$49,900
105 Saint Martins Way
Apollo Beach, FL 33572
Listing updated: June 12, 2026 at 2:59 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Opportunity awaits in the 55+ Caribbean Isles Residential Cooperative! This single wide mobile home is situated on a desirable lot and may have potential for renovation with substantial investment in repairs; however, the true value is to remove and replace with a new home tailored to your preferences. The lot can accommodate a replacement home ranging from a 16-foot single wide up to a 24-foot double wide (buyer to verify with the co-op). Caribbean Isles is a resident-owned waterfront community known for its active lifestyle and resort-style amenities. Residents enjoy access to canals leading directly to Tampa Bay, along with an on-site boat and kayak launch. Additional features include optional boat and RV storage available for approximately $120 to $250 a year, depending on space size. The community offers a clubhouse, heated pool, social activities, and is both pet- and golf cart-friendly. With no lot rent and a low monthly maintenance fee, this is an excellent opportunity to build or place your ideal home in a highly sought-after waterfront community in Apollo Beach.
Local Insight
At $49,900, you're getting a genuinely affordable entry point in a 55+ community, but that AE flood zone designation is a serious consideration—you'll need flood insurance, which will add meaningful annual costs on top of the $242 monthly HOA, so run those numbers before committing. The 1987 vintage and 900 sq ft footprint mean this is truly a starter or retirement downsizer property, not an investment play, and Caribbean Isles' lot rent structure (if applicable beyond HOA) should be verified since manufactured home communities can have additional land lease fees that dramatically change the true cost of ownership.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history84 days on market
- Status: PendingJun 12, 2026
- Listed$55,000Mar 20, 2026
- Price reduced$49,900
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Pending
- Days on market
- 84
- Cumulative DOM
- 266
- Subdivision
- Caribbean Isles Residential Co
- County
- Hillsborough
- Year built
- 1987
- Living area
- 900 sq ft
- Price/sq ft
- $55
- Building area
- 1,820 sq ft (Public Records)
- Lot size
- 5,466 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0494J)
- Annual taxes
- $1,661 (2025)
- Parcel #
- U-22-31-19-606-000000-00323.0
- Zoning
- PD
- MLS #
- TB8487744
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet
- Appliances
- Electric Water Heater, Range, Range Hood, Refrigerator
- Interior features
- Primary Bedroom Main Floor, Window Treatments
- Laundry
- Outside
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $242 / Monthly
- Monthly HOA
- $242/mo
- Total monthly fees
- $242/mo
- Total annual fees
- $2,904
- HOA name
- Candis Farberov
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Cash
- Ownership
- Co-op
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Leasing is allowed during the months of October through May only. Tenants must be 55+, submit an application, pass a background check and be interviewed by the Board.
- Approval process
- Tenants and Purchasers must submit an application to the management office, pass a background check, and attend an orientation with the Board before closing.
Exterior & Construction
- Exterior features
- Private Entrance, Private Mailbox, Rain Gutters
- Construction materials
- Metal Siding
- Roof
- Metal
- Foundation
- Crawlspace
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Fiber Optics, Public, Underground Utilities
Community
- Pets allowed
- Breed Restrictions, Number Limit, Size Limit
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bonus Room | First | |
| Primary Bathroom | First | |
| Bathroom 2 | First |
Listing Details
- Listing date
- 2026-03-20
- On market date
- 2026-03-20
- Original list price
- $55,000
- Occupant type
- Vacant
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-12
- Tax legal description
- CARIBBEAN ISLES RESIDENTIAL COOPERATIVE UNIT 323
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 41 in Apollo Beach, take Elsberry Road to the MAIN gate. Once inside the community take an immediate right. At the next street (Saint Martins Way), take a left. The home is on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 12, 2026 at 2:59 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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