$519,000

5107 86th Street Court

Bradenton, FL 34210

Listing updated: April 29, 2026 at 2:39 PM ET

Active

Beds

Baths

1,490

Sq Ft

0.21

Acres

1995

Built

◆Private pool◆$348/sqft

Single Family Residence

Property type

1995

Year built

9,278 sqft

Lot size

$348

Price / sq ft

$194/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

New Roof (2025) • No Flood Insurance • Heated Pool • Low-Maintenance Living Discover a rare blend of effortless living and Florida lifestyle in the highly sought-after Bay Lakes Estates of West Bradenton. This meticulously maintained 3-bedroom, 2-bath pool home stands out with a brand-new roof (2025) and the added advantage of being located outside of a required flood zone—offering both peace of mind and potential insurance savings. Inside, the home features fresh flooring, plantation shutters, upgraded lighting, and a bright, welcoming layout, while the kitchen is enhanced with brand-new appliances. Custom-built garage system added for organization and functionality. Designed for comfort and ease, every detail reflects pride of ownership and thoughtful care. Step outside to your private backyard retreat, complete with a heated saltwater pool—perfect for morning relaxation, evening swims, or entertaining guests year-round. With a low monthly HOA of just $194 that includes lawn and exterior maintenance, this property offers a truly low-maintenance, lock-and-leave lifestyle—ideal for full-time living, seasonal use, or a Florida getaway. Conveniently located near beaches, dining, and downtown Bradenton, this home delivers the perfect balance of lifestyle, efficiency, and ease—allowing you to enjoy Florida living without the burden of ongoing upkeep or major future expenses.

Estimated monthly payment

Principal & interest$2,624

Property taxes$271

Home insurance (est.)$238

HOA dues$194

Down payment

20%

$103,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history53 days on market

Status: Active
Mar 7, 2026
Listed$519,000
Mar 7, 2026
Price increased$519,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 53
Cumulative DOM: 452
Subdivision: Bay Lake Estates Ph I
County: Manatee
Year built: 1995
Living area: 1,490 sq ft
Price/sq ft: $348
Building area: 2,180 sq ft (Public Records)
Lot size: 9,278 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE
Garage: 2 spaces
Pool: Private pool
Annual taxes: $3,252 (2025)
Parcel #: 7657402553
Zoning: RSF4.5
MLS #: A4685025

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Carpet, Laminate
Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
Interior features: Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry: In Garage
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes
Parking features: Driveway, Garage Door Opener

HOA & Financial

HOA fee: $194 / Monthly
Monthly HOA: $194/mo
Total monthly fees: $194/mo
Total annual fees: $2,328
HOA name: C & S Community Management
CDD: No
Min lease term: 1-2 Years
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: ONE YEAR MINIMUM WITH ASSOCIATION APPROVAL AND CREDIT CHECK. CONTACT HOA TO CONFIRM LEASING RESTRICTIONS.
Approval process: PLEASE CONTACT HOA, APPLICATION PROCESS REQUIRED.

Exterior & Construction

Exterior features: French Doors, Hurricane Shutters, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Pool: Private pool
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Schools

ElementarySea Breeze ElementaryGreatSchools ↗

MiddleW.D. Sugg MiddleGreatSchools ↗

High SchoolBayshore HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Great Room	First	17x16
Dining Room	First	13x10
Kitchen	First	13x8
Primary Bedroom	First	15x12
Primary Bathroom	First	5x9
Bedroom 2	First	11x11
Bedroom 3	First	11x10
Bathroom 2	First	7x5

Listing Details

Listing date: 2026-03-05
On market date: 2026-03-07
Original list price: $519,000
Occupant type: Owner
MLS area: 34210 - Bradenton
Listing AOR: Sarasota - Manatee
Status changed: 2026-03-07
Tax legal description: LOT 50 BLK A BAY LAKE ESTATES SUB PHASE I PI#76574.0255/3

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

West on Cortez, South on Palma Sola Blvd, Right into Bay Lakes Estates, first right onto 86th St Ct W, house is on right.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 29, 2026 at 2:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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