanaiFirst10x8
Bedroom 2First10x11
Bedroom 3First10x11

Listing Details

Listing date
2026-03-21
On market date
2026-03-22
Original list price
$320,000
Occupant type
Vacant
Special conditions
Short Sale
MLS area
33570 - Ruskin/Apollo Beach
Listing AOR
Suncoast Tampa
Status changed
2026-03-22
Tax legal description
SHELL COVE PHASE 1 LOT 510

Flood risk

High riskFEMA Zone AEPanel 12057C0652J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take exit for FL-674 W/Collage Ave toward Ruskin. Merge onto FL-674 W / College Ave and travel approx. 2.7 miles until you reach S Tamiami Trail/S U.S. Hwy 41. Travel north for approx. a half mile until you reach W. Shell Point Rd. Travel west for approx. .8 miles and the community will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 9, 2026 at 4:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA