$115,000
122 Saint Annes Circle
Apollo Beach, FL 33572
Listing updated: June 14, 2026 at 2:06 PM ET
Listing courtesy of Caribbean Isle Property Sales Inc. · Bill Leith · MLS #TB8437171 · Active · 813-641-7067Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to Caribbean Isles Residential Cooperative, a friendly 55+ gated waterfront community located in the heart of Apollo Beach, Florida. One of the many benefits of living in Caribbean Isles is no CDD and no lot rent, along with a low monthly maintenance fee. This move-in ready, furnished 2-bedroom, 1½-bath home features updated flooring and a new roof, making it easy to settle in and start enjoying the Florida lifestyle right away. Relax with your morning coffee or evening breeze in the comfortable screened-in room, a perfect space to unwind. If you enjoy the outdoors, you’ll love our kayak and boat launch facilities, with a scenic canal system that offers direct access to Tampa Bay. For those who enjoy friendly competition, the community features bocce ball, shuffleboard courts, and horseshoes. The heated community pool is open year-round, perfect for relaxing or socializing with neighbors. Inside the clubhouse, residents enjoy a craft room and a large game room complete with pool tables, card tables, indoor bar shuffleboard, and darts. Caribbean Isles offers an active social calendar with themed dinners, dances, and community events throughout the year, creating plenty of opportunities to connect with friends and neighbors. Ideally located between Tampa and Sarasota/Bradenton, you’ll have convenient access to beautiful Gulf beaches, shopping, dining, entertainment, and world-class attractions. Come see for yourself why so many love calling Caribbean Isles home.
Local Insight
At $115k in a 55+ community, you're getting an affordable entry point, but this 1971 mobile home in AE flood zone means mandatory flood insurance that could easily run $1,200+ annually—factor that into your true carrying costs alongside the $242 HOA. The price-per-square-foot is reasonable for the area, but you'll want a thorough inspection on a home this age, particularly around the roof, plumbing, and foundation, since mobile homes depreciate differently and major repairs can be proportionally expensive.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history244 days on market
- Status: ActiveOct 13, 2025
- Listed$124,900Oct 13, 2025
- Price reduced$115,000
Facts & features
- Property type
- Residential
- Sub type
- Mobile Home
- Status
- Active
- Days on market
- 244
- Subdivision
- Caribbean Isles Residential Co
- County
- Hillsborough
- Year built
- 1971
- Living area
- 891 sq ft
- Price/sq ft
- $129
- Lot size
- 5,683 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0494J)
- Annual taxes
- $620 (2024)
- Parcel #
- U-22-31-19-606-000000-00401.0
- Zoning
- PD
- MLS #
- TB8437171
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Half bathrooms
- 1
- Flooring
- Vinyl
- Appliances
- Dryer, Electric Water Heater, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Thermostat
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $242 / Monthly
- Monthly HOA
- $242/mo
- Total monthly fees
- $242/mo
- Total annual fees
- $2,904
- HOA name
- Christine Trimmer
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Cash, Other
- Ownership
- Co-op
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Renters must meet the requirements as contained in the Bylaws, Rules and Regulations and be approved by the Board of Directors. Owners may rent from Oct 1 thru May 31. The minimum rental term is 1 month and maximum is 6 months.
- Approval process
- All potential Renters must make an application, submit to a background check, and be approved by the Board. Meet the requirements contained in the Bylaws, Rules and Regulations
Exterior & Construction
- Exterior features
- Awning(s), Private Mailbox, Rain Gutters
- Construction materials
- Metal Siding
- Roof
- Membrane
- Foundation
- Crawlspace
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Breed Restrictions, Cats OK, Dogs OK, Size Limit, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2025-10-13
- On market date
- 2025-10-13
- Original list price
- $124,900
- Occupant type
- Vacant
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-10-13
- Tax legal description
- CARIBBEAN ISLES RESIDENTIAL COOPERATIVE UNIT 401
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take I-75 to exit 246 (Big Bend Road). Go east (left) on Big Bend Road. Turn South (left) on Hwy 41. Make Right on Elsberry. Continue to main gate on Right and follow call box instructions.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 14, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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