$925,000
498 Manatee Terrace
Fort White, FL 32038
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Experience the beauty of true North Florida river living in Fort White, just off the crystal-clear waters of the Santa Fe River. Situated on almost a full acre, this gated and fully fenced 3 bedroom, 2 bath home offers the perfect blend of privacy, comfort, and waterfront lifestyle. Inside, the open-concept design creates a bright and welcoming atmosphere, ideal for gathering with family and friends. The kitchen is the heart of the home, featuring granite countertops, generous cabinet space, and an easy flow into the living and dining areas. A complete remodel in 2007 brought thoughtful updates and modern touches while maintaining a warm, inviting feel throughout. Step out onto the covered balcony overlooking the river and take in peaceful water views and unforgettable sunsets. Whether you're sipping your morning coffee, watching wildlife drift by, or winding down after a day on the water, this outdoor space is truly special. With your own floating dock and private boat ramp, enjoying the Santa Fe is effortless — from boating and kayaking to fishing right in your backyard. Practical features make everyday living just as enjoyable. The property includes a 3-car garage, outside elevator for added convenience, sprinkler system, whole-house generator, and trash pickup service. An optional HOA provides access to a nearby park, giving you even more room to enjoy the outdoors. This is more than just a home — it’s a riverfront retreat where you can relax, entertain, and make lasting memories.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history67 days on market
- Status: ActiveMar 9, 2026
- Listed$950,000Mar 9, 2026
- Price reduced$925,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 67
- Subdivision
- Three Rivers Estates
- County
- Columbia
- Year built
- 1973
- Living area
- 2,628 sq ft
- Price/sq ft
- $352
- Building area
- 6,168 sq ft (Public Records)
- Lot size
- 38,768 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- AE (12023C0467C)
- Garage
- 3 spaces
- Annual taxes
- $3,311 (2025)
- Parcel #
- 00-00-00-00569-001
- Zoning
- RESID
- MLS #
- GC538291
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl, Tile, Wood
- Appliances
- Dishwasher, Microwave, Range, Range Hood, Refrigerator, Water Filtration System, Water Purifier, Water Softener
- Interior features
- Cathedral Ceiling(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, French Doors, Private Entrance, Private Mailbox, Private Yard
- Construction materials
- Block
- Roof
- Metal
- Foundation
- Block, Pillar/Post/Pier
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Limerock
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Second | |
| Primary Bedroom | Second | |
| Living Room | Second |
Listing Details
- Listing date
- 2026-03-09
- On market date
- 2026-03-09
- Original list price
- $950,000
- Occupant type
- Owner
- MLS area
- 32038 - Fort White
- Listing AOR
- Gainesville-Alachua
- Status changed
- 2026-03-09
- Tax legal description
- LOT 3 UNIT 2 THREE RIVERS ESTATES. 853-443, 916-2441, DC 1074-949, WD 1074-950,952,
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Fort White, take 47 S, Turn right onto W Right-Of-Way St/SW Wilson Springs Rd, Turn left onto Wilson Springs Rd, Turn right onto SW Newark Dr, Turn left onto SW Bridge Ln, turn right onto SW Manatee Terrace. Property will be on your left hand side. Look for the UNITED COUNTRY SMITH AND ASSOCIATES signs.
More homes like this
$75,000
Sw Bumble St
Fort White, FL 32038
1.53 acres
Three Rivers Estates
MLS# GC540664
$84,999
282 Sw Alberta Pl
Fort White, FL 32038
1.53 acres
Three Rivers Estates
MLS# A4691653
$168,000
264 Sw Central Ter
Fort White, FL 32038
2 bd · 2 ba · 920 sqft
Three Rivers Estates
MLS# GC540286
$200,000
1187 Sw Boston Ter
Fort White, FL 32038
1 bd · 1 ba · 240 sqft
Three Rivers Estates
MLS# GC538057
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 15, 2026 at 4:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA