$330,000
3482 Kings Road
Palm Harbor, FL 34685
Listing updated: June 14, 2026 at 10:56 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. Step into a world where every detail has been thoughtfully curated. This fully remodeled townhouse-style condo in the exclusive, gated Waterford community offers the perfect blend of sophistication, comfort, and peace of mind. 2-car attached garage, this home delivers both elegance and security. As you enter, a dramatic cathedral ceiling sets the tone for the refined living experience ahead. The heart of the home is the designer-renovated kitchen, showcasing premium Granite countertops, a generous island ideal for entertaining, and sleek stainless-steel appliances. The open dining area flows effortlessly into a bright, inviting living room framed by views of a lush courtyard and a tranquil screened-in patio. The first-floor primary suite offers a private sanctuary, complete with a beautifully reimagined spa-inspired bathroom and a spacious walk-in closet. Upstairs, two additional bedrooms and a fully updated bath provide comfort and style for family or guests. Throughout the home, luxury vinyl plank flooring enhances the modern aesthetic, while extensive upgrades—including newer appliances, a 2018 roof, and refreshed exterior finishes—ensure a turnkey lifestyle. Beyond your front door, Waterford offers resort-style amenities: a sparkling pool, heated spa, fitness center, playground, and clubhouse. With A-rated schools, nearby parks, and convenient access to Publix, Starbucks, and local dining, this location balances serenity with everyday convenience. And with all buildings at just two stories, no milestone study is required, offering added peace of mind. This is more than a home—it’s a refined retreat designed for those who appreciate quality, comfort, and effortless living. Call today to schedule your private showing!
Local Insight
At $212 per square foot for a 2002 townhouse with a $591 monthly HOA in a luxury condo subdivision, you're paying a premium for the community amenities and location rather than the unit itself—so make sure that HOA actually delivers value and won't creep higher given the building's age. The listed 39.43 acres appears to be a data error (that's the entire subdivision, not your lot), so clarify your actual lot size and what common areas you actually have access to before committing. Being in flood zone X500 is a genuine advantage for insurance costs, and the Palm Harbor location near solid schools is solid, but the real question is whether you're buying this as a primary residence or banking on appreciation in what's essentially a mature townhouse community.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history60 days on market
- Status: PendingJun 14, 2026
- Listed$350,000Mar 12, 2026
- Price reduced$330,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Pending
- Days on market
- 60
- Subdivision
- Waterford At Palm Harbor Luxury Condo
- County
- Pinellas
- Year built
- 2002
- Living area
- 1,559 sq ft
- Price/sq ft
- $212
- Lot size
- 1,717,388 sq ft
- Lot category
- 20 to less than 50
- Flood zone
- X500 (12103C0077G)
- Garage
- 2 spaces
- Annual taxes
- $4,272 (2025)
- Parcel #
- 27-27-16-95060-025-1020
- MLS #
- TB8483793
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Granite, Laminate
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Open Floorplan, Split Bedroom, Walk-In Closet(s)
- Laundry
- In Garage, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $591 / Monthly
- Monthly HOA
- $591/mo
- Total monthly fees
- $591/mo
- Total annual fees
- $7,091
- HOA name
- Rebekah Anderson-Laura Zimmerman
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Requires 2 years of ownership before leasing. After becoming eligible, owners have 60 days to lease, or they must join a waiting list. Leasing is limited to a set number of units.
- Approval process
- Please contact the association for an application.
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public, See Remarks
- Utilities
- Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First | |
| Bedroom 2 | Second | |
| Bedroom 3 | Third | |
| Living Room | First | |
| Family Room | First |
Listing Details
- Listing date
- 2026-03-12
- On market date
- 2026-03-12
- Original list price
- $350,000
- Occupant type
- Owner
- MLS area
- 34685 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-14
- Tax legal description
- WATERFORD AT PALM HARBOR LUXURY CONDO, THE BLDG 25, UNIT 102
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Tampa Rd, head north on East Lake Rd, turn right at the light at Ridgemoor Blvd, make a left on on Pine Ridge Blvd, right on Kings Rd, right on Wembley Way, left on Trafalgar Way, left on Kings Rd to property on your right at 3482 Kings Rd #102
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 14, 2026 at 10:56 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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